Skip Header
U.S. flag

An official website of the United States government

Consumer News

Consumer News Article List

Since 1993, the monthly FDIC Consumer News has provided timely, reliable and practical tips and information about money matters, free of charge. Each issue offers helpful hints and common-sense strategies on topics ranging from finding the right bank account to protecting against fraud and simplifying your financial life.

Click arrows next to headers to sort in Ascending or Descending order.
How to Find a Long Lost Bank Account or Safe Deposit Box Unclaimed Property December 2020 lost money, unclaimed funds, unclaimed property, scams
Banking With Apps Electronic Banking November 2020 online banking, apps, scams
Beware, It’s a Scam! Protecting Yourself - Avoiding Scams and Fraud October 2020 scam, scammers, phishing, smishing, vishing, fraud, imposter, sudden riches, online auction
Teaching Children About Money Now, Pays Dividends Later Different Ages and Stages - Parents and Caregivers September 2020 teach, children, family, shopping, reading, playing, financial education, educational resources, money smart, budget savings
Prepare Your Finances to Weather the Storm Different Ages and Stages - Other Life Events August 2020 flood, disaster, insurance, coverage, residential, commercial, expiration
Working Through Financial Difficulty Banking and Bill Paying July 2020 budgetary setbacks, credit counselors, paying late, skipping payments, forbearance
No Cash Payments? Now What? Electronic Banking June 2020 digital, economy, prepaid cards, reloadable, payroll card, college ID, gift card, mobile, online
Thinking About Buying your First House? Home Loans June 2020 credit, history, score, payment, credit limit, clean up, spend, debt, income
Wondering If Your Deposits Are Fully Insured? About the FDIC and FDIC Insurance May 2020 deposit insurance, EDIE, category, 
Is Digital Banking for Me? Electronic Banking April 2020 options, features, brick and mortar, computer, online, legitimate, fraud
COVID-19 and Your Financial Health Electronic Banking March 2020 money, safe, social distancing, mobile, banking, EDIE, difficulty
Scammers Pretending to be the FDIC Protecting Yourself - Avoiding Scams and Fraud March 2020 imposters, fraud, channels, official, unsolicited, confidential
How Does the FDIC Protect Consumers? About the FDIC and FDIC Insurance February 2020 deposit insurance, product types, fail, bank,
Thinking About Upcoming College Expenses? Different Ages and Stages - Young Adults January 2020 planning, free, application, government, grants, scholarships, work-study
What You Should Know About Gift Cards Protecting Yourself - Avoiding Scams and Fraud December 2019 protection, expire, fees, scams, register, fine print
Business Cents: Making sense of small business expenses Small Business November 2019 deposit, protection, payments, introductory, interest, loans
Banking at the Speed of Technology Electronic Banking October 2019 mobile, devices, secure, apps, alerts, downloading, unsolicited
Is the Money on My Prepaid Card FDIC-Insured? About the FDIC and FDIC Insurance September 2019 protect, registered, eligible, titled, card issuer, owners, lost
Beware of Fake Checks Protecting Yourself - Avoiding Scams and Fraud August 2019 scams, cash, deposit, lottery, sudden riches, online auctions, overpayment, employment, spot,
When Applying for Your First Mortgage Loan Information is Key Home Loans July 2019 shopping, options, preapproval, types, estimate, closing
Youth Money Management Goes Hand-in-Hand With Youth Employment Different Ages and Stages - Teens May 2019 bank account, statements, savings, interest, budget, mobile banking
Protecting Seniors from Financial Abuse Different Ages and Stages - Seniors April 2019 records, organized, exploited, scams, signs, victim, protection, minimize
Rewards Cards - Minimize the Pitfalls, Maximize the Benefits Borrowing Money For Credit Cards March 2019 value, spending, redeem, partners, volume, bonus, APR, interest, balance transfers
America Saves Week - Top Five Savings Ideas from the Consumer News Saving Money February 2019 money, disabilities, steps, protecting, tax refund
