An official website of the United States government
The .gov means it’s official.
Federal government websites often end in .gov or .mil. Before
sharing sensitive information, make sure you’re on a federal
The site is secure.
The https:// ensures that you are connecting to
the official website and that any information you provide is
encrypted and transmitted securely.
As part of its mission to maintain stability and public confidence in the nation's financial system, the FDIC publishes studies, reports, and histories that shed
light on bank practices, FDIC processes, and important FDIC history.
Options for Deposit Insurance Reform
Following recent bank failures, FDIC Chairman Martin J. Gruenberg directed a comprehensive overview of the deposit insurance system and options for reform to
address financial stability concerns stemming from recent bank failures.
This independent, internal review by the agency's Chief Risk Officer evaluates the agency's supervision of the former Signature Bank, New York, New York, from
2017 until its failure in March 2023. The review explores cause and contributors to failure and offers recommendations for further exploration.
This two-volume report examines the challenges faced by the FDIC and the Resolution Trust Corporation (RTC) in resolving troubled banks and thrifts during the
financial crisis of the 1980s and early 1990s.
This study chronicles the FDIC's response to two overlapping financial crises: the financial crisis of 2008-2009 and the banking crisis of 2008-2013. The history
explains what occurred and shares lessons learned.