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Consumer News

Consumer News Article List

Since 1993, the monthly FDIC Consumer News has provided timely, reliable and practical tips and information about money matters, free of charge. Each issue offers helpful hints and common-sense strategies on topics ranging from finding the right bank account to protecting against fraud and simplifying your financial life.

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Your Small Business Deserves Big Support Small Business May 2022 small, business, tax, contactless, customers, clients, Small Business Administration, SBA
Smart Money Management for Young Adults Young Adults April 2022 paycheck, youth, young, waiver, custodian, parent, guardian, minor, noncustodial, passwords, capture, RDC, phishing, smishing, vishing, robocalls
Economic Inclusion Money Management March 2022 financial education, insured, insurance, overdraft, non-sufficient funds, nsf, mortgage, credit, small, business, entrepreneurs
Save, Organize, and Streamline Your Finances Saving Money February 2022 organize, Streamline, savings, save, GetBanked, merchants, mobile banking, money-management software, tax refund, child income tax credit
Saving for Retirement Money Management January 2022 retirement, saving, savings, aarp, deposit, insurance, coverage, social, security, benefits, medical, emergency, brokerage, safe, deposit, box, mortgage, pension
Overdraft and Account Fees Deposit Accounts December 2021 overdraft, disclosure, schedule, maintenance, automated teller machine, opt-in, debit card, overdraws, savings, nsf fees, automated clearing house, ach, declined, budget, waive
Credit Cards Credit Cards November 2021 credit cards, save money, fees, budget, debt, fraud, annual percentage, APRs, identity theft, issuer, phishing, smishing, vishing, scams, scammers, fraudsters, secure, stolen, lost
Avoiding Scams and Scammers Scams and Fraud October 2021 malicious website, cyber threats, cybersecurity, cisa, operating systems (oss), money mules, online dating, romance, impostor, foreclosure, ransomware, malware, encrypt, scammers
What to Do When Facing a Natural Disaster Financial Planning September 2021 disaster, flood, severe storm, fire, damage, birth certificate, insurance policy, medical, health records, evacuation, Digital storage, Safe deposit box, FEMA, catastrophic event, scams, fraud
Difficulties Making Your Mortgage Payments? Mortgages Special Edition 2021 mortgage payments, lender, forbearance, Homeowner Assistance Fund (HAF), state’s housing finance agency (HFA), CARES Act, Coronavirus Aid
Credit Reports and Credit Scores Credit Reporting August 2021 credit building, credit history, credit scores, co-signer, credit reporting, secured, pay-off debt, Equifax, TransUnion, Experian, credit reporting agencies,
Financial Success While in the Military Money Management July 2021 military, active duty members, reservists, Army, Navy, Air Force, Marines, Marine Corps, Coast Guard, servicemembers, Servicemembers Civil Relief Act, SCRA, Military Lending Act, MLA
Money Management for Youth Money and Youth June 2021 money management, youth, open a bank account, bank fees, mobile banking, students, spending, budgeting, and saving money
Take a New Look at Your Money Habits Financial Planning May 2021 reporting, payments, pay down, debt, savings, organized, protect, habits
It’s Time to #GetBanked Opening a Bank Account April 2021 deposit account, banking, social distancing, mobile, deposit insurance, certified account, electronic banking, opening bank accounts
COVID-19 One Year Later Online Banking March 2021 money, safe, social distancing, mobile, banking, EDIE, difficulty, covid, coronavirus, deposit insurance, pandemic, electronic banking
Getting Beyond the Tough Times Financial Planning February 2021 financial planning, budget, taxes, expenses
Start the New Year in the Know Financial Disclosures January 2021 financial disclosures, finances, loan disclosures, privacy disclosures, credit report, deposit disclosures
How to Find a Long Lost Bank Account or Safe Deposit Box Unclaimed Property December 2020 lost money, unclaimed funds, unclaimed property, scams
Banking With Apps Online Banking November 2020 online banking, apps, scams
Beware, It’s a Scam! Scams and Fraud October 2020 scam, scammers, phishing, smishing, vishing, fraud, imposter, sudden riches, online auction
