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Financial Institution Employee’s Guide to Deposit Insurance

Deposit Insurance Coverage Resources

Last Updated: May 29, 2024

Deposit Insurance Coverage Resources

View Deposit Insurance Coverage Resources as a PDF

Informational resources on deposit insurance coverage are described below. These resources can be found on the FDIC’s website at: The FDIC provides these resources free of charge to consumers and IDI employees.

Electronic Deposit Insurance Estimator (EDIE)

EDIE is an application that assists IDI employees and consumers in calculating deposit insurance coverage. The calculator is ideal for analyzing actual deposits established or hypothetical examples that depositors or IDI employees may wish to explore for the amount of FDIC deposit insurance coverage that may be available.

Please note that no personally identifiable information is necessary to access EDIE’s calculations. After the user enters the account information, EDIE generates a printable report clearly showing the amount of insurance coverage for the user’s accounts. EDIE can be used to calculate the insurance coverage of single, certain retirement, joint, trust, government, and business accounts.

Depositors and IDI employees may contact the FDIC at 1-877-ASK-FDIC (1-877-275-3342) to discuss their specific situations.

FDIC Deposit Insurance Brochures

  • Deposit Insurance at a Glance, available in English, Spanish, Korean, Vietnamese, Tagalog, and Chinese (traditional and simplified), is a brochure that provides basic information on the common ownership categories of insurance coverage, including single accounts, certain retirement accounts, joint accounts, and trust accounts.
  • Your Insured Deposits, available in English, Spanish, Korean, Vietnamese, Tagalog, and Chinese (traditional and simplified), explains the eight most common deposit insurance categories. It is especially useful for large depositors, those with unusual deposit insurance requirements, and IDI employees who are assisting depositors with deposit insurance questions.

For More Information from the FDIC

View For More Information from the FDIC as a PDF

Call toll-free at:
1-877-ASK-FDIC (1-877-275-3342)

Hours of operation:
Monday – Friday
8:00 a.m. – 6:00 p.m. Eastern Time

8:00 a.m. – 1:00 p.m. Eastern Time
(Excluding Federal Holidays)

Read more about FDIC insurance online at:

Order FDIC deposit insurance products online at:

Send questions online to the FDIC Information and Support Center:
This resource allows users with inquires about financial institutions, bank failures, or deposit insurance coverage. The FDIC Information and Support Center can be accessed at:

Mail deposit insurance coverage questions to:

Attn: Deposit Insurance Unit
550 17th Street, NW
Washington, DC 20429-9990

Note: The FDIC recommends that if you have questions about complex trust account structures, you may wish to call the FDIC at the toll-free number above and ask to speak with a deposit insurance specialist. A deposit insurance subject matter expert can assist the caller in collecting the pertinent information in calculating the amount of deposit insurance coverage that may be available.

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