Chairman Gruenberg testified before Senate and House Committees to Discuss Regulatory Oversight

Event

FDIC Board Meeting

By notational vote, the Board approved a Final Rule on the Special Assessment Pursuant to Systemic Risk Determination.

Press Release

FDIC-Insured Institutions Reported Net Income of $68.4 Billion in Third Quarter 2023

Press Release

FDIC Launches Public Campaign to Raise Awareness About Deposit Insurance

About the FDIC

The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the Congress to maintain stability and public confidence in the nation’s financial system. The FDIC insures deposits; examines and supervises financial institutions for safety, soundness, and consumer protection; makes large and complex financial institutions resolvable; and manages receiverships.

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Consumers

The FDIC provides tools, education, and news updates to help consumers make informed decisions and protect their assets.

Electronic Deposit Insurance Estimator (EDIE)

Our Electronic Deposit Insurance Estimator (EDIE) helps you calculate how much of your bank deposits are covered by FDIC deposit insurance and what portion of your funds (if any) exceeds the coverage limits. EDIE en Español

Deposit Insurance FAQ

What is deposit insurance? Why does it matter to you? Check our FAQs for answers to some of the most common questions about the FDIC and deposit insurance.

Consumer Resources

Submit a Complaint or Request Help

Submit a question, deposit insurance coverage inquiry, or complaint against an FDIC-insured institution.

Consumer Resource Center

Information and resources to educate and protect consumers, promote economic inclusion, and connect people with financial resources in their communities.

#GetBanked

Banking relationships generally begin with a checking or savings account, and may lead to low-interest loans and mortgages. Learn more about the top reasons to open a bank account.

BankFind Suite

The BankFind Suite allows you to search FDIC’s records for information on insured banking institutions, including to verify if a company does have deposit insurance.

Money Smart — A Financial Education Program

Grow your financial knowledge and teach others about finances.

Deposit Insurance

Learn what deposit insurance covers and find useful resources.

FDIC Consumer News

Get practical guidance on using financial services smartly and safely.

Consumer Assistance & Information

Explore key banking topics and learn how to protect yourself from fraud.

Teachers Online Resource Center

Get tools and materials to bring financial education into the classroom.

Youth Employment Resource Center

Get resources for financial education and deposit account access for young people.

Bankers

The FDIC provides extensive resources for bankers, including guidance on regulations, information on examinations, legislation insights, and training programs.

Announcement / September 16, 2021 FDIC Launches Mission-Driven Bank Fund
The FDIC today announced the launch of a new Mission-Driven Bank Fund, a capital investment vehicle being developed by the FDIC to support insured Minority Depository Institutions (MDIs) and Community Development Financial Institutions (CDFIs).

Banker Resources

Banker Resource Center

Information and resources for banking professionals, arranged by topic.

Applications for Deposit Insurance

Access statutes, regulations, guidance, and forms for preparing certain applications.

Financial Institutions Letters

Announcements of new regulations and policies, or other matters of interest to banks.

Bank Employee’s Guide To Deposit Insurance

Learn about FDIC’s rules and requirements for deposit insurance coverage.

Community Banking Initiatives

Browse resources about community banks and their vital role.

Bank Data & Reports

Generate financial and demographic reports on banks or bank holding companies.

Bank Financial Reports

Get information and forms for Call Reports and the Summary of Deposits survey.

FDIC Laws, Regulations, & Related Acts

Browse a bimonthly compilation of important banking-related materials.

Community Reinvestment Act (CRA)

Learn about the CRA, find a bank’s current CRA rating, and review additional resources.

Uniform Bank Performance Reports

Review the impact of decisions and economic conditions on a bank’s performance.

Conferences & Events

See upcoming events that include the FDIC and browse materials from past events.

Analysts

The FDIC is proud to be a pre-eminent source of U.S. banking industry research for analysts, including quarterly banking profiles, working papers, and state banking performance data.

Banking on Data: Great Possibilities, Great Responsibilities

Webinar Series / Jun. 17, 2021 Banking on Data Webinar 3: Ethics of Artificial Intelligence and Machine Learning

This series, in partnership with the Santa Clara University (SCU) Leavey School of Business, builds on the themes of the 2019 FDIC FinTech Research Conference, highlighting the opportunities and challenges for financial institutions, consumers, and the financial system created by the use of big data and applied technologies.