Supervisory Insights is published by the FDIC's Division of Risk Management Supervision to promote sound principles and practices for bank supervision.
Articles in the Summer 2015 issue include:
- Strategic Planning in an Evolving Earnings Environment
The financial performance of banks is steadily improving; however, these institutions continue to face a challenging operating environment. This article provides an informal perspective on the strategic planning process and its importance for successful bank operations. The article concludes with a discussion of strategic planning in the context of issues bank boards and managements are dealing with today.
- Bank Investment in Securitizations: The New Regulatory Landscape in Brief
During the most recent financial crisis, many banks suffered significant losses on investment- grade securitizations thought to be low-risk investments. Following enactment of the Dodd-Frank Act, federal bank regulatory agencies issued regulations and guidance to reduce the likelihood of this happening again. This article summarizes the most important new requirements related to investment in securitizations, including potential effects on capital, and explains how an investment decision process can be structured to help a bank remain compliant with these new requirements.
- Regulatory and Supervisory Roundup
This feature provides an overview of recently released regulations and supervisory guidance.