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The FDIC is committed to helping consumers understand and access the U.S. banking system. FDIC podcasts aim to demystify personal finances, explain consumer protection measures, teach banking history, and more. Subscribe for email reminders.

Podcast Directory

FDIC Podcast
Special Series: Banking on Innovation
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FDIC Podcast

Hosted by Anchor.fm
FDIC Podcast

FDIC Podcast / Episode 12 / May 24, 2021

Banking the unbanked

Most of us have at least one bank or credit union account to help manage our money but millions of people are ‘unbanked,’ forced to rely on a patchwork of higher cost financial products and services outside of the regulated banking space. The FDIC’s Leonard Chanin and Jonathan Mintz of the Cities for Financial Empowerment Fund discuss why it is so important to bring unbanked families into our financial system.
Transcript

FDIC Podcast

FDIC Podcast / Episode 11 / May 10, 2021

Driving Diversity, Equity and Inclusion

Three words are increasingly becoming part of our national conversation & diversity, equity and inclusion. FDIC Chairman Jelena McWilliams and Nikita Pearson, Director of the FDIC’s Office of Minority and Women Inclusion, discuss how to turn these aspirational words into something tangible to benefit those historically disconnected from our banking system.
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FDIC Podcast

FDIC Podcast / Episode 10 / March 16, 2021

Banking Down on the Farm

The agricultural sector is a big piece of our nation’s economy and the fortunes of farmers are also tied closely to the health of the global economy. FDIC Researchers John Anderlik and Rich Cofer take us down on the farm to understand the ups and downs of farming and the farm banks that serve this sector.
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FDIC Podcast

FDIC Podcast / Episode 9 / March 2, 2021

Looking Back on 2020

Last year was a year most of us would gladly forget. The global pandemic turned our personal and economic lives upside down — but how did our banks fare and how did our banking system hold up? Pat Mitchell and Meg Hanrahan, two senior FDIC financial analysts, look back on 2020 and how our nation’s banks navigated the storm.
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FDIC Podcast

FDIC Podcast / Episode 8 / February 16, 2021

Reimagining America’s Banking System

Technology is transforming the banking landscape, offering both opportunities and challenges for banks, regulators and consumers. FDIC’s first-ever Chief Innovation Officer Sultan Meghji looks at how artificial intelligence and quantum computing are fundamentally reshaping our banking ecosystem.
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FDIC Podcast

FDIC Podcast / Episode 7 / January 25, 2021

The State of the Nation’s Community Banks

There are more than 5,000 banks in the U.S. and while some may be household names, most are smaller institutions offering capital and financial services within their communities. The FDIC’s Diane Ellis and Shayna Olesiuk explore the just-released 2020 Community Banking Study which looks at the state of the nation’s community banks and the critical role they play in our broader economy.
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FDIC Podcast

FDIC Podcast / Episode 6 / November 19, 2020

Community Banks and the Paycheck Protection Program

During the current global pandemic, how are the nation’s community banks performing in extending credit to struggling small businesses through the Small Business Administration’s Paycheck Protection Program (PPP)? The FDIC’s Diane Ellis and Angela Hinton discuss new evidence that reveals the deep roots community banks have into the nation’s small business sector.
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FDIC Podcast

FDIC Podcast / Episode 5 / October 21, 2020

How America Banks

We bank very differently than we used to. Rather than visiting a bank teller, most U.S. households are banking online or using their personal electronic devices. In this episode of the FDIC Podcast, economist Karyen Chu discusses the results of the FDIC’s 2019 ‘How America Banks’ Survey.
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FDIC Podcast

FDIC Podcast / Episode 4 / September 21, 2020

Keeping Up With Technology

There is a technological wave sweeping over our banking system, changing how banks operate and even how we bank. In this episode, Brandon Milhorn discusses FDiTech, an FDIC effort to promote the adoption of new technology as a means to ensure everyone can participate in the financial life of this country.
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FDIC Podcast

FDIC Podcast / Episode 3 / August 24, 2020

Understanding Your Credit Score

What's in a number? When it comes to your credit score, a lot! The FDIC's Leonard Chanin examines what goes into your credit score and why it matters so much in your financial life.
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FDIC Podcast

FDIC Podcast / Episode 2 / July 23, 2020

The Role of Minority Banks

Alden McDonald, President and CEO of Liberty Bank, an African American owned and managed bank, joins us to talk about the critical role of Minority Depository Institutions in our nation’s banking system and how they serve the financial needs of communities of color.
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FDIC Podcast

FDIC Podcast / Episode 1 / June 20, 2020

The State of Banking

Against the backdrop of the global public health emergency, Chairman Jelena McWilliams discusses the state of banking in the United States, and the efforts of the FDIC and other regulators to ensure banks are best positioned to aid in the nation’s economic recovery.
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FDIC Podcast

FDIC Podcast / Trailer / June 20, 2020

Introducing the FDIC Podcast!