Teaching Children About Money Now, Pays Dividends Later Money and Youth September 2020 teach, children, family, shopping, reading, playing, financial education, educational resources, money smart, budget savings
Prepare Your Finances to Weather the Storm Financial Planning August 2020 flood, disaster, insurance, coverage, residential, commercial, expiration
Working Through Financial Difficulty Banking and Bill Paying July 2020 budgetary setbacks, credit counselors, paying late, skipping payments, forbearance
No Cash Payments? Now What? Online Banking June 2020 digital, economy, prepaid cards, reloadable, payroll card, college ID, gift card, mobile, online
Wondering If Your Deposits Are Fully Insured? Deposit Insurance May 2020 deposit insurance, EDIE, category, 
Is Digital Banking for Me? Online Banking April 2020 options, features, brick and mortar, computer, online, legitimate, fraud
COVID-19 and Your Financial Health Online Banking March 2020 money, safe, social distancing, mobile, banking, EDIE, difficulty
Scammers Pretending to be the FDIC Scams and Fraud March 2020 imposters, fraud, channels, official, unsolicited, confidential
How Does the FDIC Protect Consumers? About FDIC February 2020 deposit insurance, product types, fail, bank,
Thinking About Upcoming College Expenses? Young Adults January 2020 planning, free, application, government, grants, scholarships, work-study
What You Should Know About Gift Cards Scams and Fraud December 2019 protection, expire, fees, scams, register, fine print
Business Cents: Making sense of small business expenses Small Business November 2019 deposit, protection, payments, introductory, interest, loans
Banking at the Speed of Technology Online Banking October 2019 mobile, devices, secure, apps, alerts, downloading, unsolicited
Is the Money on My Prepaid Card FDIC-Insured? Deposit Insurance September 2019 protect, registered, eligible, titled, card issuer, owners, lost
Beware of Fake Checks Scams and Fraud August 2019 scams, cash, deposit, lottery, sudden riches, online auctions, overpayment, employment, spot,
When Applying for Your First Mortgage Loan Information is Key Mortgages July 2019 shopping, options, preapproval, types, estimate, closing
Thinking About Buying your First House? Mortgages June 2019 credit, history, score, payment, credit limit, clean up, spend, debt, income
Youth Money Management Goes Hand-in-Hand With Youth Employment Young Adults May 2019 bank account, statements, savings, interest, budget, mobile banking
Protecting Seniors from Financial Abuse Seniors and Caregivers April 2019 records, organized, exploited, scams, signs, victim, protection, minimize
Rewards Cards - Minimize the Pitfalls, Maximize the Benefits Credit Cards March 2019 value, spending, redeem, partners, volume, bonus, APR, interest, balance transfers
America Saves Week - Top Five Savings Ideas from the Consumer News Saving Money February 2019 money, disabilities, steps, protecting, tax refund
Considering Buying a New Vehicle? Know This! Various Loans February 2019 budget, spend, cost, credit scores, loan costs, pre-approval, co-signers
Tax Season and Your Refund Options Financial Planning January 2019 deposited, electronically, prepaid card, scams, savings, credit card
Time to Take a New Look at Your Money Habits Financial Planning December 2018 pay down, debt, savings, organized, protect
Shopping Online During the Holidays? Online Banking November 2018 protect, scams, fake, app, website, links, unsecured, sensitive, 
What You Need to Know About Credit and Debit Card Billing Issues Financial Disclosures October 2018 PIN, stolen, lost, unauthorized, transactions, protect, liability
Savings Are Great for Short-Term Goals Too Saving Money September 2018 traditional, account, holiday club, money market, certificate, compare, interest rates
Finance 101 Young Adults August 2018 budget, hardship, research, account balance, credit, savings
A Closer Look at Mobile Banking: More Uses, More Users Online Banking January 2018  
Beware of ATM, Debit and Credit Card ‘Skimming’ Schemes Scams and Fraud January 2018  
Five Things to Know About Safe Deposit Boxes, Home Safes and Your Valuables Financial Planning January 2018  
New Standards for Credit Report Accuracy May Help Consumers Credit Reporting January 2018 credit reporting agencies, reduce errors, credit scores, credit accounts
