EDIE lets consumers and bankers know, on a per-bank basis, how the insurance rules and limits apply to a depositor's specific group of deposit accounts—what's insured and what portion (if any) exceeds coverage limits at that bank.
Use this tool to learn the basics about FDIC-insured deposit accounts and deposit insurance coverage guidelines.
These videos describe the different types of ownership categories that qualify for insurance coverage. They include pertinent information for each type of qualifying account and your eligible coverage.
Read or print out two FDIC brochures (Deposit Insurance at a Glance and Your Insured Deposit) that explain the details of deposit insurance. Available in English and Spanish.
Understanding Deposit Insurance
Get an overview of the history of the FDIC, why deposit insurance is important, how it is funded and how coverage can apply to your accounts.
The FDIC only covers deposit accounts at insured banks and financial institutions. Find out if your accounts qualify for coverage and how much coverage they are eligible for.
In the unlikely event of a bank failure, understand how the FDIC ensures that you get prompt access to insured deposits.
Recursos del seguro de depósito en español
Esta página hace disponible toda la información del seguro de depósito de la FDIC producida en español.
Find More Information
Tools & Resources
- EDIE Online Calculator
Calculate deposit insurance coverage.
See if your bank is covered.
- FDIC Information and Support Center
- Online Catalog
Order brochures and other educational materials.
- Deposit Insurance for Accounts Held by Government Depositors
- Prepaid Cards and Deposit Insurance Coverage
To determine your deposit insurance coverage or ask any other specific deposit insurance questions, call: 1-877-ASK-FDIC