Skip Header

Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Managing the Crisis: The FDIC and RTC Experience — Appendix


Tables

  • FDIC at a Glance
  • RTC at a Glance
  • FDIC at a Glance

    1980 - 1984: FDIC at a Glance ($ in Millions)
    Data for 12/31 1980 1981 1982 1983 1984
    Number of Bank Failures 10 7 34 45 78
    Assistance to Open Banks 1 3 8 3 2
    Total Failed and Assisted Banks 11 10 42 48 80
    Total Assets of Failed and Assisted Banks $8,192.4 $4,947.4 $11,722.6 $7,191.7 $43,432.5
    Estimated Losses on Failed and Assisted Banks $30.7 $781.8 $1,168.6 $1,407.4 $1,640.2
    Estimated Losses as a % of Total Assets 0.37% 15.80% 9.97% 19.57% 3.78%
    Assets in Liquidation $1,791.8 $1,840.6 $2,155.1 $4,259.6 $10,299.8
    FDIC Staffing 3,644 3,394 3,504 3,846 5,076
    Number of Problem Banks 217 223 369 642 848
    Bank Insurance Fund Balance $11,019.5 $12,246.1 $13,770.9 $15,429.1 $16,529.4
    Bank Insurance Fund Balance as a % of Insured Deposits 1.16% 1.24% 1.21% 1.22% 1.19%

    Back to top

    1985 - 1989: FDIC at a Glance ($ in Millions)
    Data for 12/31 1985 1986 1987 1988 1989
    Number of Bank Failures 116 138 184 200 206
    Assistance to Open Banks 4 7 19 79 1
    Total Failed and Assisted Banks 120 145 203 279 207
    Total Assets of Failed and Assisted Banks $8,977.3 $8,069.1 $9,407.0 $53,899.4 $28,935.0
    Estimated Losses on Failed and Assisted Banks $1,007.2 $1,775.7 $2,022.8 $6,920.5 $6,198.8
    Estimated Losses as a % of Total Assets 11.22% 22.01% 21.50% 12.84% 21.42%
    Assets in Liquidation $9,731.3 $10,856.0 $11,339.9 $9,335.9 $25,930.6
    FDIC Staffing 7,125 8,817 9,098 8,060 10,187
    Number of Problem Banks 1,140 1,484 1,575 1,406 1,109
    Bank Insurance Fund Balance $17,956.9 $18,253.3 $18,301.8 $14,061.1 $13,209.5
    Bank Insurance Fund Balance as a % of Insured Deposits 1.19% 1.12% 1.10% 0.80% 0.70%

    Back to top

    1990 - 1994: FDIC at a Glance ($ in Millions)
    Data for 12/31 1990 1991 1992 1993 1994
    Number of Bank Failures 168 124 120 41 13
    Assistance to Open Banks 1 3 2 0 0
    Total Failed and Assisted Banks 169 127 122 41 13
    Total Assets of Failed and Assisted Banks $16,937.7 $64,635.0 $45,391.1 $3,828.9 $1,463.9
    Estimated Losses on Failed and Assisted Banks $2,786.3 $6,136.1 $3,675.2 $646.1 $179
    Estimated Losses as a % of Total Assets 16.45% 9.49% 0.081 0.1687 0.1223
    Assets in Liquidation $30,906.5 $43,258.3 43273.4 28015.1 16737.9
    FDIC Staffing 14,348 13,972 15,044 14,220 11,627
    Number of Problem Banks 1,046 1,090 863 472 264
    Bank Insurance Fund Balance $4,044.5 -$7,027.9 -100.6 13,121.6 21,847.8
    Bank Insurance Fund Balance as a % of Insured Deposits 0.21% -0.36% -0.0001 0.0069 0.0115

    Back to top

    1995 - 1999: FDIC at a Glance ($ in Millions)
    Data for 12/31 1995 1996 1997 1998 1999
    Number of Bank Failures 6 6 1 3 8
    Assistance to Open Banks 0 0 0 0 0
    Total Failed and Assisted Banks 6 6 1 3 8
    Total Assets of Failed and Assisted Banks 802.1 232.6 27.9 290.2 1592.2
    Estimated Losses on Failed and Assisted Banks 84.5 60.6 5 227.5 831.5
    Estimated Losses as a % of Total Assets 0.1053 0.2605 0.1792 0.7839 0.5222
    Assets in Liquidation 10308.2 8711.2 4114.6 2375.5 1981.5
    FDIC Staffing 9789 9151 7793 7359 7266
    Number of Problem Financial Institutions 193 117 92 84 79
    Bank Insurance Fund Balance 25453.7 26854.4 28292.5 29612.3 29414.2
    Bank Insurance Fund Balance as a % of Insured Deposits 0.013 0.0134 0.0138 0.0138 0.0136
    Savings Insurance Fund Balance 3357.8 8888.4 9368.3 9839.8 10280.7
    Savings Insurance Fund Balance as a % of Insured Deposits 0.0047 0.013 0.0136 0.0139 0.0145