The Home Mortgage Appraisal: How Consumers Can Benefit Mortgages January 2018  
Preventing an Accident with Your Car Purchase: Tips for Auto Financing Various Loans October 2017  
Enhanced FDIC Tool Helps Consumers Identify Unfamiliar Banks and Websites About FDIC October 2017  
Having a Problem with a Debt Collector? You Also Have Protections Credit Reporting October 2017  
How to Dig Out of Debt? Grab More Than One Shovel Credit Reporting October 2017  
More Savings Options, Greater Financial Independence for People with Disabilities Seniors and Caregivers October 2017  
More Savings Options, Greater Financial Independence for People with Disabilities Saving Money October 2017  
Simple Ways to Rev Up Your Savings Young Adults October 2017  
Thinking of Co-signing a Student Loan? Know the Risks Saving Money October 2017  
Thinking of Co-signing a Student Loan? Know the Risks Various Loans October 2017  
When and Why Your Credit Card Interest Rate Can Go Up Credit Cards October 2017  
10 Scams Targeting Bank Customers: The Basics on How to Protect Yourself Scams and Fraud July 2017 victim, fraud, imposter, schemes, debt collection, scams, phishing, foreclosure, lottery, overpayment, ransomware
Dear FDIC: More Answers to Consumer Questions About Deposit Insurance About FDIC July 2017  
FDIC Efforts Promote Access to Safe, Affordable Financial Services About FDIC July 2017  
For Mortgage Shoppers: Tips on How to Negotiate Your Best Deal Mortgages July 2017  
A Bank Customer’s Guide to Cybersecurity (Special Edition) Scams and Fraud January 2016  
A Bank Customer’s Guide to Cybersecurity (Special Edition) Online Banking January 2016  
Banking Tips for Small Businesses: A Checklist for Entrepreneurs Small Business October 2015 business plan, sources, assistance, specialist, bank, separate, comparison, protected, loans, losses
Beware of Thieves Who Target Loan and Credit Card Shoppers Scams and Fraud October 2015  
FDIC/SBA Financial Education Curriculum for Small Businesses is Updated and Expanded Small Business October 2015  
How to Get Your Best Deal on a Loan or Credit Card? Plan Ahead. Various Loans October 2015  
More to Know About the New Disclosures for Mortgage Loans Mortgages October 2015  
"Add-ons" Sold With Credit: Do Your Research Before You Buy Various Loans September 2015  
A Forward Look at Reverse Mortgages Mortgages July 2015  
At the ATM: 10 Ways to Minimize Fees and Maximize Security Online Banking July 2015 free, bank's network, overdrafts, smartphone
At the ATM: 10 Ways to Minimize Fees and Maximize Security Scams and Fraud July 2015  
Borrowing From Your Home in Retirement? Carefully Research the Benefits and Risks Seniors and Caregivers July 2015  
Establishing or Rebuilding Credit Scores: Options for Moving Forward Credit Reporting July 2015  
From Coupons to Cash Back: Our Latest Tips on Choosing and Using Bank "Rewards" Money Management July 2015  
From Coupons to Cash Back: Our Latest Tips on Choosing and Using Bank "Rewards" Deposit Accounts July 2015  
Mobile Banking and Payments: New Uses for Phones...and Even Watches Online Banking July 2015  
Simple Steps for Safe Mobile Banking Online Banking July 2015  
Changes Could Help Boost Credit Scores Credit Reporting April 2015 history, repaying loans, borrow money, FICO, accuracy reports
Computer Security Tips for Bank Customers: A Basic Checklist Scams and Fraud April 2015  
Computer Security Tips for Bank Customers: A Basic Checklist Online Banking April 2015  
For All Ages: Teaching Young People About Money Money and Youth April 2015  
If at First You Don't Succeed: Common Mistakes Young Adults Make with Money and How to Avoid Them Young Adults April 2015  
Tips for Teaching Children in Grades 3-5: The Creation of a Comparison Shopper Money and Youth April 2015  
Tips for Teaching Children in Grades 6-8: For the Teen Years…and Beyond Money and Youth April 2015  
Tips for Teaching Children in Grades 9-12: It's Like ... How to Speak to High School Kids About Money. Totally! Money and Youth April 2015  
Tips for Teaching Children Pre-K to Grade 2: Earning and Saving Right From the Start Money and Youth April 2015  
Tips for Teaching College Students: Passing Big Tests on Money Management Young Adults April 2015  
Are You Ready to Pay by Smartphone? Online Banking January 2015  
Buying or Refinancing a Home? Seven Tips for Choosing and Managing a Mortgage Mortgages January 2015  
