Skip Header
U.S. flag

An official website of the United States government

Money Smart

Teach Money Smart

Vea esta página en español

Help people of all ages learn how to manage money with free easy-to-use FDIC Money Smart Resources

Last Updated: October 7, 2021
man viewing laptop

How Money Smart Are You? is now available!

View our infographic about this new product.

Learn more about organization accounts and why you might want one to help refer individuals to the games.

To request an organization account, email

teacher in front of class

What other products does Money Smart include?

  • Money Smart for Young People - This set of four grade-specific curriculums includes lesson plans and Parent/Caregiver Guides to help educators deliver basic financial concepts to students in kindergarten through 12th grade. We developed these materials with the Consumer Financial Protection Bureau (CFPB). 
  • Money Smart for Young Adults ( - Each of the eight modules includes a fully scripted instructor guide that bankers and others without teaching experience can easily use to help young people ages 12-20 learn the basics of personal finance. Money Smart for Young Adults is currently being revised and is scheduled to be released in 2022.
  • Money Smart for Adults - Completely updated in 2018, this 14-module curriculum can be used to provide training for adults in many different life stages and financial situations. That includes adults new to this country, adults with disabilities, adults starting or changing careers, and adults going through significant life events such as expanding their families or purchasing or renting their first homes.
  • Money Smart for Older Adults - This curriculum focuses on preventing elder financial exploitation. We also developed these materials in collaboration with the CFPB.
  • Money Smart for Small Business - This curriculum provides information related to starting and managing a business. We developed these materials with the U.S. Small Business Administration.

Is Money Smart effective?

Research demonstrates that the Money Smart curriculum can positively influence how adults manage their finances, and these changes are sustainable in the months following the training. Survey data also shows that people who complete Money Smart training are highly satisfied with the course. Read the full research report: A Longitudinal Evaluation of the Intermediate-term Impact of the Money Smart Financial Education Curriculum upon Consumers’ Behavior and Confidence - PDF.

Why did the FDIC create Money Smart?

  • Knowledge of key financial concepts and skills, along with access to safe, affordable banking services, fosters greater financial stability for people and communities.
  • Money Smart can help individuals build financial skills and confidence through knowledge and practice.

How can Money Smart foster collaborations with banks and communities?

We designed the instructor-led versions of Money Smart for use by staff from banks, non-profit organizations, government agencies, and schools. Instructors can customize the materials to meet the needs and interests of people they serve. The FDIC encourages Money Smart training to be connected to low or no-cost deposit accounts and services.

How does the FDIC support organizations that use Money Smart?

The FDIC recognizes some of the organizations that use Money Smart through the Money Smart Alliance. We provide technical assistance and help these 1,500-plus organizations share successful approaches.

We also feature success stories under Money Smart News Issues/ Stories List that highlight how organizations use Money Smart products and collaborate with others.  In addition, we provide online train-the-trainer videos and conduct quarterly train-the-trainer webinars.