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Each depositor insured to at least $250,000 per insured bank

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Merger Decisions: 2009 Annual Report to Congress

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Federal Deposit Insurance Corporation
Merger Decisions
Annual Report To Congress

Bank Merger Act Report
(Thursday, January 01, 2009, through Thursday, December 31, 2009)

All of the following Merger applications were approved by the FDIC during the year 2009. With regard to each of these applications, the FDIC considered and found favorably with respect to the statutory factors involved, including the financial and managerial resources; future prospects; convenience and needs of the community to be served, and the effectiveness of each depository institution involved in the merger in combating money laundering activities, including in overseas branches.

Except as noted, reports regarding the competitive factors were requested from the Attorney General and the Summary Report by the Attorney General indicated that the transaction would not have a significant adverse effect on competition.

In each case, the FDIC determined (1) that the transaction would not result in a monopoly or further any combination or conspiracy to monopolize or to attempt to monopolize the business of banking in any part of the United States; and (2) that the transaction would not have the effect in any section of the country to substantially lessen competition or tend to create a monopoly or in any other manner restrain trade, unless the anticompetitive effects of the transaction were clearly outweighed in the public interest by the probable effect of transaction in meeting the convenience and needs of the community to be served.

Last Updated 3/21/2011

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