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Last Updated: August 7, 2023

Community Reinvestment Act
12 CFR Part 345 RIN 3064–AF81
Joint notice of proposed rulemaking; request for comment
87 FR 33884

Comment Period End: August 05, 2022

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Submitted By
01. Creative Investment Research, William Michael Cunningham
02. American Bankers Association and 9 other banking trade associations
03. Gregory Squires
04. I Give Back USA, Inc., Bishop E. René Soulé
05. GeoDataVision, Leonard F. Suzio Jr.
06. Healthy Communities Delaware, Kate Dupont Phillips
07. Form Letter A from 45 individuals and organizations
08. Tule River Economic Development Corporation, Dennis Ickes
09. Local First Arizona, Thomas Barr
10. California Housing Partnership, Mark Stivers
11. Ewiiaapaayp Band of Kumeyaay Indians, Robert Pinto, Sr.
12. Gabriel Omar
13. Community Alliance of Tenants, Kim McCarty
14. Wisconsin Faith Voices for Justice, Bonnie Margulis
15. Greater Ohio Policy Center, Alison D. Goebel
16. St. Louis Equal Housing and Community Reinvestment Alliance, Glenn Burleigh
17. Come Dream Come Build, Daniel Elkin
18. Ohio CDC Association, Nate Coffman
19. Council of Asian American Business Associations of CA, Darlene Mar
20. Washington Housing Initiative, Brian Allan ("AJ") Jackson
21. Form Letter B from 30 individuals and organizations
22. Equalize Capital LLC, Joe Gladue
23. Independent Bankers Association of Texas, Christopher L. Williston
24. Florida Alliance for Community Solutions, Inc., Terry Chelikowsky
25. National Disability Institute, Laurie Schaller
26. Consumer Action, Ruth Susswein
27. Association of Military Banks of America, Steven J. Lepper
28. Eugene A. Ludwig
29. California Association of Microenterprise Opportunity, Heidi Pickman
30. Momentus Capital, Robert Villarreal
31. Community First, Michelle Long
32. African American Mayors Association, Frank Scott, Jr.
33. Nonprofit Finance Fund, Will McAneny
34. MidFirst Bank, Todd Dobson
35. Sierra Club, Adele Shraiman
36. Commonwealth Companies, Devin Baker
37. Southern Dallas Progress Community Development Corporation, James McGee
38. Corey Leon
39. Lower Marshall-Shadeland Development Initiative, Stanley Lowe and Dan Holland
40. Kentucky Bankers Association, Debra K. Stamper
41. Iowa Community Capital, Mark Edelman
42. College Hill Community Church, Stanley Hirtle
43. Westside Housing Organization, Gloria Ortiz-Fisher
44. FishPond Development, David M. Fournier
45. City of Washington Citywide Development Corporation, Christy Bean Rowing
46. Massachusetts Association of Community Development Corporations, Joseph Kriesberg
47. National Disability Finance Coalition, Pam Porter
48. City and County of San Francisco, William Wilcox
49. Main Street Alliance, Chanda Causer
50. Gladys House‐El
51. Local Progress, LiJia Gong and 40 other individuals
52. Connecticut Green Bank, Bryan Garcia
53. American Bank, Andrew R. Kostyal
54. Douglas R. Omernik
55. Urban Institute, Laurie Goodman and 5 others
56. Neighborhood Development Services, Inc., Stacy Brown
57. Piedmont Housing Alliance, Sunshine Mathon
58. New Horizons Independent Living Center, Ken Zangla
59. Bradesco BAC Florida Bank, Anne Lehner-Garcia
60. African_American Trade Association, Terri Jackson
61. Poverty & Race Research Action Council, Peter Kye
62. Town of Apex, Catherine H. Crosby
63. Devotion USA, Michael West
64. Glacier Bancorp, Inc., Kat Patterson
65. Healthcare Anchor Network, David Zuckerman
66. Senior Housing Crime Prevention Foundation, David C. Lenoir
