| Submitted By |
| 01. Mississippi Bankers Association, Gordon W. Fellows |
| 02. Waterford Financial Management, LLC, Jonathan Phelan |
| 03. Ian Jarvis |
| 04. Aaron Kersey |
| 05. Sean Devlin |
| 06. David Finzel |
| 07. America's Mutual Banks, Douglas Faucette |
| 08. East West Bank, Doug Krause |
| 09. UMB Financial Corporation, Mariner Kemper |
| 10. Anonymous |
| 11. Michael Paganini |
| 12. Home BancShares, Inc., Brian S. Davis |
| 13. Community Bankers of Iowa, Ross Dickinson |
| 14. Missouri Independent Bankers Association, Matthew S. Ruge |
| 15. Montana Independent Bankers, James Brown |
| 16. Seneca Savings, Joseph G. Vitale |
| 17. NJBankers, Michael P. Affuso |
| 18. FirstBank Holding Company, Mike Kirby |
| 19. Climate First Bank, Ken LaRoe |
| 20. Altoona First Savings Bank, Troy M. Campbell |
| 21. Climate First Bank, Susan Doll |
| 22. Calhoun Banks, Martha Haymaker |
| 23. Joe McAuliffe |
| 24. State Bank of Toulon, Douglas E. Parrott |
| 25. Park Bank, Jim Hegenbarth |
| 26. ChoiceOne Bank, Michael J. Burke, Jr. |
| 27. Fidelity Bank, Mahlon Sanford |
| 28. Peoples Bank, John P. Rigler II |
| 29. Spratt Savings Bank, Jim Bennett |
| 30. International Bank of Amherst, H B "Butch" Pomeroy |
| 31. Jonestown Bank & Trust Co., Troy A. Peters |
| 32. PriorityOne Bank, Sam Fant |
| 33. The First National Bank of Gordon, Merry Wheeler |
| 34. V.J. Gus Barker |
| 35. Tucumcari Federal Savings and Loan Association, Julie Williams |
| 36. Wilcox Bancshares, Inc., Noah W. Wilcox |
| 37. Anderson State Bank, Richard D. Anderson |
| 38. Bank of Commerce, Copper France |
| 39. The First National Bank of Henning, Randy Dorn |
| 40. Iowa Trust & Savings Bank, Kris M. Ausborn |
| 41. Farmers State Bank, Valerie Anderson‐Boudaka |
| 42. German American State Bank, Warren Laube |
| 43. Peoples Bank, Donna Larson |
| 44. Peoples Bank, John P. Rigler III |
| 45. Peoples Bank, Tracy Van Sickle |
| 46. Oostburg State Bank, Paul Kuplic |
| 47. Green Belt Bank & Trust, Kirk Yung |
| 48. Commercial Bank & Trust, Todd D. Smith |
| 49. North Valley Bank, Blake A Feik |
| 50. Security Federal Savings Bank, Annette Russell |
| 51. Wahoo State Bank, Greg Hohl |
| 52. BOK Financial, Martin Grunst |
| 53. Community Bankers of Michigan, Michael J. Tierney |
| 54. D.L. Evans Bank, Meredith Hunt |
| 55. Climate First Bank, Scott Leitner |
| 56. Citizens Bank of Kansas, Jane Deterding |
| 57. The Fountain Trust, Lucas White |
| 58. Citizens Bank of Kansas, Kyle Russell |
| 59. Citizens Bank of Kansas, Stacy Gear |
| 60. Harvest Bank, Barry Belknap |
| 61. Climate First Bank, Cindy Kindl |
| 62. Peoples Bank, Anthony Hodges |
| 63. Community Spirit Bank, Brad M. Bolton |
| 64. The Citizens Bank of Clovis, Kent Carruthers |
| 65. People's Savings Bank of Rhineland, Jenifer Lawton |
| 66. Independent Bankers Association of New York State, John J. Witkowski |
| 67. Santander, Felipe Novoa |
| 68. Community Bankers Association of Oklahoma, Craig Buford |
| 69. SouthPoint Bank, J. Stephen Smith |
| 70. Farmers and Merchants Bank, Gregory S. Veerkamp |
| 71. First Harrison Bank, Chris Frederick |
| 72. Federation Bank, Janelle Escher |
| 73. Exchange State Bank, Michael J. Doue |
| 74. Tucumcari Federal Savings and Loan Association, David Hale |
| 75. State Bank of Cherry, Dan Wujek |
| 76. Fifth Third, Huntington, KeyCorp, James C Leonard, et al. |
| 77. Cleveland State Bank, Daniel F. Whalen |
| 78. The Cooperative Bank of Cape, Lisa Oliver |
| 79. Bippus State Bank, Adam Fusselman |
| 80. Western Bank, Frank Chaires |
| 81. First Enterprise Bank, Robin Banell |
| 82. Five Star Bank, James Beckwith |
| 83. Huron Valley State Bank, JackJ. Shubitowski |
| 84. Unity Bank, James A. Hughes |
| 85. Castroville State Bank, Scott E. Tschirhart |
| 86. Del Norte Bank, Shawn Jensen |
| 87. PriorityOne Bank, Robert J. Barnes |
| 88. Glenwood State Bank, Larry Winum |
