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Third Quarter 2025
In the third quarter 2025, insured depository institutions reported a return on assets (ROA) ratio of 1.27 percent and aggregate net income of $79.3 billion, an increase of $9.4 billion (13.5 percent) from the prior quarter. Strong net interest income growth and a reduction in provision expense, primarily related to last quarter’s large bank acquisition, drove the quarterly increase in earnings.
Reports and Statements
- FDIC Statement on Q3 2025 Quarterly Banking Profile
The official statement from FDIC leadership on this quarter’s results. - Complete Quarterly Banking Profile – Q3 2025
View the full current Profile. - Press Release: FDIC-Insured Institutions’ Financial Performance – Q3 2025
A summary of key findings and data highlights. - Q3 2025 Quarterly Banking Profile Press Briefing
Watch the recorded briefing from FDIC officials summarizing key findings and trends.
Charts and Data
Time Series Spreadsheets
The workbook below provides aggregate data for all FDIC-insured institutions for each quarter dating back to 1984. It contains data found on the balance sheet, loan performance, quarterly income, annual income, loans to small businesses & small farms, as well as select ratios for the industry, QBP asset size groups, community banks, and noncommunity banks.
Before September 30, 2021, spreadsheets highlighted items that excluded some data from savings institutions that filed Thrift Financial Reports (TFRs). Current spreadsheets have been refreshed to include data from all insured institutions.
Download detailed data sets from this quarter’s Profile:
Charts on the Performance and Trends for All FDIC-Insured Institutions, Community Banks, and the Deposit Insurance Fund
Data Tables
Tables containing data on Insured Institution Performance, Community Bank Performance, Insurance Fund Indicators, Commercial Bank Performance, Savings Institution Performance, as well as Notes to Users about the methodology, definitions, and changes for this Quarterly Banking Profile can be downloaded at the link below.
Notes to Users
Information about the comparability of source data and reporting differences over time, as well as methodology and definitions for this Quarterly Banking Profile.