67. Minnesota Bankers Association, Keith Johnson
68. HomesteadCS, Marie Morse
69. Wisconsin Community Action Program Association, Brad Paul
70. Tina Aranda
71. Ted Wysocki
72. State of Colorado, Attorney General Philip J. Weiser
73. The Funders Network, Patricia Smith
74. Preservation of Affordable Housing, Andrew Spofford
75. First State Community Action Agency, Bernice Edwards
76. Rural Housing Coalition of New York, Michael J. Borges
77. RUNWAY, Jessica Norwood
78. RUPCO, Kevin O’Connor
79. DreamKey Partners, Inc., Julie Porter
80. Ion Bank, David Rotatori
81. Metropolitan Consortium of Community Developers, Elena Gaarder
82. First Arkansas Bank & Trust, Larry T. Wilson
83. Minnesota Bankers Association, Keith Johnson
84. Reinvestment Partners, Tanya Wolfram
85. The Housing Partnership, Inc., Andrew Hawes
86. National Association for Latino Community Asset Builders, Clarinda Landeros
87. Community Housing Development Corporation, Donald Gilmore
88. HDC MidAtlantic, Dana Hanchin
89. CREA, LLC, Jeffrey A. Whiting
90. Associated Churches of Fort Wayne & Allen County, Rev. Roger F. Reece
91. The Initiative for a Competitive Inner City, Howard Wial
92. The NHP Foundation, Richard F. Burns
93. The Arc Minnesota, Alicia Munson
94. Century Savings Bank, Nia Coombs
95. La Cocina, Leticia Landa
96. Innercity Community Development Corporation, Diane Ragsdale
97. National Community Reinvestment Coalition, Jesse Van Tol
98. GROW South Dakota
99. Consumers Council of Missouri, Sandra Padgett
100. Center for Healing & Hope, Missy Schrock
101. National Association of Home Builders, Jessica R. Lynch
102. Native Community Capital, David Castillo
103. Arnold & Porter, David F. Freeman, Jr.
104. Upstart, Nathaniel Hoopes
105. Fifth Ward Community Redevelopment Corporation, Kathy Flanagan Payton
106. Pennsylvania Assistive Technology Foundation, Susan Tachau
107. NAFOA, Rico Frias
108. Massachusetts Affordable Housing Alliance
109. The 22 Fund, Tracy Gray
110. Center Creek Capital Group, Dan Magder
111. Mount Washington Community Development Corporation, Gordon A. Davidson
112. IntraFi Network LLC, Douglas E. Phillips
113. Neighborhood Housing Service of Queens CDC Inc, Yoselin Genao-Estrella
114. Community Bank & Trust, William David Lacy
115. National Housing Trust, Danielle Arigoni and 2 others
116. New Jersey Urban Mayors Association, Barbara George Johnson, MPH, J.D.
117. Scranton Neighborhood Housing Services, Inc., Jesse J. Ergott
118. CRE Finance Council, Lisa Pendergast
119. California Community Land Trust Network, Leo Goldberg
120. Working Solutions CDFI, Sara Razavi
121. Metropolitan St. Louis Equal Housing and Opportunity Council, Glenn Burleigh
122. First International Bank & Trust, Stephen Stenehjem
123. Tube City Renaissance, Edward A. Coker
124. Linc Housing Corporation, Rebecca Clark
125. Fahe
126. Montgomery Bank, Kenneth A. Witbrodt, Jr.
127. Clearinghouse Community Development Financial Institution, Douglas J. Bystry
128. Greater Jamaica Development Corporation, Justin K. Rodgers
129. NeighborWorks America, Marietta Rodriguez
130. Robert E. Rutkowski
131. National Council on Agricultural Life and Labor Research Fund, Inc., Karen B. Speakman
132. The City of Oakland and the City and County of San Francisco
133. Working In Neighborhoods, S. Barbara Busch
134. CRA Arizona Coalition, Patricia Duarte and 6 others
135. Purpose Built Communities, Carol R. Naughton
136. The Autistic People of Color Fund, Finn Gardiner, MPP and 2 others
137. The Michaels Organization, Joseph Purcell
