Each depositor insured to at least $250,000 per insured bank

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2008 Annual Report Highlights

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The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the Congress to maintain stability and public confidence in the nation’s financial system by:

  • insuring deposits;
  • examining and supervising financial institutions for safety and soundness and consumer protection; and,
  • managing receiverships.

The FDIC is a recognized leader in promoting sound public policies, addressing risks in the nation’s financial system, and carrying out its insurance, supervisory, consumer protection, and receivership management responsibilities.

The FDIC and its employees have a long and continuing tradition of distinguished public service. Six core values guide FDIC employees as they strive to fulfill the Corporation’s mission and vision:

  • Integrity
    We adhere to the highest ethical and professional standards.

  • Competence
    We are a highly skilled, dedicated, and diverse workforce that is empowered to achieve outstanding results.

  • Teamwork
    We communicate and collaborate effectively with one another and with other regulatory agencies.

  • Effectiveness
    We respond quickly and successfully to risks in insured depository institutions and the financial system.

  • Accountability
    We are accountable to each other and to our stakeholders to operate in a financially responsible and operationally effective manner.

  • Fairness
    We respect individual viewpoints and treat one another and our stakeholders with impartiality, dignity and trust.

*Values have been updated for consistency with the FDICís 2008-2013 Strategic Plan.


Last Updated 07/22/2009 communications@fdic.gov