FDIC: Deposit Insurance
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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Deposit Insurance

Electronic Deposit Insurance Estimator (EDIE)

Electronic Deposit Insurance Estimator (EDIE)

EDIE lets consumers and bankers know, on a per-bank basis, how the insurance rules and limits apply to a depositor's specific group of deposit accounts—what's insured and what portion (if any) exceeds coverage limits at that bank.

How Are My Deposit Accounts Insured by the FDIC?

How Are My Deposit Accounts Insured by the FDIC?

Use this tool to learn the basics about FDIC-insured deposit accounts and deposit insurance coverage guidelines.

Deposit Insurance Videos Image

Deposit Insurance Videos

These videos describe the different types of ownership categories that qualify for insurance coverage. They include pertinent information for each type of qualifying account and your eligible coverage.

Deposit Insurance Brochures

Deposit Insurance Brochures

Read or print out two FDIC brochures (Deposit Insurance at a Glance and Your Insured Deposit) that explain the details of deposit insurance. Available in English and Spanish.

  • Understanding Deposit Insurance

    Get an overview of the history of the FDIC, why deposit insurance is important, how it is funded and how coverage can apply to your accounts.

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  • What's Covered

    The FDIC only covers deposit accounts at insured banks and financial institutions. Find out if your accounts qualify for coverage and how much coverage they are eligible for.

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  • Bank Failures

    In the unlikely event of a bank failure, understand how the FDIC ensures that you get prompt access to insured deposits.

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  • Recursos del seguro de depósito en español

    Esta página hace disponible toda la información del seguro de depósito de la FDIC producida en español.

    Más información

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Tools & Resources

Contact FDIC

To determine your deposit insurance coverage or ask any other specific deposit insurance questions, call: 1-877-ASK-FDIC

FDIC Deposit Insurance Form

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