Considering Buying a New Vehicle? Know This! Various Loans February 2019 budget, spend, cost, credit scores, loan costs, pre-approval, co-signers
Tax Season and Your Refund Options Getting Organized January 2019 deposited, electronically, prepaid card, scams, savings, credit card
Time to Take a New Look at Your Money Habits Getting Organized December 2018 pay down, debt, savings, organized, protect
Shopping Online During the Holidays? Electronic Banking November 2018 protect, scams, fake, app, website, links, unsecured, sensitive, 
What You Need to Know About Credit and Debit Card Billing Issues Borrowing Money For Credit Cards October 2018 PIN number, unauthorized transactions, incorrect amount, returned item, responsible
What You Need to Know About Credit and Debit Card Billing Issues Banking and Bill Paying October 2018 PIN, stolen, lost, unauthorized, transactions, protect, liability
Savings Are Great for Short-Term Goals Too Saving Money September 2018 traditional, account, holiday club, money market, certificate, compare, interest rates
Finance 101 Getting Organized August 2018 budget, hardship, research, account balance, credit, savings
A Closer Look at Mobile Banking: More Uses, More Users Electronic Banking January 2018  
Beware of ATM, Debit and Credit Card ‘Skimming’ Schemes Protecting Yourself - Avoiding Scams and Fraud January 2018  
Five Things to Know About Safe Deposit Boxes, Home Safes and Your Valuables Getting Organized January 2018  
New Standards for Credit Report Accuracy May Help Consumers Fixing a Credit Problem January 2018 credit reporting agencies, reduce errors, credit scores, credit accounts
The Home Mortgage Appraisal: How Consumers Can Benefit Home Loans January 2018  
Preventing an Accident with Your Car Purchase: Tips for Auto Financing Various Loans October 2017  
Enhanced FDIC Tool Helps Consumers Identify Unfamiliar Banks and Websites About the FDIC and FDIC Insurance October 2017  
Having a Problem with a Debt Collector? You Also Have Protections Fixing a Credit Problem October 2017  
How to Dig Out of Debt? Grab More Than One Shovel Fixing a Credit Problem October 2017  
More Savings Options, Greater Financial Independence for People with Disabilities Different Ages and Stages - Parents and Caregivers October 2017  
More Savings Options, Greater Financial Independence for People with Disabilities Saving Money October 2017  
Simple Ways to Rev Up Your Savings Different Ages and Stages - Young Adults October 2017  
Thinking of Co-signing a Student Loan? Know the Risks Different Ages and Stages - Parents and Caregivers October 2017  
Thinking of Co-signing a Student Loan? Know the Risks Various Loans October 2017  
When and Why Your Credit Card Interest Rate Can Go Up Borrowing Money For Credit Cards October 2017  
10 Scams Targeting Bank Customers: The Basics on How to Protect Yourself Protecting Yourself - Avoiding Scams and Fraud July 2017 victim, fraud, imposter, schemes, debt collection, scams, phishing, foreclosure, lottery, overpayment, ransomware
Dear FDIC: More Answers to Consumer Questions About Deposit Insurance About the FDIC and FDIC Insurance July 2017  
FDIC Efforts Promote Access to Safe, Affordable Financial Services Banking and Bill Paying July 2017  
For Mortgage Shoppers: Tips on How to Negotiate Your Best Deal Home Loans July 2017  
A Bank Customer’s Guide to Cybersecurity (Special Edition) Protecting Yourself - Avoiding Scams and Fraud January 2016  
A Bank Customer’s Guide to Cybersecurity (Special Edition) Electronic Banking January 2016  
Banking Tips for Small Businesses: A Checklist for Entrepreneurs Small Business October 2015 business plan, sources, assistance, specialist, bank, separate, comparison, protected, loans, losses
Beware of Thieves Who Target Loan and Credit Card Shoppers Protecting Yourself - Avoiding Scams and Fraud October 2015  
FDIC/SBA Financial Education Curriculum for Small Businesses is Updated and Expanded Small Business October 2015  
How to Get Your Best Deal on a Loan or Credit Card? Plan Ahead. Various Loans October 2015  
More to Know About the New Disclosures for Mortgage Loans Home Loans October 2015  
