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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Community Banking Initiative

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Community banks play a vital role in the functioning of the U.S financial system and the broader economy, from lending to small business owners and farmers, to providing critical banking services in small towns and rural communities across the nation.   As the lead federal regulator for community banks, the FDIC monitors industry trends and provides technical assistance in a variety of ways, including training videos, research, and workshops.

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January 17, 2018

Factors Shaping Recent Trends in Banking Office Structure for Community and Noncommunity Banks - PDF
Total industry deposits grew once again in 2017, and the rate of deposit growth was higher at community banks than at noncommunity banks, according to the 2017 Summary of Deposits (SOD) survey.

Community Bank Mergers Since the Financial Crisis: How Acquired Community Banks Compared With Their Peers - PDF
An increase in mergers and a dearth of new charters in the post-crisis period have renewed the interest of researchers in banking industry consolidation.

December 22, 2017

Directory of College and University Degree Programs
A directory of colleges and universities offering undergraduate programs that prepare students for careers in community banking.

Collaborative Relationships with Minority Depository Institutions
A resource guide describing ways that financial institutions, including community banks, can partner with MDIs to the benefit of all institutions involved as well as the communities they serve.

November 21, 2017

Quarterly Banking Profile 
Third quarter 2017 comprehensive summary of financial results for all FDIC-insured institutions.

September 7, 2017

Quarterly Banking Profile 
Second quarter 2017 comprehensive summary of financial results for all FDIC-insured institutions.

July 19, 2017

Federal Banking Agencies Issue Notice of Proposed Rulemaking to Exempt Commercial Real Estate Transactions of $400,000 or Less from Appraisal Requirements (PR-55-2017)

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