    Back to top

    2000 - 2003: FDIC at a Glance ($ in Millions)
    Data for 12/31 2000 2001 2002 2003
    Number of Bank Failures 7 4 11 3
    Assistance to Open Banks 0 0 0 0
    Total Failed and Assisted Banks 7 4 11 3
    Total Assets of Failed and Assisted Banks 414.5 1821.8 2914.5 1138
    Estimated Losses on Failed and Assisted Banks 37.3 433.5 629.8 103.7
    Estimated Losses as a % of Total Assets 0.09 0.238 0.2161 0.0911
    Assets in Liquidation 535.5 573.4 1240.3 806.4
    FDIC Staffing 6452 6167 5430 5311
    Number of Problem Financial Institutions 94 114 136 116
    Bank Insurance Fund Balance 30975.2 30438.8 32050.3 33782.2
    Bank Insurance Fund Balance as a % of Insured Deposits 0.0135 0.0126 0.0127 0.0131
    Savings Insurance Fund Balance 10758.6 10935 11746.7 12240.1
    Savings Insurance Fund Balance as a % of Insured Deposits 0.0143 0.0136 0.0138 0.014

    Back to top

  • RTC at a Glance

    Overview - RTC at a Glance ($ in Millions)
    1989 1990 1991 1992 1993 1994 1995 Total
    Number of Conservatorships at the beginning of the year 0 281 179 91 81 63 1 696
    Number of Conservatorships added during the year 318 207 123 50 8 0 0 706
    Thrifts in the ARP Program N/A 6 21 9 1 2 2 41
    Total of all thrift takeovers 318 213 144 59 9 2 2 747
    Conservatorships resolved during the year 37 309 211 60 26 62 1 706
    Thrifts in the ARP Program 0 6 21 9 1 2 2 41
    Total of thrift resolutions 37 315 232 69 27 64 3 747
    Conservatorships at the end of the year 281 179 91 81 63 1 0 696

    Back to top

    Total Assets at Takeover
    1989 1990 1991 1992 1993 1994 1995 Total
    Conservatorships $141,749 $126,616 $70,929 $35,448 $6,061 $0 $0 $380,803
    Thrifts in the ARP Program N/A $3,631 $8,105 $9,437 $44 $129 $426 $21,772
    Total $141,749 $130,247 $79,034 $44,885 $6,105 $129 $426 $402,575
    Losses on thrifts taken over $51,076 $20,837 $10,773 $4,180 $609 $15 $63 $87,553
    Losses as a percent of Total Assets 36.03% 16.00% 13.63% 9.31% 9.97% 11.93% 14.79% 21.75%

    Back to top

    Asset in Liquidation
    1989 1990 1991 1992 1993 1994 1995 Total
    Conservatorships $104,899 $87,467 $47,318 $40,21 $23,166 $2,067 $0
    Receiverships $7,945 $59,270 $83,066 $64,335 $40,664 $22,900 $7,689
    Total $112,844 $146,737 $130,384 $104,546 $63,830 $24,967 $7,689
    RTC Staffing 1,516 4,899 8,614 7,382 6,778 5,899 3,147

    Source: RTC Annual Reports 1989 - 1994 and Reports from FDIC Division of Research and Statistics

    Back to top


  ChartsView all

  1. FDIC/RTC Staffing

    FDIC/RTC Staffing chart for 1979-2003d

  2. Distribution of FDIC/Transaction Methods - 1980-1994

    Distribution of FDIC/Transaction Methods - 1980-1994d

  3. Distribution of RTC Transaction Methods - 1989-1995

    Distribution of RTC Transaction Methods - 1989-1995d

  4. Insurance Fund Comparison - BIF, SAIF, FSLIC

    FSLIC Insurance Fund 1980-1988d
    Savings Insurance Fund 1990-2003d
    Bank Insurance Fund 1980-2003d

  5. Problem Bank List - Banks Rated “4” or “5”

    Problem Bank List - Banks Rated 4 or 5d

  6. RTC Conservatorships at the End of the Year - 1989-1995

    FSLIC Insurance Fund 1980-1988d
    Savings Insurance Fund 1990-2003d
    Bank Insurance Fund 1980-2003d

  7. FDIC Assets in Liquidation - 1980-1994

    FDIC Assets in Liquidation - 1980-1994d

  8. RTC Assets in Liquidation - 1989-1995

    RTC Assets in Liquidation - 1989-1995d


  FiguresView all

  1. Bank Failures by State - 1980-1994

    Bank Failures by State - 1980-1994d

  2. Bank Failures and Assistance Transactions by State - 1980-1994

    Bank Failures and Assistance Transactions by State - 1980-1994d

  3. Bank Failures and Assistance Transactions by State as Percentage - 1980-1994

    Bank Failures and Assistance Transactions by State as Percentage - 1980-1994d

  4. Assets of Failed and Assisted Bank by State - 1980-1994

    Assets of Failed and Assisted Bank by State - 1980-1994d

Back to top

Skip Footer back to content