"Add-ons" Sold With Credit: Do Your Research Before You Buy Various Loans September 2015  
A Forward Look at Reverse Mortgages Home Loans July 2015  
At the ATM: 10 Ways to Minimize Fees and Maximize Security Electronic Banking July 2015 free, bank's network, overdrafts, smartphone
At the ATM: 10 Ways to Minimize Fees and Maximize Security Protecting Yourself - Avoiding Scams and Fraud July 2015  
Borrowing From Your Home in Retirement? Carefully Research the Benefits and Risks Home Loans July 2015  
Establishing or Rebuilding Credit Scores: Options for Moving Forward Fixing a Credit Problem July 2015  
From Coupons to Cash Back: Our Latest Tips on Choosing and Using Bank "Rewards" Borrowing Money For Credit Cards July 2015  
From Coupons to Cash Back: Our Latest Tips on Choosing and Using Bank "Rewards" Banking and Bill Paying July 2015  
Mobile Banking and Payments: New Uses for Phones...and Even Watches Electronic Banking July 2015  
Simple Steps for Safe Mobile Banking Protecting Yourself - Avoiding Scams and Fraud July 2015  
Changes Could Help Boost Credit Scores Fixing a Credit Problem April 2015 history, repaying loans, borrow money, FICO, accuracy reports
Computer Security Tips for Bank Customers: A Basic Checklist Protecting Yourself - Avoiding Scams and Fraud April 2015  
Computer Security Tips for Bank Customers: A Basic Checklist Electronic Banking April 2015  
For All Ages: Teaching Young People About Money Different Ages and Stages - Parents and Caregivers April 2015  
If at First You Don't Succeed: Common Mistakes Young Adults Make with Money and How to Avoid Them Different Ages and Stages - Young Adults April 2015  
Tips for Teaching Children in Grades 3-5: The Creation of a Comparison Shopper Different Ages and Stages - Parents and Caregivers April 2015  
Tips for Teaching Children in Grades 6-8: For the Teen Years…and Beyond Different Ages and Stages - Parents and Caregivers April 2015  
Tips for Teaching Children in Grades 9-12: It's Like ... How to Speak to High School Kids About Money. Totally! Different Ages and Stages - Parents and Caregivers April 2015  
Tips for Teaching Children Pre-K to Grade 2: Earning and Saving Right From the Start Different Ages and Stages - Parents and Caregivers April 2015  
Tips for Teaching College Students: Passing Big Tests on Money Management Different Ages and Stages - Parents and Caregivers April 2015  
Are You Ready to Pay by Smartphone? Electronic Banking January 2015  
Buying or Refinancing a Home? Seven Tips for Choosing and Managing a Mortgage Home Loans January 2015  
How a Regulator Can Help Protecting Yourself - If You Have a Problem with a Bank January 2015  
How and Where to Save Saving Money January 2015  
Wheels and Deals: Finding an Auto Loan That’s Good to Go Various Loans January 2015  
When Telemarketer Calls Don’t Ring True Protecting Yourself - Avoiding Scams and Fraud January 2015 robocalls, violations, phone, PIN, personal identification, 
5 Common Misconceptions About FDIC Insurance ... and the Real Facts About the FDIC and FDIC Insurance October 2014  
Is It Time for Your Financial Checkup? Tips That Can Help You Fine-Tune Your Money Management Getting Organized October 2014  
Taking Your Money on a Trip: Safe Travels Financially Getting Organized October 2014  
Your Rights to Financial Privacy: How to Stay Informed Getting Organized October 2014  
5 Tips for Help Rebound From a Bad Credit History Fixing a Credit Problem July 2014 free credit report, errors, pay on time, reduce,  scams
Expecting the Unexpected: Preparing Financially for a Disability or Death Different Ages and Stages - Other Life Events July 2014  
Picking Up the Pieces: Managing a Loved One’s Finances After a Serious Life Event Different Ages and Stages - Other Life Events July 2014  
The FDIC Enhances Deposit Insurance Information Online About the FDIC and FDIC Insurance July 2014  
What’s This Computer Chip Doing in My Credit Card? Borrowing Money For Credit Cards July 2014  
When People Face Tough Times, Crooks Try to Profit Protecting Yourself - Avoiding Scams and Fraud July 2014  
Checking Accounts: More Questions to Ask Banking and Bill Paying April 2014  
