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Last Updated: October 11, 2023

Special Assessments Pursuant to Systemic Risk Determination
12 CFR Part 327 RIN 3064–AF93
Notice of proposed rulemaking

88 FR 32694
Comment Period End: July 21, 2023

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Submitted By
01. Mississippi Bankers Association, Gordon W. Fellows
02. Waterford Financial Management, LLC, Jonathan Phelan
03. Ian Jarvis
04. Aaron Kersey
05. Sean Devlin
06. David Finzel
07. America's Mutual Banks, Douglas Faucette
08. East West Bank, Doug Krause
09. UMB Financial Corporation, Mariner Kemper
10. Anonymous
11. Michael Paganini
12. Home BancShares, Inc., Brian S. Davis
13. Community Bankers of Iowa, Ross Dickinson
14. Missouri Independent Bankers Association, Matthew S. Ruge
15. Montana Independent Bankers, James Brown
16. Seneca Savings, Joseph G. Vitale
17. NJBankers, Michael P. Affuso
18. FirstBank Holding Company, Mike Kirby
19. Climate First Bank, Ken LaRoe
20. Altoona First Savings Bank, Troy M. Campbell
21. Climate First Bank, Susan Doll
22. Calhoun Banks, Martha Haymaker
23. Joe McAuliffe
24. State Bank of Toulon, Douglas E. Parrott
25. Park Bank, Jim Hegenbarth
26. ChoiceOne Bank, Michael J. Burke, Jr.
27. Fidelity Bank, Mahlon Sanford
28. Peoples Bank, John P. Rigler II
29. Spratt Savings Bank, Jim Bennett
30. International Bank of Amherst, H B "Butch" Pomeroy
31. Jonestown Bank & Trust Co., Troy A. Peters
32. PriorityOne Bank, Sam Fant
33. The First National Bank of Gordon, Merry Wheeler
34. V.J. Gus Barker
35. Tucumcari Federal Savings and Loan Association, Julie Williams
36. Wilcox Bancshares, Inc., Noah W. Wilcox
37. Anderson State Bank, Richard D. Anderson
38. Bank of Commerce, Copper France
39. The First National Bank of Henning, Randy Dorn
40. Iowa Trust & Savings Bank, Kris M. Ausborn
41. Farmers State Bank, Valerie Anderson‐Boudaka
42. German American State Bank, Warren Laube
43. Peoples Bank, Donna Larson
44. Peoples Bank, John P. Rigler III
45. Peoples Bank, Tracy Van Sickle
46. Oostburg State Bank, Paul Kuplic
47. Green Belt Bank & Trust, Kirk Yung
48. Commercial Bank & Trust, Todd D. Smith
49. North Valley Bank, Blake A Feik
50. Security Federal Savings Bank, Annette Russell
51. Wahoo State Bank, Greg Hohl
52. BOK Financial, Martin Grunst
53. Community Bankers of Michigan, Michael J. Tierney
54. D.L. Evans Bank, Meredith Hunt
55. Climate First Bank, Scott Leitner
56. Citizens Bank of Kansas, Jane Deterding
57. The Fountain Trust, Lucas White
58. Citizens Bank of Kansas, Kyle Russell
59. Citizens Bank of Kansas, Stacy Gear
60. Harvest Bank, Barry Belknap
61. Climate First Bank, Cindy Kindl
62. Peoples Bank, Anthony Hodges
63. Community Spirit Bank, Brad M. Bolton
64. The Citizens Bank of Clovis, Kent Carruthers
65. People's Savings Bank of Rhineland, Jenifer Lawton
66. Independent Bankers Association of New York State, John J. Witkowski
67. Santander, Felipe Novoa
68. Community Bankers Association of Oklahoma, Craig Buford
69. SouthPoint Bank, J. Stephen Smith
70. Farmers and Merchants Bank, Gregory S. Veerkamp
71. First Harrison Bank, Chris Frederick
72. Federation Bank, Janelle Escher
73. Exchange State Bank, Michael J. Doue
74. Tucumcari Federal Savings and Loan Association, David Hale
75. State Bank of Cherry, Dan Wujek
76. Fifth Third, Huntington, KeyCorp, James C Leonard, et al.
77. Cleveland State Bank, Daniel F. Whalen
78. The Cooperative Bank of Cape, Lisa Oliver
79. Bippus State Bank, Adam Fusselman
80. Western Bank, Frank Chaires
81. First Enterprise Bank, Robin Banell
82. Five Star Bank, James Beckwith
83. Huron Valley State Bank, JackJ. Shubitowski