138. MidWestOne Bank, Glen Islami
139. Community Housing of Wyandotte County, Brenna Crawford
140. Glacier Bank, Lanette Marcum
141. Multicultural Media & Correspondent Association and other ogranizations
142. Pacific Community Ventures, Bulbul Gupta and others
143. Greater Rochester Community Reinvestment Coalition, Ruhi Maker, Esq.
144. University Bank, Veronica Sellers
145. Over-the-Rhine Community Housing, Mary Burke Rivers
146. Iowa Bankers Association, Julie Gliha, MBA, CRCM
147. Housing Opportunities Made Equal of Greater Cincinnati, Elisabeth Risch
148. The Greenlining Institute, Debra Gore-Mann and others
149. Affordable Central Texas, David Steinwedell
150. California Coalition for Community Investment, Noni Ramos
151. Michigan State Housing Development Authority, Clarence L. Stone, Jr.
152. Habitat for Humanity, Traci McPherson
153. Fearless Fund
154. Center for Responsible Lending and one other organization
155. Pacific Western Bank, Rick Catania
156. Americans for Financial Reform
157. Community Reinvestment Fund, USA, Frank Altman
158. Reinvestment Fund, Yonina Gray
159. Detroit Disability Power, Dessa Cosma
160. Celtic Bank, Dan Archibald
161. The National Association of Industrial Bankers, Frank R. Pignanelli
162. NeighborWorks Southern Colorado, Ashleigh Winans
163. Ability Found and 5 other organizations
164. Utah Center for Neighborhood Stabilization, Daniel J. Adams
165. Comenity Bank, Baron Schlachter
166. Carolina Small Business Development Fund, Kevin S. Dick, CEcD
167. Alameda County Community Food Bank, Regi Young
168. TechEquity Collaborative, Hannah Holloway
169. Americans for Financial Reform Education Fund and 2 other organizations
170. Ceres, Steven M. Rothstein
171. Americans for Financial Reform Education Fund and 90 other organizations
172. NRP Group, Emily Cadik
173. Virginia Environmental Justice Collaborative, Queen Zakia Shabazz
174. Community Economic Development Association of Michigan, Melvin Henley
175. Ceiba, Will Gonzalez
176. South Carolina Bankers Association, A. O'Neil Rashley, Jr.
177. Operation HOPE
178. Bankers Trust Company, Joshua Kummer
179. AARP, David Certner
180. Homeownership Alliance, Kristin Siglin
181. Bank Policy Institute, Paige Paridon
182. Sen. Jacqueline Y. Collins (Ill-16) and 4 others
183. UnidosUS and 18 other organizations
184. National Trust Community Investment Corporation, Merrill F. Hoopengardner
185. California Reinvestment Coalition, Kevin Stein
186. Pima County Community Land Trust, Maggie Amado Tellez
187. SaverLife, Leigh Phillips
188. People Trust
189. U.S. Housing Consultants, John Broderick
190. Artemis Female Fund GP, LLC, Leslie Goldman Tepper
191. UnidosUS and 18 other ogranizations
192. Fair Housing Center of Central Indiana, Amy Nelson
193. Merrit Community Capital Corporation, Robert L. Newman
194. Oregon Bankers Association, Linda W. Navarro
195. Non-Profit Housing Association of Northern California, Amie Fishman
196. South Bend Reparations Working Group, Nimbilasha Cushing
197. Pittsburgh Community Reinvestment Group, Sabreena Miller
198. Puerto Rican Housing and Human Development Trust Fund, Annette Montoto
199. MidPen Housing Corporation, Matthew O. Franklin
200. Cinnaire, Chris Neary
201. Texas Bankers Association, Chris Furlow
202. Texas Appleseed, Madison Sloan
203. National Alliance of Community Economic Development Associations
204. Mortgage Bankers Association, Pete Mills
205. Local Initiatives Support Corporation, Matt Josephs
206. Little Tokyo Service Center, Erich Nakano
207. Housing Assistance Council, David Lipsetz
