Failing Bank Resolutions
The FDIC's primary objective is to maintain stability and public confidence in the nation’s financial system. The FDIC encourages troubled insured depository institutions to resolve problems that may lead to failure on their own by seeking a merger partner or additional capital. If the institution is unable to do so, the FDIC will implement its resolution process by attempting to sell the failing institution to qualified bidders (healthy insured depository institutions). The FDIC is required by law to resolve failed institutions using the least costly option to minimize losses to the Deposit Insurance Fund. Additionally, the FDIC looks to return assets to the private sector in an orderly and efficient manner, while minimizing the impact on communities affected by bank failures. The FDIC resolution planning efforts help to ensure that the resolution process is generally seamless for bank customers.
Bid Lists
Learn more about how to get included on a Franchise Marketing Bid List.
Bid lists include banks that meet regulatory, asset size, and geographic requirements. Please indicate two contacts to receive notification of an acquisition opportunity if your bank qualifies for a specific bid list.
For more information, contact:
InstitutionSales@fdic.gov
Toll-Free Number - (800) 568-9161
Main Number - (214) 754-0098
FDIC
Division of Resolutions and Receiverships
Franchise Marketing
600 North Pearl Street,
Dallas, TX 75201
Marketing Process
Learn more about how the Franchise Marketing process works.
Receivership Settlement Process
Learn more about the Receivership Settlement process.
Regulatory Guidance
The FDIC, as deposit insurer, reviews the qualifications of potential bidders, and coordinates with the applicable federal and state regulators throughout the review process. Potential bidders are advised to contact the applicable regulators early to ensure timely reviews and determinations, as the marketing process for failing financial institutions is short.
Learn more about Regulatory qualifications in order to successfully complete a failed bank acquisition.
Regulatory Application Links:
Recent Bank Failures
First Republic Bank, San Francisco, CA
May 1, 2023
Signature Bank, New York, NY
March 12, 2023
Silicon Valley Bank, Santa Clara, CA
March 10, 2023
Almena State Bank, Almena, KS
October 23, 2020
First City Bank of Florida, Fort Walton Beach, FL
October 16, 2020
The First State Bank, Barboursville, WV
April 3, 2020
Useful Links
The links below can assist you in submitting a FOIA request, researching historical failed bank transactions or referencing the FDIC's Resolutions Handbook.
Bid Lists
Learn more about how to get included on a Franchise Marketing Bid List.
Bid lists include banks that meet regulatory, asset size, and geographic requirements. Please indicate two contacts to receive notification of an acquisition opportunity if your bank qualifies for a specific bid list.
FDIC Videos
This video describes the FDIC Resolution Process from the notice of prompt corrective action through the closing.
This video explains the nature and benefits of Loss Sharing resolution transactions.