More About How to Protect Yourself From Data Breaches Protecting Yourself - Avoiding Scams and Fraud April 2014  
Person-to-Person (P2P) Payments Online: What to Know Before You Click and Send That Money Electronic Banking April 2014  
Refinancing Loans: Not Just for Mortgages Various Loans April 2014  
Safe Shopping, Buying and Paying: How to Protect Your Money Banking and Bill Paying April 2014  
Saving and Investing for Your Future: Questions to Ask Yourself Now Saving Money April 2014  
Saving Money on a Mortgage, From Start to Finish Home Loans April 2014  
10 Ways to Protect Your Personal Information and Your Money Protecting Yourself - Avoiding Scams and Fraud January 2014  
Be in Charge of Your Credit Cards: Our Latest Tips for Choosing and Using Them Borrowing Money For Credit Cards January 2014  
Test Your Deposit Insurance IQ About the FDIC and FDIC Insurance January 2014  
Getting Social With Your Bank: Some Tips for Using Financial Institutions’ Social Networking Sites Electronic Banking October 2013  
New Mortgage Rules Borrowers Should Know About Home Loans October 2013  
Protect Yourself From Mortgage Scams Home Loans October 2013  
Protect Yourself From Mortgage Scams Protecting Yourself - Avoiding Scams and Fraud October 2013  
You’ve Been Turned Down for a Checking or Savings Account. Now What? Banking and Bill Paying October 2013  
Borrowing From Your Home in Retirement? Carefully Research the Benefits and Risks Different Ages and Stages - Seniors July 2013  
Don’t Get Taken by Wire Transfer Scams Protecting Yourself - Avoiding Scams and Fraud July 2013  
For Seniors: 15 Quick Tips for Protecting Your Finances Different Ages and Stages - Seniors July 2013  
Health Savings Accounts: One Way Some Consumers Can Prepare for Medical Bills Saving Money July 2013  
How Older Adults Can Steer Clear of Scam Artists Protecting Yourself - Avoiding Scams and Fraud July 2013  
How Older Adults Can Steer Clear of Scam Artists Different Ages and Stages - Seniors July 2013  
New Protections for Consumers Sending Money Abroad Banking and Bill Paying July 2013  
Struggling With a Student Loan? Ask Your Lender for Help Various Loans July 2013  
The Comeback of the Adjustable-Rate Mortgage Home Loans July 2013  
Tips for Seniors Wanting to Help Relatives Different Ages and Stages - Seniors July 2013  
Need Cash Fast? Ask Your Bank Various Loans April 2013  
Protecting Your Plastic from High-Tech Criminals Protecting Yourself - Avoiding Scams and Fraud April 2013  
Using Technology to Remain Financially Fit Electronic Banking April 2013  
What to Know If Criminals Disrupt a Bank's Internet Services Electronic Banking April 2013  
When a Broker Offers a Bank CD: It Pays to Do Some Research Saving Money April 2013  
Avoiding Scams: Sticking to the Basics Can Go a Long Way Protecting Yourself - Avoiding Scams and Fraud January 2013  
FDIC Insurance: Understanding the Different Account Categories About the FDIC and FDIC Insurance January 2013  
Need to Stop a Payment? Know Who to Contact and How Banking and Bill Paying January 2013  
Auto Loans: How to Get a Good Deal Different Ages and Stages - Young Adults October 2012 saving, afford, alternatives, shop, negotiate
Avoiding Fraud, Protecting Your Privacy: Best Practices for Young Adults Different Ages and Stages - Young Adults October 2012  
Avoiding Fraud, Protecting Your Privacy: Best Practices for Young Adults Protecting Yourself - Avoiding Scams and Fraud October 2012  
Build a Good Credit Record: It's Important for Loan and Job Applications Different Ages and Stages - Young Adults October 2012 debts, credit card, credit history, credit score, on time, afford, review, credit report
Credit Cards: How to Avoid Costly Mistakes Different Ages and Stages - Young Adults October 2012  
For Everyday Banking: Choosing the Best Account for You Different Ages and Stages - Young Adults October 2012  
How Much Do You Know About Managing Money?  Take Our Quiz for Young Adults Different Ages and Stages - Young Adults October 2012  
If You Need to Borrow for Higher Education Different Ages and Stages - Young Adults October 2012  