84. Unity Bank, James A. Hughes
85. Castroville State Bank, Scott E. Tschirhart
86. Del Norte Bank, Shawn Jensen
87. PriorityOne Bank, Robert J. Barnes
88. Glenwood State Bank, Larry Winum
89. Village Bank, James E. Hendricks Jr.
90. Wilson State Bank, Irv Mitchell
91. Virginia National Bank, Tara Y. Harrison
92. Bank of Zachary, Preston L. Kennedy
93. Citizens Business Bank, Yamynn De Angelis
94. Peoples Bank of Alabama, David Patterson
95. The Bank of Marion, Chris Snodgrass
96. Zions Bancorporation, N.A., Paul Burdiss
97. Independent Bankers Association of Texas, Christopher L. Williston
98. Upper Peninsula State Bank, Andy Herro
99. German American Bank, D. Neil Dauby
100. RiverBank, Kastle Soliai
101. CNB Bank & Trust NA, Shawn L. Davis
102. Arundel Federal Savings Bank, Thomas N. Herpel
103. Flora Bank & Trust, Dan D. Graham
104. Farmers & Merchants Bank, Shon B. Myers
105. New Market Bank, Anita Drentlaw
106. American Bank, Chris J. Persichetti
107. 1st Security Bank, Matt Mullet
108. The Bank of Commerce, A. Michael Morrison
109. Bank of Easton, John Morley
110. Hilltop Bank, Greg Dixson
111. Citizens State Bank, Amy Baker
112. Mid-Size Bank Coalition of America, Brent Tjarks
113. Muenster State Bank, Robert Weinzapfel
114. Wyoming Bank & Trust, Jeff Wallace
115. Plumas Bank, Andrew Ryback
116. Colony Bank, T. Heath Fountain
117. Community State Bank, Scott Huedepohl
118. Upper Peninsula State Bank, Glenn Johnson
119. Alden Bank, Tom Lane
120. Trustar Bank, Shaza L. Andersen
121. Badger Bank, Steve Dehnert
122. Benchmark Community Bank, L. Michael Arthur, Jr
123. Swedish‐American State Bank, Tanner M. Johnson
124. State Street Bank & Trust Company, Mike Mahair
125. Hardin County Savings Bank, James Brown
126. Somerset Savings Bank, Bill Taylor
127. The Peoples Bank Co, Jack A Hartings
128. First Independent Bank, Bruce Pogatchnik
129. Alabama Bankers Association, Scott E. Latham
130. Junction National Bank, Darla Rooke
131. Tioga State Bank, N.A., Jennifer Brockner
132. The National Bank of Blacksburg, F. Brad Denardo
133. First State Bank of Golva, Dee Baertsch
134. The Peoples Bank, Alicia Freeman
135. Puerto Rico Bankers Association, Zoime Alvarez Rubio
136. Marquette Savings Bank, John C. Dill
137. Metz Bank, Scott Buerge
138. BOM Bank, Ken Hale
139. First State Bank of Roscoe, Mary Jo Grismer
140. Climate First Bank, Frank Sypniewski
141. Reliabank, Ann Buckmiller
142. One Bank, David Kinchler
143. Upper Peninsula State Bank, Scott M. Beaudry
144. BankIn Minnesota, Jim Amundson
145. ANB Bank, Koger L. Propst
146. Three Rivers Bank of Montana, A.J. King
147. Rivers Edge Bank, Lance Steuck
148. Fowler State Bank, Rick Mickle
149. Century Bank and Trust, Derek B. Williams
150. BCT‐Bank of Charles Town, Alice P Frazier
151. KS Bank, Inc, Earl W. Worley, Jr.
152. First National Bank of Absecon, C. Eric Gaupp
153. Peoples Bank & Trust Co., Justin St. Pierre
154. Virginia Association of Community Banking, Steven C. Yeakel
155. Troy Bank and Trust, John R. Ramage
156. Wood & Huston Bank, Mark Thompson
157. E. J. Antoni
158. Devon Bank, Lawence M. Friedman
159. Red River Bank, R. Blake Chatelain
160. MainStreet Bank, Jeff W. Dick
161. MainStreet Bank, Lisa Kilgour
162. MainStreet Bank, Abdul Hersiburane
163. Puerto Rico Office of the Commissioner of Financial Institutions
164. Brannen Bank, G. Matt Brannen
165. Union Bank, Inc., Tim Aiken
166. Lake Ridge Bank, Julie Redfern
167. First Bank of Alabama, J. Chad Jones
168. International Bank of Amherst, Lonnie Przybylski
169. The Fisher National Bank, Michael W. Estes
170. Wisconsin Bankers Association, Rose Oswald Poels
171. United Southern Bank, Billy Bingham