| 89. Village Bank, James E. Hendricks Jr. |
| 90. Wilson State Bank, Irv Mitchell |
| 91. Virginia National Bank, Tara Y. Harrison |
| 92. Bank of Zachary, Preston L. Kennedy |
| 93. Citizens Business Bank, Yamynn De Angelis |
| 94. Peoples Bank of Alabama, David Patterson |
| 95. The Bank of Marion, Chris Snodgrass |
| 96. Zions Bancorporation, N.A., Paul Burdiss |
| 97. Independent Bankers Association of Texas, Christopher L. Williston |
| 98. Upper Peninsula State Bank, Andy Herro |
| 99. German American Bank, D. Neil Dauby |
| 100. RiverBank, Kastle Soliai |
| 101. CNB Bank & Trust NA, Shawn L. Davis |
| 102. Arundel Federal Savings Bank, Thomas N. Herpel |
| 103. Flora Bank & Trust, Dan D. Graham |
| 104. Farmers & Merchants Bank, Shon B. Myers |
| 105. New Market Bank, Anita Drentlaw |
| 106. American Bank, Chris J. Persichetti |
| 107. 1st Security Bank, Matt Mullet |
| 108. The Bank of Commerce, A. Michael Morrison |
| 109. Bank of Easton, John Morley |
| 110. Hilltop Bank, Greg Dixson |
| 111. Citizens State Bank, Amy Baker |
| 112. Mid-Size Bank Coalition of America, Brent Tjarks |
| 113. Muenster State Bank, Robert Weinzapfel |
| 114. Wyoming Bank & Trust, Jeff Wallace |
| 115. Plumas Bank, Andrew Ryback |
| 116. Colony Bank, T. Heath Fountain |
| 117. Community State Bank, Scott Huedepohl |
| 118. Upper Peninsula State Bank, Glenn Johnson |
| 119. Alden Bank, Tom Lane |
| 120. Trustar Bank, Shaza L. Andersen |
| 121. Badger Bank, Steve Dehnert |
| 122. Benchmark Community Bank, L. Michael Arthur, Jr |
| 123. Swedish‐American State Bank, Tanner M. Johnson |
| 124. State Street Bank & Trust Company, Mike Mahair |
| 125. Hardin County Savings Bank, James Brown |
| 126. Somerset Savings Bank, Bill Taylor |
| 127. The Peoples Bank Co, Jack A Hartings |
| 128. First Independent Bank, Bruce Pogatchnik |
| 129. Alabama Bankers Association, Scott E. Latham |
| 130. Junction National Bank, Darla Rooke |
| 131. Tioga State Bank, N.A., Jennifer Brockner |
| 132. The National Bank of Blacksburg, F. Brad Denardo |
| 133. First State Bank of Golva, Dee Baertsch |
| 134. The Peoples Bank, Alicia Freeman |
| 135. Puerto Rico Bankers Association, Zoime Alvarez Rubio |
| 136. Marquette Savings Bank, John C. Dill |
| 137. Metz Bank, Scott Buerge |
| 138. BOM Bank, Ken Hale |
| 139. First State Bank of Roscoe, Mary Jo Grismer |
| 140. Climate First Bank, Frank Sypniewski |
| 141. Reliabank, Ann Buckmiller |
| 142. One Bank, David Kinchler |
| 143. Upper Peninsula State Bank, Scott M. Beaudry |
| 144. BankIn Minnesota, Jim Amundson |
| 145. ANB Bank, Koger L. Propst |
| 146. Three Rivers Bank of Montana, A.J. King |
| 147. Rivers Edge Bank, Lance Steuck |
| 148. Fowler State Bank, Rick Mickle |
| 149. Century Bank and Trust, Derek B. Williams |
| 150. BCT‐Bank of Charles Town, Alice P Frazier |
| 151. KS Bank, Inc, Earl W. Worley, Jr. |
| 152. First National Bank of Absecon, C. Eric Gaupp |
| 153. Peoples Bank & Trust Co., Justin St. Pierre |
| 154. Virginia Association of Community Banking, Steven C. Yeakel |
| 155. Troy Bank and Trust, John R. Ramage |
| 156. Wood & Huston Bank, Mark Thompson |
| 157. E. J. Antoni |
| 158. Devon Bank, Lawence M. Friedman |
| 159. Red River Bank, R. Blake Chatelain |
| 160. MainStreet Bank, Jeff W. Dick |
| 161. MainStreet Bank, Lisa Kilgour |
| 162. MainStreet Bank, Abdul Hersiburane |
| 163. Puerto Rico Office of the Commissioner of Financial Institutions |
| 164. Brannen Bank, G. Matt Brannen |
| 165. Union Bank, Inc., Tim Aiken |
| 166. Lake Ridge Bank, Julie Redfern |
| 167. First Bank of Alabama, J. Chad Jones |
| 168. International Bank of Amherst, Lonnie Przybylski |
| 169. The Fisher National Bank, Michael W. Estes |
| 170. Wisconsin Bankers Association, Rose Oswald Poels |
| 171. United Southern Bank, Billy Bingham |
| 172. Farmers and Merchants State Bank, Dick D. Behl |
