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BOARD MEETING

The FDIC Board of Directors will meet in open session May 20 at 2:30 p.m., ET.
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PRESS RELEASE

Federal banking agencies intend to issue a proposal to both rescind the Community Reinvestment Act (CRA) final rule issued in October 2023 and reinstate the CRA framework that existed prior to the October 2023 final rule.
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PRESS RELEASE

FDIC Clarifies Process for Banks to Engage in Crypto-Related Activities

About the FDIC

The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the Congress to maintain stability and public confidence in the nation’s financial system. The FDIC insures deposits; examines and supervises financial institutions for safety, soundness, and consumer protection; makes large and complex financial institutions resolvable; and manages receiverships.

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Consumers

The FDIC provides tools, education, and news updates to help consumers make informed decisions and protect their assets.

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Electronic Deposit Insurance Estimator (EDIE)

Our Electronic Deposit Insurance Estimator (EDIE) helps you calculate how much of your bank deposits are covered by FDIC deposit insurance and what portion of your funds (if any) exceeds the coverage limits. EDIE en Español

Deposit Insurance FAQ

Deposit Insurance FAQs

What is deposit insurance? Why does it matter to you? Check our FAQs for answers to some of the most common questions about the FDIC and deposit insurance.

Consumer Resources

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Submit a Complaint or Request Help
Submit a question, deposit insurance coverage inquiry, or complaint against an FDIC-insured institution.
Consumer Resource Center
Information and resources to educate and protect consumers, promote economic inclusion, and connect people with financial resources in their communities.
#GetBanked
Banking relationships generally begin with a checking or savings account, and may lead to low-interest loans and mortgages. Learn more about the top reasons to open a bank account.

 

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Bankers

The FDIC provides extensive resources for bankers, including guidance on regulations, information on examinations, legislation insights, and training programs.

FDIC Launches Mission-Driven Bank Fund

ANNOUNCEMENT / September 16, 2021

FDIC Launches Mission-Driven Bank Fund
The FDIC today announced the launch of a new Mission-Driven Bank Fund, a capital investment vehicle being developed by the FDIC to support insured Minority Depository Institutions (MDIs) and Community Development Financial Institutions (CD

Banker Resources

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Banker Resource Center
Information and resources for banking professionals, arranged by topic.
Applications for Deposit Insurance
Access statutes, regulations, guidance, and forms for preparing certain applications.
Financial Institutions Letters
Announcements of new regulations and policies, or other matters of interest to banks.

 

 

 

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Analysts

The FDIC is proud to be a pre-eminent source of U.S. banking industry research for analysts, including quarterly banking profiles, working papers, and state banking performance data.

Banking on Data: Great Possibilities, Great Responsibilities

WEBINAR SERIES / Jun. 17, 2021

Banking on Data Webinar 3: Ethics of Artificial Intelligence and Machine Learning

This series, in partnership with the Santa Clara University (SCU) Leavey School of Business, builds on the themes of the 2019 FDIC FinTech Research Conference, highlighting the opportunities and challenges for financial institutions, consumers, and the financial system created by the use of big data and applied technologies.

Analyst Resources

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Bank Data Guide
Browse tools and resources for researching bank data.
Institution Directory
Find a bank or bank holding company and generate financial and demographic reports.
Bank Financial Reports
Get information and forms for Call Reports and the Summary of Deposits survey.


 

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