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Bankers Resource Center

Affordable Mortgage Lending Center

Last Updated: October 12, 2021

Mortgage Lending

Mortgage lending is an important element of many community banks’ business and Community Reinvestment Act (CRA) strategies. The FDIC’s Affordable Mortgage Lending Center is designed as a resource for community banks to help them compare a variety of current affordable mortgage programs and to identify the next steps if they seek to expand or initiate affordable mortgage lending. Offering affordable mortgage loans to a wide range of customers can deepen bank customer relationships and provide an important pathway for borrowers to own their own homes and participate in the mainstream banking system.

Affordable Mortgage Lending Guide
The Guide provides descriptions of mortgage lending programs and is a resource for community banks to assess and compare opportunities for participation.

Resources
Find data, fact sheets, and other mortgage lending studies from the FDIC and other federal resources.

Activities & Events
Learn about recent and upcoming affordable mortgage credit activities and events sponsored by the FDIC in conjunction with federal, state, or local agency partners.

CRA Related Information
Strategies for Community Banks to Develop Partnerships with Community Development Financial Institutions

Learn about CDFIs and MDIs
Social Impact of MDIs