| 173. Community Development Bankers Association, Brian Blake |
| 174. National Capital Bank, Debra Keats |
| 175. Bank of Cadiz & Trust Co., Kevin Atwood |
| 176. Legends Bank, Thomas Bates, Jr. |
| 177. First Financial Bank, Kyle Goodwin |
| 178. State Street Bank & Trust Company, Mark Reuschel |
| 179. First Bank, Nikki Roser |
| 180. State Bank Northwest, Lorilei Bruggink |
| 181. Whitesville State Bank, Robert L. Milam Jr. |
| 182. State Street Bank & Trust, Dennis Gonnan |
| 183. State Bank Northwest, Gregory S. Deckard |
| 184. Woodsfield Savings Bank, Tracey E. Craig |
| 185. Hancock Whitney Bank, Michael M. Achary |
| 186. Garrett State Bank, Michael J. Tullis |
| 187. The Bank of Vernon, Samuel A. Johnson |
| 188. Frandsen Financial Corporation, Chuck Mausbach |
| 189. Bank OZK, Tim Hicks |
| 190. American Bankers Association, Alison Touhey |
| 191. Bank Policy Institute, Tabitha Edgens |
| 192. Woodsboro Bank, Steve Heine |
| 193. Independent Community Bankers Association of New Mexico, Chris Moya |
| 194. Better Markets, Inc., Dennis Kelleher |
| 195. FirstBank Puerto Rico, Aurelio Alemán |
| 196. The Associations |
| 197. Peoples Bank, Brian Ralph |
| 198. The Citizens Bank, Paul Goodpaster |
| 199. Community Bankers Association of Illinois, David G. Schroeder |
| 200. Michigan Bankers Association, T. Rann Paynter, Patricia Herndon |
| 201. Montana Independent Bankers Association, James Brown |
| 202. Citizens Guaranty Bank, Michael Wilson |
| 203. Custody Banks, Dermot McDonogh, et al. |
| 204. Financial Services Forum, Kevin Fromer |
| 205. PRS Bank, Sid Smith |
| 206. Abbeville First Bank, Andy Timmerman |
| 207. North Central Bank, Kim McKee |
| 208. Genesee Regional Bank, Phillip L. Pecora |
| 209. M&F Bank, James H. Sills, III |
| 210. Dieterich Bank, Jason D. Semple |
| 211. Wells Fargo & Company, Muneera Carr |
| 212. Security First Bank of North Dakota, Sarah Getzlaff |
| 213. Citizens First Bank, Mike Gargaro |
| 214. Metro City Bank, Farid Tan |
| 215. Heartland Bank, Jennifer Eckert |
| 216. 9 State Attorneys General |
| 217. Planters Bank & Trust Company, Alan H. Hargett |
| 218. Prime Meridian Bank, Sammie D. Dixon, Jr. |
| 219. Louisiana Bankers Association, Joe Gendron |
| 220. Capital One, PNC, and Truist, Robert Zizka, et al. |
| 221. Form Letter A from 34 Employees of Farmers State Bank |
| 222. Form Letter B from 7 Employees of Points West Community Bank |
| 223. Form Letter C from 14 Employees of Chelsea State Bank |
| 224. Form Letter D from 8 Employees of First New Mexico Bank |
| 225. Form Letter E from 12 Employees of MidAmerica National Bank |
| 226. Conway Bank, Joseph C. Rottinghaus |
| 227. Independent Community Bankers of America, Jenna Burke |
| 228. Mississippi Bankers Association, Gordon Fellows |
| 229. Partners for Rural Transformation, Jose A Quinonez |
| 230. California Bankers Association, Kevin Gould |
| 231. Williamstown Bank, Sharon Anderson |
| 232. United States Senate, Sherrod Brown, JD Vance |
| 233. Dennis Home |
| 234. Community National Bank, Dorsey Hall |
| 235. Oxford Bank, David P. Lamb |
| 236. New York Community Bancorp Inc., R. Patrick Quinn |
| 237. Upper Peninsula State Bank, Desiree Calouette |
| 238. Western Alliance Bank, Dale Gibbons |
| 239. United States Congress, Pete Sessions |
| 240. United States Congress, Andy Barr, Al Green |
| 241. United States Senate, Elizabeth Warren |
| 242. United States Congress, Andy Barr, Ann Wagner, et al. |
| Meeting Memoranda |
| 01. Meeting Between Staff of the Federal Deposit Insurance Corporation (FDIC) and Representatives of
Wells Fargo & Company (Wells Fargo) |
| 02. FDIC Advisory Committee on Community Banking (CBAC) Meeting |
| 03. Meeting Between Staff of the Federal Deposit Insurance Corporation (FDIC) and Representatives of The Bank of New York Mellon (BNY Mellon) |
| 04. Meeting with Bank Policy Institute (BPI) and Other Industry Participants |