208. United States Hispanic Chamber of Commerce, Ramiro A. Cavazos
209. BMO Financial Group, David R. Casper
210. Arizona Housing Coalition, Joan Serviss
211. Native Partnership for Housing, Inc., Rollin Wood
212. Stewards of Affordable Housing for the Future, Althea Arnold
213. Neighorhood Housing Services of Baltimore, Inc., Daniel T. Ellis
214. Financial Technology Association, Penny Lee
215. Enterprise Community Partners, Priscilla Almodovar
216. Wells Fargo & Company, Wendy Takahisa
217. NAACP Legal Defense and Educational Fund, Inc., Lisa Cylar Barrett
218. First County Bank, Rosalia Aiello
219. Illinois Housing Development Authority, Kristin Faust
220. Regional Housing Legal Services
221. University Neighborhood Housing Program, Jim Buckley and 3 others
222. U.S. Environmental Protection Agency, Matthew Tejada
223. State Street Corporation, Joseph J. Barry
224. Small Business Investor Alliance, Brett Palmer
225. South Carolina Association for Community Economic Development, Kate Pratt
226. U.S. Chamber of Commerce, Will Gardner
227. Vermont Jump$tart Coalition
228. Center for Community Progress and 43 other organizations, Akilah Watkins
229. New Jersey Institute for Social Justice, Laura Sullivan
230. Community Development Bankers Association, Brian Blake
231. New York State Department of Financial Services, Kevin R. Puvalowski
232. Prosperity Indiana, Andrew Bradley
233. City of Dayton, Ohio, Jeffrey J. Mims, Jr. and 4 others
234. Eden Housing, Linda Mandolini
235. East Bay Housing Organizations, Gloria Bruce and Megan Nguyen
236. Louisiana Bankers Association, Joe Gendron
237. Mark A. Willis
238. Gulf Coast Housing Partnership, Inc., Kathleen F. Laborde
239. Natural Resources Defense Council, Sam Whillans and 2 others
240. Urban Economic Development Association of Wisconsin, Inc., Kristi Luzar
241. Lacasa, Inc., Chris Kingsley
242. NeighborWorks Lincoln, Wayne A. Mortensen
243. Pennsylvania Housing Finance Agency, Robin L. Wiessmann
244. Cypress Hills Local Development Corporation, Michelle Neugebauer
245. CRA Today, Linda Ezuka
246. CASA of Oregon, Peter Hainley
247. Women's Housing and Economic Development Corporation, Davon Russell
248. Low Income Investment Fund, Daniel A. Nissenbaum
249. Vermont Affordable Housing Coalition, David Martins
250. Indiana Community Reinvestment Act Bankers Association
251. New Economy Project
252. New Hampshire Community Loan Fund, Steve Saltzman
253. City of Chicago, Lori E. Lightfoot
254. Alaska Public Interest Research Group, Graham Downey and Veri di Suvero
255. Woodstock Institute, Horacio F. Mendez
256. Rocky Mountain Community Reinvestment Corporation, Steven J. Nielsen
257. Coachella Valley Housing Coalition, Pedro S. G. Rodriguez
258. PNC Bank, Alex Overstrom and Richard Bynum
259. BOK Financial and 5 other organizations
260. Citizens Tri-County Bank, Tammy M. Kidwell
261. BLDG Memphis, Deveney Perry
262. East Bay Asian Local Development Corporation, Capri Juliet Roth
263. National Center for American Indian Enterprise Development, Chris James
264. Illinois State Treasurer, Michael W. Frerichs
265. Profound Hope Industries, Sarah Hope Marshall
266. National Association of Realtors, Leslie Rouda Smith
267. Comenity Capital Bank, Bruce Bowman
268. Atlanta Neighborhood Development Partnership, Inc., John O’Callaghan
269. Inland SoCal Housing Collective, Melanie Steele
270. Hunton Andrews Kurth LLP
271. Community Bankers Association of Illinois, David G. Schroeder
272. Orange County Fair Housing Council, Inc., Denise Y. Cato