Where to Begin: Saving and Managing Your Own Money Different Ages and Stages - Teens October 2012  
Debit, Credit and Prepaid Cards: There Are Differences Borrowing Money For Credit Cards July 2012  
Debit, Credit and Prepaid Cards: There Are Differences Banking and Bill Paying July 2012  
What's the Right Account for Your Everyday Banking Needs? Banking and Bill Paying July 2012  
Your Mortgage: Tips for Finding, Managing a Home Loan Home Loans July 2012  
Do You Have a Complaint About a Bank? Here's How to Get Started Protecting Yourself - If You Have a Problem with a Bank April 2012  
Higher Education, Lower Debt: Ways to Minimize the Borrowing Costs for College Different Ages and Stages - Young Adults April 2012  
Market-Linked CDs: Don't Let the Possibility of Higher Returns Cloud Your View of the Potential Risks Saving Money April 2012  
Thinking of Buying a CD? What to Consider Before Handing Over Your Money Saving Money April 2012  
Where to File a Complaint Protecting Yourself - If You Have a Problem with a Bank April 2012  
Common Questions to the FDIC from Small Businesses Small Business January 2012  
Deposit Options for Small Businesses Small Business January 2012  
Frauds Target Small Businesses: Don't Be a Victim Small Business January 2012  
Loans to Start and Grow a Small Business: Finding What's Right for You Small Business January 2012  
More Help for Small Businesses Small Business January 2012  
Paying for Everyday Expenses: Understand the Rules Small Business January 2012  
The Basics of Accepting Money from the Public Small Business January 2012  
IRAs, 401(k)s and More: Making Sense of the Alphabet Soup of Retirement Accounts Saving Money October 2011  
Logging In...and Locking Out Fraud Artists Protecting Yourself - Avoiding Scams and Fraud October 2011  
Retirement Planning and Saving: Basic Strategies for Achieving Your Goals Saving Money October 2011  
Still on the Sidelines? How to Get Started with Online Banking Electronic Banking October 2011  
Beware of Disaster-Related Financial Scams Protecting Yourself - Avoiding Scams and Fraud July 2011  
Disaster Recovery and Your Money: A Basic To-Do List Different Ages and Stages - Other Life Events July 2011  
Lost and Found or Safe and Sound: How to Solve Mysteries of Old Bank Accounts Getting Organized July 2011  
Protecting Your Finances If a Disaster Strikes: Are You Prepared? Different Ages and Stages - Other Life Events July 2011  
Protecting Your Finances If a Disaster Strikes: Are You Prepared? Getting Organized July 2011  
Cross-Selling: Think Before Buying "Extras" Offered with Loans and Credit Cards Borrowing Money For Credit Cards April 2011  
Escrow Accounts: What Mortgage Borrowers Need to Know Home Loans April 2011  
Home Equity Loans: Great Benefits, Serious Risks Home Loans April 2011  
Insured or Not Insured: A Question to Ask Before Placing Funds at a Bank About the FDIC and FDIC Insurance April 2011  
Overdraft Programs: Consider Your Lower-Cost Alternatives Banking and Bill Paying April 2011  
Basic Strategies for Simplifying Your Financial Life Getting Organized January 2011  
Saving for College: Ways to Minimize the Sticker Shock Saving Money January 2011  
Your Financial Records: What to Toss and When Getting Organized January 2011  
Your Wallet: A Loser's Manual Protecting Yourself - Avoiding Scams and Fraud January 2011  
Having Difficulties Paying Your Mortgage? Pay Attention to These Tips Home Loans October 2010 foreclosures, avoiding, housing counselor, rescue, scams, government, programs
Can You Spot a Scam? Test Your Knowledge by Taking Our Quiz Protecting Yourself - Avoiding Scams and Fraud October 2010  
Estate Planning and Banking: How to Protect Money for Your Heirs in FDIC-Insured Accounts Different Ages and Stages - Seniors October 2010  
Estate Planning and Banking: How to Protect Money for Your Heirs in FDIC-Insured Accounts About the FDIC and FDIC Insurance October 2010  
Having Deposits at Two Banks That Become One About the FDIC and FDIC Insurance July 2010  
What If Your Bank Fails? First, Stay Calm About the FDIC and FDIC Insurance July 2010  
New Realities, New Directions for Credit Cardholders Borrowing Money For Credit Cards April 2010