By speaking with thought leaders and experts in finance, the FDIC Podcast aspires to untangle the myths and mystery of the banking world, and to shed light on how every family can become part of the financial fabric of this country.
Transcript


Banking on Innovation

Hosted by Anchor.fm
FDIC Podcast

Banking on Innovation Podcast / Episode 3 / July 21, 2021

Building a More Resilient Banking System

Today, our nation’s banks are confronting a number of emerging threats. FDIC Chief Innovation Officer Sultan Meghji sits down with former Homeland Security Secretary Michael Chertoff to address resilience in the banking system. What is resilience? As Sec. Chertoff put it, “the ability to take a punch and get back up on your feet.”
Transcript

FDIC Podcast

Banking on Innovation Podcast / Episode 2 / June 16, 2021

Engineering Innovation in the Banking System

Everyone is talking about innovation in banking these days, but what is being done to engineer innovation into our banking sector? FDIC’s Chief Innovation Officer Sultan Meghji sits down with Jimmie Lenz of Duke University’s Pratt School of Engineering to discuss how to build the banking system of the future.
Transcript

FDIC Podcast

Banking on Innovation Podcast / Episode 1 / April 14, 2021

Special Series: “Banking on Innovation”

Today, it’s no longer a question of whether to innovate —Innovation is a fact of life. In the first episode of a special series of the FDIC Podcast, FDIC Chairman Jelena McWilliams and Chief Innovation Officer Sultan Mehgji discuss how innovation can drive a safer, resilient and more inclusive financial system.
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Crisis and Response: An FDIC History, 2008-2013

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Crisis and Response: An FDIC History, 2008–2013 / OVERVIEW / Ep. 1

Overview

Table of Contents:
• Foreword
• Acknowledgements
Overview    Transcript

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Crisis and Response: An FDIC History, 2008–2013 / PART 1 / Ep. 2

Financial Crisis and Response

Origins of the Crisis
Chapter 1    Transcript

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Crisis and Response: An FDIC History, 2008–2013 / PART 1 / Ep. 3

Financial Crisis and Response

The Temporary Liquidity Guarantee Program: A Systemwide Systemic Risk Exception
Chapter 2    Transcript

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Crisis and Response: An FDIC History, 2008–2013 / PART 1 / Ep. 4

Financial Crisis and Response

Use of Systemic Risk Exceptions to Provide Assistance to Individual Institutions during the Financial Crisis
Chapter 3   Transcript

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Crisis and Response: An FDIC History, 2008–2013 / PART 2 / Ep. 5

Banking Crisis and Response

Bank Supervision
Chapter 4    Transcript

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Crisis and Response: An FDIC History, 2008–2013 / PART 2 / Ep. 6

Banking Crisis and Response

Deposit Insurance: Fund Management and Risk-Based Deposit Insurance Assessments
Chapter 5   Transcript

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Crisis and Response: An FDIC History, 2008–2013 / PART 2 / Ep. 7

Banking Crisis and Response

Bank Resolutions and Receiverships
Chapter 6   Transcript


MoneySmart: The Basics of Banking

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Money Smart: How Banks Work and the Benefits of Using Them / BASICS OF BANKING / Ep. 1

How Having A Bank Account Protects Your Money

Learn About Types Of Financial Institutions, Security, Your Legal Rights, And Privacy.
Transcript

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Money Smart: How Banks Work and the Benefits of Using Them / BASICS OF BANKING / Ep. 2

What A Bank Can Do For You

Learn About The Benefits Of Banking, Types Of Accounts, Credit Cards, And Consumer Loans.
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Money Smart: How Banks Work and the Benefits of Using Them / BASICS OF BANKING / Ep. 3

