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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Youth Banking Resource Center

Students working with teacher


The FDIC is sharing resources to encourage banks and schools to work together to improve the financial skills and experiences of youth. Financial education and school-based savings programs introduce young people to financial services at an early age, while helping youth learn how to manage their money more effectively. Youth savings programs not only encourage the development of savings habits at a formative age, but also have the potential to promote economic inclusion for entire families.

A research report from the U.S. Treasury Department concluded that having a bank account boosts the effect of financial education instruction on students. The report also said that in schools where there was a branch of a federally-insured financial institution, students had more positive attitudes towards banks and were more likely to have a bank account.

Through this website, learn about proven strategies to enhance youth financial education activities with access to a savings account.

Lessons from the FDIC Pilot

Proven approaches based on the experiences of 21 banks

Youth Banking Network

Get connected with other banks and FDIC experts

Implementation Resources

Materials helpful for youth savings initiatives

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