273. Habitat for Humanity of Metro Denver, Maria Sepulveda
274. Community Legal Aid Services, Inc., Gregory R. Sain and Clinton Householder
275. Mission Economic Development Agency, Norma P. Garcia
276. Midwest Housing Equity Group, Inc., John Wiechmann
277. Maryland Consumer Rights Coalition, Robyn Dorsey
278. Akron Summit Community Reinvestment Coalition, Inc., Malcolm Costa and 2 others
279. Tiffany Wilson
280. American Fintech Council, Gerron S. Levi
281. Mt. McKinley Bank, Jacque Debbaut
282. Public Citizen
283. Black Community Developers Group, Leatrice W. Moore
284. Hawaii Homeownership Center, Reina Miyamoto
285. Vista Consulting Services, LLC, James P. Butler
286. Southwest Native Assets Coalition, Christopher Billey and Mytegia Lee
287. NBT Financial Bank, Lacy Bond
288. National Consumer Law Center
289. Texas Appleseed, Briana Gordley and Ann Baddour
290. DreamSpring, Marisa Barrera
291. National ATM Council, Inc., Bruce W. Renard
292. VIA Community Development Corporation, JoAnna Bautch
293. Community Development Alliance of the Capital District, M. Louise McNeilly
294. Fair Housing Advocates of Northern California, Caroline Peattie
295. Accessity, Elizabeth Schott
296. Northern Manhattan Improvement Corporation, Maria Lizardo
297. LendingClub Bank, National Association, Armen Meyer and 2 others
298. African American Alliance of CDFI CEOs, Lenwood V. Long Sr.
299. People's Action, Adam Kruggel
300. Massachusetts Bankers Association, Ben Craigie
301. Community Frameworks, Deborah Elzinga
302. Flagstar Bank, FSB, Alessandro P. DiNello
303. Community Development Alliance, Teig Whaley-Smith
304. Indianapolis Neighborhood Housing Partnership, Rob Evans
305. Woodside on the Move, Pamela Herrera
306. Housing Advisory Group, David Gasson
307. Pratt Area Community Council, Inc., Bernell K. Grier
308. Sallie Mae Bank, Harry Zunino
309. Pittsburgh Community Reinvestment Group, Ernest Hogan
310. Pacific Coast Regional Small Business Development Corporation, Mark J. Robertson, Sr.
311. Fifth Avenue Committee, Michelle de la Uz
312. Neighbors Helping Neighbors, Michelle de la Uz
313. Delaware Community Reinvestment Action Council, Rashmi Rangan
314. Amalgamated Bank, Priscilla Simms Brown
315. St. Nicks Alliance, Frank Lang
316. Prospera Housing Community Services, Brad McMurray
317. The Change Company, LLC, Everett Bell and Steven Sugaman
318. Habitat for Humanity International, Robert Hickey
319. Community Development Advocates of Detroit, Ruth Johnson
320. Habitat for Humanity of Greater Memphis, Sherry L. Rout
321. National Council of Asian Pacific Americans
322. Center for American Progress, Michela Zonta
323. A Community of Friends, Dora Leong Gallo
324. Waukesha State Bank, Cheryl Beede
325. SHARE Baltimore, J. Peter Sabonis
326. Lift to Rise, Ian Gabriel
327. Chicago Community Loan Fund, Calvin L. Holmes
328. Tenderloin Neighborhood Development Corporation, Maurilio Lean
329. Community Legal Services, Michael R. Froehlich and Rachel Labush
330. Legal Assistance for Seniors, James Treggiari
331. Association for Neighborhood and Housing Development, Barika X. Williams
332. Ally Capital Collab and 15 other organizations, Gayle Jennings-O'Byrne and 14 others
333. Legal Action of Wisconsin, Inc., Angel Rose Kwaterski and Carmen L. Ayers
334. Native CDFI Network, Pete Upton
335. Neighborhood Development Collaborative, Jonathan Cappelli
336. San Francisco Housing Development Corporation, Mitch Mankin
337. Sacramento Environmental Justice Coalition, Herman Barahona
338. National Diversity Coalition, Faith Bautista
