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The FDIC is responsible for the orderly resolution of failing banks. In the event of a bank failure, the FDIC acts in two capacities. First, as the insurer of the bank's deposits, the FDIC pays insurance to the depositors up to the insurance limit. Second, as the "receiver" of the failed bank, the FDIC assumes the task of selling the assets of the failed bank and settling its debts, including claims for deposits in excess of the insured limit.

Bank Failures

The FDIC provides a record of U.S. failed banks, including summaries of each bank failure from 2000 to the present.

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Resolution Authority News & Information

Large, complex, systemically important financial institutions present unique challenges in resolution, and the FDIC plays an important role in developing and implementing the framework for the orderly failure of this type of institution. Learn about the latest developments in large bank resolution.

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Real Estate and Property

In its role as receiver, the FDIC sells real estate held by failed banks. The FDIC publishes available properties for sale, organized by type and location.

Learn More About Real Estate