Resources
The FDIC provides numerous resources such as initiatives, tools, forms, regulations, and other information for all stakeholders.
Deposit Insurance
FDIC insurance is backed by the full faith and credit of the United States government. Since the FDIC was established in 1933, no depositor has lost one penny of FDIC-insured accounts.
The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category.
The FDIC manages the Deposit Insurance Fund to insure the deposits, protect the depositors of insured banks, and to resolve failed banks. The FDIC also fosters communication and coordination among other countries’ deposit insurance systems.
- What’s Covered
- Electronic Deposit Insurance Estimator (EDIE)
- Deposit Insurance Assessments
- Deposit Insurance Fund
- International Deposit Insurance
- Consumer Resource Center
Supervision & Examinations
Supervision and consumer protection are cornerstones of the FDIC’s efforts to ensure the stability of, and public confidence in, the nation's financial system. The FDIC's supervision program promotes the safety and soundness of FDIC-supervised financial institutions, protects consumers' rights, and promotes community investment initiatives.
- Banker Resource Center
- Supervisory Insights
- Consumer Compliance Supervisory Highlights
- Risk Management Manual of Examination Policies
- Regional Office Directory
- Consumer Compliance Examination Manual
Laws & Regulations
Laws and regulations govern FDIC-insured banks and the U.S. banking industry broadly, ensuring safe and sound business practices within the financial sector. These include the FDIC Act, FDIC Advisory Opinions, FDIC Statements of Policy, and a selection of banking-related guidance issued jointly with other agencies.
Learn More About Laws & RegulationsResolutions
When a bank closes, its chartering authority—the state for state-chartered institutions and the OCC for national banks and federal savings associations—typically appoints the FDIC as receiver, responsible for resolving the failed institution. The FDIC employs a resolution process for failing banks, and a receivership process for failed banks.
- Orderly Liquidation Authority
- Failed Bank List
- Failing Bank Acquisitions
- Real Estate & Property
- Historic Sales
Data Tools
The FDIC offers high-level and detailed economic and financial data resources for all types of users.
- BankFind Suite
- Bank Data Guide
- Bank Data API Developer Portal
- Find Institution Financial & Regulatory Data
- Deposit Market Share Report