339. Banana Kelly Community Improvement Association, Gregory Jost
340. Vacant and Abandoned Property Action Council, Frank Ford
341. South Florida Community Development Coalition, Inc., Maybelyn Rodriguez Laureano
342. Houston Housing Collaborative, Alan C. Watkins
343. Housing Oregon, Brian Hoop
344. Pittsburgh Community Reinvestment Group, Ernest Hogan
345. Fair Finance Watch / Inner City Press, Matthew R. Lee
346. Housing Partnership Network, Shannon Ross
347. Association for Neighborhood and Housing Development, Will Depoo
348. Affordable Housing Tax Credit Coalition, Emily Cadik
349. United Community Services of Johnson County, Julie K. Brewer
350. Cross River Bank, Ian P. Moloney
351. Thai Community Development Center, Chanchanit Martorell
352. Ally Bank, Diane Morais
353. Jerome Avenue Revitalization Collaborative and 15 other organizations and idividuals
354. Inclusivity Institute, Kathleen Lara
355. Affordable Housing Investor's Council, Julie Hertzog
356. San Diego City-County Reinvestment Task Force, Monica Montgomery Steppe
357. Centrant Community Capital, David R. Bennett
358. Michael P. Butler
359. ACTION Campaign, Scott Hoekman and Jennifer Schwartz
360. Leviticus 25:23 Alternative Fund, Greg Maher
361. Prestamos CDFI, Jose Martinez
362. VantageScore Solutions, LLC, Silvio Tavares
363. Affordable Housing Partnership, Susan Cotner
364. Wisconsin Bankers Association, Rose Oswald Poels
365. National Housing Resource Center
366. National Council of State Housing Agencies, Garth Rieman
367. EAH Housing, Marianne Lim
368. HSBC Bank USA, National Association, Christine M. Lloyd
369. Nevada HAND, Audra Hamernik
370. Friends of the African Union, Hershel Daniels Junior
371. American Council on Renewable Energy, Lesley Hunter and Maheen Ahmad
372. STAR Financial Bank, James C. Marcuccilli
373. Capital One Financial Corporation, James V. Matthews
374. Illinois CRA Coalition and 31 other organizations
375. U.S. Impact Investing Alliance, Fran Seegull
376. Hilltop Alliance, Aaron Sukenik
377. Opportunity Finance Network, Dafina Williams
378. Wocstar Capital LLC, Gayle Jennings-O'Byrne
379. Americans for Financial Reform Education Fund and 25 other organizations
380. Mind-Easy, Alexandra Assouad
381. Airpals Technologies Inc., Maria Jose Ordonez
382. Range Beauty, Inc.
383. Rural Community Assistance Corporation, Suzanne Anarde
384. Better Markets, Dennis M. Kelleher
385. Bank of Tampa, Maureen K. Busch
386. Risk Management Association, Fran Garritt
387. NeighborWorks Housing Solutions, Robert Corley
388. Greater Cleveland Reinvestment Coalition, Barbara Anderson
389. United States Senate, Sen. Jon Ossoff
390. Michigan Community Capital, Eric Hanna
391. Southside Bank, Brooke Mott
392. Ally Bank and 8 other organizations
393. Risk Management Association, Edward J. DeMarco, Jr.
394. Community Bankers Association of Michigan, Michael J. Tierney
395. Missouri Bankers Association, Jackson Hataway and Max Cook
396. Massachusetts Housing Partnership, Clark L. Ziegler
397. Philadelphia Chinatown Development Corporation, John Chin
398. Living Cities
399. Coastal Enterprises, Inc., Betsy Biemann
400. Detroit CDFI Coalition, Christine Coady Narayanan
401. California Rural Legal Assistance, Inc., Patricia Fink and Johanna Torres
402. Alliant Capital, Ltd., Shawn Horwitz
403. 1worker1vote and 14 other organizations
404. Kenneth H. Thomas
405. Professional Mortgage Connection, LLC, Louise C. Popko
406. FirstBank Southwest, Wendy L. Curry
407. Bristol County Savings Bank, Patrick J. Murray, Jr.
