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Failing Bank Resolutions

The FDIC's primary objective is to maintain stability and public confidence in the nation’s financial system. The FDIC encourages troubled insured depository institutions to resolve problems that may lead to failure on their own by seeking a merger partner or additional capital. If the institution is unable to do so, the FDIC will implement its resolution process by attempting to sell the failing institution to qualified bidders (healthy insured depository institutions). The FDIC is required by law to resolve failed institutions using the least costly option to minimize losses to the Deposit Insurance Fund. Additionally, the FDIC looks to return assets to the private sector in an orderly and efficient manner, while minimizing the impact on communities affected by bank failures. The FDIC resolution planning efforts help to ensure that the resolution process is generally seamless for bank customers.

Bid Lists

Learn more about how to get included on a Franchise Marketing Bid List.


Bid lists include banks that meet regulatory, asset size, and geographic requirements. Please indicate two contacts to receive notification of an acquisition opportunity if your bank qualifies for a specific bid list.

For more information, contact:

InstitutionSales@fdic.gov
Toll-Free Number - (800) 568-9161
Main Number - (214) 754-0098

FDIC
Division of Resolutions and Receiverships
Franchise Marketing
600 North Pearl Street,
Dallas, TX 75201

Marketing Process

Learn more about how the Franchise Marketing process works.

Receivership Settlement Process

Learn more about the Receivership Settlement process.

Regulatory Guidance

The FDIC, as deposit insurer, reviews the qualifications of potential bidders, and coordinates with the applicable federal and state regulators throughout the review process. Potential bidders are advised to contact the applicable regulators early to ensure timely reviews and determinations, as the marketing process for failing financial institutions is short.

Learn more about Regulatory qualifications in order to successfully complete a failed bank acquisition.

Regulatory Application Links:

Recent Bank Failures

First Republic Bank, San Francisco, CA
May 1, 2023

Signature Bank, New York, NY
March 12, 2023

Silicon Valley Bank, Santa Clara, CA
March 10, 2023

Almena State Bank, Almena, KS
October 23, 2020

First City Bank of Florida, Fort Walton Beach, FL
October 16, 2020

The First State Bank, Barboursville, WV
April 3, 2020

View all Bank Failures

Useful Links

The links below can assist you in submitting a FOIA request, researching historical failed bank transactions or referencing the FDIC's Resolutions Handbook.

Bid Lists

Learn more about how to get included on a Franchise Marketing Bid List.

Bid lists include banks that meet regulatory, asset size, and geographic requirements. Please indicate two contacts to receive notification of an acquisition opportunity if your bank qualifies for a specific bid list.

FDIC Videos


This video describes the FDIC Resolution Process from the notice of prompt corrective action through the closing.


This video explains the nature and benefits of Loss Sharing resolution transactions.


View all videos