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Banker Resource Center

Community Reinvestment Act (CRA)

Last Updated: September 1, 2021

CRA Statute & Tools

CRA requires the FDIC to assess an institution's record of helping to meet the credit needs of the local communities in which the institution is chartered. Below are links that will allow you to review the Act, find a bank's current CRA rating and Public Disclosure, review lists of upcoming CRA examinations and pending applications (decisions), and access resources with bank demographic and financial information.

Make a Comment

Submit a comment about an upcoming CRA examination and/or a pending bank application

 

Technical Assistance Video Program

Approximate run time: 30 minutes

The Community Reinvestment Act

This presentation provides an overview of the Community Reinvestment Act (CRA), and is designed to provide bank directors with foundational knowledge regarding CRA.  Topics include the purpose of CRA, different CRA evaluation types, how to comply, and practical ideas to assist banks in helping to meet the credit needs of their assessment areas.

Directors’ College Video Series Presentation Materials – The Community Reinvestment Act (PDF Help)

FDIC YouTube Channel: Directors’ College Video Series Presentation – The Community Reinvestment Act

FDIC YouTube Videos: Mortgage Rule Videos

If you have any questions about this presentation on The Community Reinvestment Act, send them to supervision@fdic.gov.