408. Illinois Department of Financial and Professional Regulation
409. Discover Bank, James Roszkowski
410. National NeighborWorks Association, Lou Tisler
411. Neighborhood Homes Coalition
412. Alabama State Conference of the NAACP, Kecia L. Hendrix and Benard Simelton
413. Calvin Bradford & Associates, Ltd., Calvin Bradford
414. Open New York
415. Braven, Shannon Hassinger
416. Initiating Change in Our Neighborhoods Community Development Corporation, Roberto Barragan
417. Consumer Advocates Against Reverse Mortgage Abuse, Sandra Jolley
418. City of Cleveland, Sally Martin
419. Community Bank of Mississippi, Jeff Swilley
420. Rebecca Arrichiello
421. Community Advocates, Andi Elliott
422. Access 2 Independence of the Eastern Iowa Corridor, Inc., Jasmine Megowan
423. Action NC
424. Banner Capital Advisors
425. Lori Hall
426. Housing & Community Development Network of NJ, Staci Berger
427. Housing Opportunities Made Equal of Virginia, Bryan Moorefield
428. Intend Indiana, Inc., Steven Meyer
429. Jubilee Park and Community Center, Julia Alessandra
430. Kausta Spann
431. Local Enterprise Assistance Fund, Gerardo Espinoza
432. Lois Van Tol
433. Madeleine Smith
434. Megan Zinck
435. Metro Industrial Areas Foundation, Martin Trimble
436. Milwaukee Habitat for Humanity, Beth Van Gorp
437. NeighborWorks Association of Pennsylvania, Hilary Lamishaw
438. Nor-Cal FDC, Lydia M. Esdaile
439. PathStone Enterprise Center
440. Robert E. Rutkowski
441. South Bend Reparations Working Group, Nimbilasha Cushing
442. Stockman Bank, Emma Morrison
443. SUN CHDO, Chris Williams
444. Tolleson Private Bank, Steve A. Westerheide and Alta Mantsch
445. U.S. Housing Consultants, John Broderick
446. Vermont Jump$tart Coalition
447. CapEQ, Tynesia Boyea-Robinson
448. Chicanos Por La Causa, Inc., David Adame
449. National Network for Arab American Communities
450. Nourish All, Samantha Koches
451. Restored Homes Housing Development Fund Corporation, Salvatore D’Avola
452. Jackson P. Hamiter
453. Merritt Community Capital Corporation, Ari Beliak
454. Piscataqua Savings Bank, Joan W. Gile, Paul Alix
455. First National Bank of Central Texas, Steve Gohring
456. PriorityOne Bank, Robert Barnes
457. Operation HOPE
458. Community Bank of Mississippi, Jeff Swilley
459. Black Business Investment Fund, Inez Long
460. Housing Louisiana
461. HousingNOLA, Andreanecia M. Morris
462. RiseBoro Community Partnership, Inc., Scott Short
463. Thistle Community Housing, Paul E. D'Angelo
Meeting Memoranda
01. Urban Institute Panel Discussion
02. Rep. Water's Staff, House Financial Institutions Majority Staff and Legislative Assistants Meeting
03. Consumer Bankers Association and Bank Policy Institute Meeting
04. National Bankers Association Meeting
05. House Financial Institutions Majority Staff and Legislative Assistants Meeting
06. Senate Banking Committee Meeting
07. Virtual meeting with the California Reinvestment Coalition and other community-based organizations
08. Readout of Director Rohit Chopra California Reinvestment Coalition Roundtable
09. Center Creek Capital Group Meeting with FDIC Staff
10. Independent Community Bankers of America Meeting
11. Staff for Representative Kweisi Mfume (D-MD) Meeting with Agency Staff
12. Association for Neighborhood & Housing Development and related organizations Meeting with FDIC Acting Chairman and Staff
13. Altura Capital Meeting with FDIC Staff
14. National Bankers Association Meeting with CFPB Staff
15. National Community Reinvestment Coalition Webinar with Agency Staff
16. Virtual meeting with the National Community Reinvestment Coalition