How To Protect Your Identity

Get Vital Information To Prevent Identity Theft — Or Take Action If You Think You’re A Victim.
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Money Smart: How Banks Work and the Benefits of Using Them / BASICS OF BANKING / Ep. 4

Prepare Yourself Financially For A Disaster

Know How To Prepare And Where To Store Your Financial Information In Case Of Emergency.
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Money Smart: How Banks Work and the Benefits of Using Them / BASICS OF BANKING / Ep. 5

When There’s Too Much Debt

Learn Ways to Get Out of Debt, Find a Credit Counselor, and Avoid Risky Debt Consolidation.
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Money Smart: How Banks Work and the Benefits of Using Them / CHECKING ACCOUNTS / Ep. 1

Open A Checking Account

Choose An Account That’s Right For You, And Find Out How To Open An Account.
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Money Smart: How Banks Work and the Benefits of Using Them / CHECKING ACCOUNTS / Ep. 2

Make Deposits And Write Checks

Learn About Banking Transactions, Including Direct Deposit, And Online And Telephone Banking.
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Money Smart: How Banks Work and the Benefits of Using Them / CHECKING ACCOUNTS / Ep. 3

Balance Your Checkbook

Understand Your Statement And Learn To Reconcile It With Your Check Register.
Transcript

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Money Smart: How Banks Work and the Benefits of Using Them / SAVINGS/SPENDING PLAN / Ep. 1 / Part 1

Find Money To Save

Learn How Small Savings Add Up Fast When You Pay Yourself First, Cut Spending, Or Increase Your Income.
Transcript

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Money Smart: How Banks Work and the Benefits of Using Them / SAVINGS/SPENDING PLAN / Ep. 1 / Part 2

Find Money To Save

Learn How Small Savings Add Up Fast When You Pay Yourself First, Cut Spending, Or Increase Your Income.
Transcript

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Money Smart: How Banks Work and the Benefits of Using Them / SAVINGS/SPENDING PLAN / Ep. 2

Open A Savings Account

Choose The Right Account For You And Learn How To Open Your Account.
Transcript

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Money Smart: How Banks Work and the Benefits of Using Them / SAVINGS/SPENDING PLAN / Ep. 3

Start Investing

Learn About Types Of Investments And Retirement Plans, And How To Evaluate An Investment.
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Money Smart: How Banks Work and the Benefits of Using Them / BORROWING MONEY / Ep. 1

Decide Whether To Borrow

Understand The Costs And Risks Of Borrowing And Using Credit; Learn To Shop For The Best Option.
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Money Smart: How Banks Work and the Benefits of Using Them / BORROWING MONEY / Ep. 2 / Part 1

Be Able To Borrow

Learn To Review And Understand Your Credit Report And Build Stronger Credit.
Transcript

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Money Smart: How Banks Work and the Benefits of Using Them / BORROWING MONEY / Ep. 2 / Part 2

Be Able To Borrow

Learn To Review And Understand Your Credit Report And Build Stronger Credit.
Transcript

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Money Smart: How Banks Work and the Benefits of Using Them / BORROWING MONEY / Ep. 3

Choose The Right Loan

Learn How Different Loans Work From Down Payments, Interest, And To Fees And Penalties.
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Money Smart: How Banks Work and the Benefits of Using Them / BORROWING MONEY / Ep. 4

Use Credit Cards Wisely

Learn How To Choose The Right Card, Read Your Statement, And Avoid Problems.
Transcript

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Money Smart: How Banks Work and the Benefits of Using Them / BORROWING MONEY / Ep. 5

Finance A Purchase With A Loan

Learn How Loans Work For Cars And Other Purchases, Get Tips For Car Buying, And Avoid Paying Too Much For Rent To Own Purchases.
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Money Smart: How Banks Work and the Benefits of Using Them / BORROWING MONEY / Ep. 6

Finance A Home With A Loan

Learn How Loans Work For Mortgages, Determine If Buying A Home Is For You, And How To Avoid Mortgage Foreclosure Scams.
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Money Smart: How Banks Work and the Benefits of Using Them / BORROWING MONEY / Ep. 7

Protect Yourself While Borrowing

Find Out How To Avoid Predatory Loans And Scams — And How To Get Help If You’re A Victim.
Transcript