172. Farmers and Merchants State Bank, Dick D. Behl
173. Community Development Bankers Association, Brian Blake
174. National Capital Bank, Debra Keats
175. Bank of Cadiz & Trust Co., Kevin Atwood
176. Legends Bank, Thomas Bates, Jr.
177. First Financial Bank, Kyle Goodwin
178. State Street Bank & Trust Company, Mark Reuschel
179. First Bank, Nikki Roser
180. State Bank Northwest, Lorilei Bruggink
181. Whitesville State Bank, Robert L. Milam Jr.
182. State Street Bank & Trust, Dennis Gonnan
183. State Bank Northwest, Gregory S. Deckard
184. Woodsfield Savings Bank, Tracey E. Craig
185. Hancock Whitney Bank, Michael M. Achary
186. Garrett State Bank, Michael J. Tullis
187. The Bank of Vernon, Samuel A. Johnson
188. Frandsen Financial Corporation, Chuck Mausbach
189. Bank OZK, Tim Hicks
190. American Bankers Association, Alison Touhey
191. Bank Policy Institute, Tabitha Edgens
192. Woodsboro Bank, Steve Heine
193. Independent Community Bankers Association of New Mexico, Chris Moya
194. Better Markets, Inc., Dennis Kelleher
195. FirstBank Puerto Rico, Aurelio Alemán
196. The Associations
197. Peoples Bank, Brian Ralph
198. The Citizens Bank, Paul Goodpaster
199. Community Bankers Association of Illinois, David G. Schroeder
200. Michigan Bankers Association, T. Rann Paynter, Patricia Herndon
201. Montana Independent Bankers Association, James Brown
202. Citizens Guaranty Bank, Michael Wilson
203. Custody Banks, Dermot McDonogh, et al.
204. Financial Services Forum, Kevin Fromer
205. PRS Bank, Sid Smith
206. Abbeville First Bank, Andy Timmerman
207. North Central Bank, Kim McKee
208. Genesee Regional Bank, Phillip L. Pecora
209. M&F Bank, James H. Sills, III
210. Dieterich Bank, Jason D. Semple
211. Wells Fargo & Company, Muneera Carr
212. Security First Bank of North Dakota, Sarah Getzlaff
213. Citizens First Bank, Mike Gargaro
214. Metro City Bank, Farid Tan
215. Heartland Bank, Jennifer Eckert
216. 9 State Attorneys General
217. Planters Bank & Trust Company, Alan H. Hargett
218. Prime Meridian Bank, Sammie D. Dixon, Jr.
219. Louisiana Bankers Association, Joe Gendron
220. Capital One, PNC, and Truist, Robert Zizka, et al.
221. Form Letter A from 34 Employees of Farmers State Bank
222. Form Letter B from 7 Employees of Points West Community Bank
223. Form Letter C from 14 Employees of Chelsea State Bank
224. Form Letter D from 8 Employees of First New Mexico Bank
225. Form Letter E from 12 Employees of MidAmerica National Bank
226. Conway Bank, Joseph C. Rottinghaus
227. Independent Community Bankers of America, Jenna Burke
228. Mississippi Bankers Association, Gordon Fellows
229. Partners for Rural Transformation, Jose A Quinonez
230. California Bankers Association, Kevin Gould
231. Williamstown Bank, Sharon Anderson
232. United States Senate, Sherrod Brown, JD Vance
233. Dennis Home
234. Community National Bank, Dorsey Hall
235. Oxford Bank, David P. Lamb
236. New York Community Bancorp Inc., R. Patrick Quinn
237. Upper Peninsula State Bank, Desiree Calouette
238. Western Alliance Bank, Dale Gibbons
239. United States Congress, Pete Sessions
240. United States Congress, Andy Barr, Al Green
241. United States Senate, Elizabeth Warren
242. United States Congress, Andy Barr, Ann Wagner, et al.
Meeting Memoranda
01. Meeting Between Staff of the Federal Deposit Insurance Corporation (FDIC) and Representatives of Wells Fargo & Company (Wells Fargo)
02. FDIC Advisory Committee on Community Banking (CBAC) Meeting
03. Meeting Between Staff of the Federal Deposit Insurance Corporation (FDIC) and Representatives of The Bank of New York Mellon (BNY Mellon)
04. Meeting with Bank Policy Institute (BPI) and Other Industry Participants