17. Summary of Meeting with Senator Mark R. Warner and Members of his Staff
18. MidFirst Bank Meeting with OCC Staff
19. Meeting Between Staff of the Federal Reserve System, Office of the Comptroller of the Currency, and Federal Deposit Insurance Corporation, and Representatives of the National Association of Affordable Housing Lenders, the National Housing Conference, and New York University
20. Meeting Between Staff of the Federal Reserve System, Federal Deposit Insurance Corporation, Office of the Comptroller of the Currency, and Members of the Native CDFI Network
21. Staff for Senator Christopher Coons (D-DE), Senator Thomas Carper (D-DE), and Representative Lisa Blunt Rochester (D-DE) Meeting with Agency Staff
22. Meeting Between Staff of the Federal Reserve System, Office of the Comptroller of the Currency, Federal Deposit Insurance Corporation, and Representatives of the MidWest Housing Equity Group
23. Meeting Between Staff of the Federal Reserve Board, Office of the Comptroller of the Currency, and Federal Deposit Insurance Corporation, and Representatives of Ten Digital Banks
24. Meeting Between Staff of the Federal Reserve Board, Office of the Comptroller of the Currency, Federal Deposit Insurance Corporation, and Representatives of Affordable Housing Organizations
25. Meeting Between Staff of the Federal Reserve Board, Office of the Comptroller of the Currency, and Federal Deposit Insurance Corporation, and Representatives of Better Markets
26. Meeting Between Staff of the Federal Reserve System, Office of the Comptroller of the Currency, and Federal Deposit Insurance Corporation, and Representatives of Ceres
27. National Community Reinvestment Coalition Meeting with Agency Staff
28. Executives from Digital Banks Meeting with FDIC Acting Chairman Gruenberg and FDIC Staff
29. Meeting Between Staff of the Federal Reserve Board, Office of the Comptroller of the Currency, and Federal Deposit Insurance Corporation, and Representatives of Nationwide Banking Trade Associations
30. Meeting Between Staff of the Federal Reserve Board, Office of the Comptroller of the Currency, and Federal Deposit Insurance Corporation, and Representatives of the Greenlining Institute, Public Citizen, and Americans for Financial Reform Education Fund
31. Meeting with Representatives of the Independent Community Bankers of America (ICBA)
32. Meeting with Representatives of the American Bankers Association (ABA)
33. Advocates in Rural Communities Meeting with CFPB Staff
34. Meeting with Representatives of the Bank Policy Institute (BPI)
35. Meeting with Representatives of the National Association of Affordable Housing Lenders (NAAHL)
36. Meeting with Representative of the Center for Responsible Lending (CRL)
37. Meeting with Individuals Affiliated with the Housing Finance Policy Center at the Urban Institute - Attachment
38. Meeting with Representatives of the National Community Reinvestment Coalition (NCRC)
39. Meeting with Representatives of the National Urban League
40. Meeting with Representatives of Wells Fargo & Company
41. Deputy Director of Policy and Research, Division of Depositor and Consumer Protection, Jonathan Miller, met with various stakeholders
42. Meeting with Representatives of MidFirst Bank
43. Meeting with Representative of Better Markets
44. Meeting with Representatives of MidFirst Bank
45. Meeting with Representatives of Better Markets (June 28, 2023)
46. Meeting with Members of the Delaware Congressional Delegation with FDIC Chairman Gruenberg and FDIC Staff