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FDIC-Duke Financial Technology Conference

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Fintech and the Future of Banking
April 24, 2019
Sheila Bair Auditorium
Seidman Center, Arlington VA
8:00 a.m. – 6:00 p.m.


Agenda - PDF (PDF Help)













Breakfast and Registration

Conference Welcome
Diane Ellis, Director of the Division of Insurance and Research, FDIC

A Conversation with the Secretary on Fintech and Innovation
Steven Mnuchin, U.S. Secretary of the Treasury
Chairman Jelena McWilliams, FDIC

Regulatory Perspectives from the Comptroller
Comptroller Joseph M. Otting, Office of the Comptroller of the Currency

Policy Discussion: “Regulatory Approaches to Innovation”
Views and experiences on approaches to fostering innovation while minimizing risk to consumers and the financial system
Sarah Biller, Fintech Sandbox (Chair)
Paul Watkins, Consumer Financial Protection Bureau
Nick Cook, Financial Conduct Authority (UK)
Daniel Gorfine, Commodities Futures Trading Commission

Morning Break

Research Discussion: “Data and Technology in Lending”
Positive and negative ways data and technology can influence who obtains credit
Robin Prager, Federal Reserve Board (Chair)

On the Rise of Fintechs – Credit Scoring Using Digital Footprints
Manju Puri, Duke University

Consumer-Lending Discrimination in the Era of Fintech
Richard Stanton, University of California-Berkeley

The Real Effects of the FinTech Credit
Yi Huang, Graduate Institute of International and Development Studies

Melissa Koide, FinRegLab (Policy Discussant)

Lunch and Open Dialogue with Chairman Jelena McWilliams
From 1:00 pm to 1:30 pm, FDIC Chairman McWilliams will discuss key questions in the area of fintech

Research Discussion: “Competitive Landscape of 2019 and Beyond”
How factors such as regulatory arbitrage and data access could affect financial intermediation in the future
Margaret Tahyar, Davis Polk (Chair)

Fintech and Shadow Banking
Tomasz Piskorski, Columbia University

Financial Innovation and Borrowers: Evidence from Peer-to-Peer Lending
Tetyana Balyuk, Emory University

Jason Henrichs, Fintech Forge (Industry Discussant)

Policy Discussion: “Fintech and Venture Capital”
Views on the direction of fintech and banking and how regulatory challenges can influence firm and investor decision-making
David Robinson, Duke Innovation and Entrepreneurship (Chair)
Amias Gerety, QED Investors
Matt Rhodes-Kropf, Tectonic Ventures
David Jegen, F-Prime Capital

Afternoon Break

Research Discussion: “Fintech and Decision-Making”
Potential benefits and unintended consequences of using data and technology to inform financial consumer decision-making
Penny Crosman, American Banker (Chair)

The Promises and Pitfalls of Robo-Advising
Nagpurnanand Prabhala, Johns Hopkins University

FinTech and Consumer Well-Being in the Information Age
Bruce Carlin, UCLA

Preference Aggregation and Gender Bias in the Financing of New Technology-Based Products
Ramana Nanda, Harvard University

Ashley Nagle Eknaian, Eastern Bank (Industry Discussant)

Reception to immediately follow

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