How a Regulator Can Help About FDIC January 2015  
How and Where to Save Saving Money January 2015  
Wheels and Deals: Finding an Auto Loan That’s Good to Go Various Loans January 2015  
When Telemarketer Calls Don’t Ring True Scams and Fraud January 2015 robocalls, violations, phone, PIN, personal identification, 
5 Common Misconceptions About FDIC Insurance ... and the Real Facts Deposit Insurance October 2014  
Is It Time for Your Financial Checkup? Tips That Can Help You Fine-Tune Your Money Management Financial Planning October 2014  
Taking Your Money on a Trip: Safe Travels Financially Financial Planning October 2014  
Your Rights to Financial Privacy: How to Stay Informed Scams and Fraud October 2014  
5 Tips for Help Rebound From a Bad Credit History Credit Reporting July 2014 free credit report, errors, pay on time, reduce,  scams
Expecting the Unexpected: Preparing Financially for a Disability or Death Seniors and Caregivers July 2014  
Picking Up the Pieces: Managing a Loved One’s Finances After a Serious Life Event Financial Planning July 2014  
The FDIC Enhances Deposit Insurance Information Online Deposit Insurance July 2014  
What’s This Computer Chip Doing in My Credit Card? Credit Cards July 2014  
When People Face Tough Times, Crooks Try to Profit Scams and Fraud July 2014  
Checking Accounts: More Questions to Ask Deposit Accounts April 2014  
More About How to Protect Yourself From Data Breaches Scams and Fraud April 2014  
Person-to-Person (P2P) Payments Online: What to Know Before You Click and Send That Money Online Banking April 2014  
Refinancing Loans: Not Just for Mortgages Various Loans April 2014  
Safe Shopping, Buying and Paying: How to Protect Your Money Scams and Fraud April 2014  
Saving and Investing for Your Future: Questions to Ask Yourself Now Saving Money April 2014  
Saving Money on a Mortgage, From Start to Finish Mortgages April 2014  
10 Ways to Protect Your Personal Information and Your Money Scams and Fraud January 2014  
Be in Charge of Your Credit Cards: Our Latest Tips for Choosing and Using Them Credit Cards January 2014  
Test Your Deposit Insurance IQ Deposit Insurance January 2014  
Getting Social With Your Bank: Some Tips for Using Financial Institutions’ Social Networking Sites Online Banking October 2013  
New Mortgage Rules Borrowers Should Know About Mortgages October 2013  
Protect Yourself From Mortgage Scams Scams and Fraud October 2013  
Protect Yourself From Mortgage Scams Scams and Fraud October 2013  
You’ve Been Turned Down for a Checking or Savings Account. Now What? Banking and Bill Paying October 2013  
Borrowing From Your Home in Retirement? Carefully Research the Benefits and Risks Seniors and Caregivers July 2013  
Don’t Get Taken by Wire Transfer Scams Scams and Fraud July 2013  
For Seniors: 15 Quick Tips for Protecting Your Finances Seniors and Caregivers July 2013  
Health Savings Accounts: One Way Some Consumers Can Prepare for Medical Bills Saving Money July 2013  
How Older Adults Can Steer Clear of Scam Artists Seniors and Caregivers July 2013  
How Older Adults Can Steer Clear of Scam Artists Scams and Fraud July 2013  
New Protections for Consumers Sending Money Abroad Banking and Bill Paying July 2013  
Struggling With a Student Loan? Ask Your Lender for Help Various Loans July 2013  
The Comeback of the Adjustable-Rate Mortgage Mortgages July 2013  
Tips for Seniors Wanting to Help Relatives Seniors and Caregivers July 2013  
Need Cash Fast? Ask Your Bank Various Loans April 2013  
Protecting Your Plastic from High-Tech Criminals Scams and Fraud April 2013  
Using Technology to Remain Financially Fit Online Banking April 2013  
What to Know If Criminals Disrupt a Bank's Internet Services Online Banking April 2013  
When a Broker Offers a Bank CD: It Pays to Do Some Research Saving Money April 2013  
Avoiding Scams: Sticking to the Basics Can Go a Long Way Scams and Fraud January 2013  
FDIC Insurance: Understanding the Different Account Categories Deposit Insurance January 2013  
Need to Stop a Payment? Know Who to Contact and How Deposit Accounts January 2013  
Auto Loans: How to Get a Good Deal Various Loans October 2012 saving, afford, alternatives, shop, negotiate
Avoiding Fraud, Protecting Your Privacy: Best Practices for Young Adults Young Adults October 2012  
Avoiding Fraud, Protecting Your Privacy: Best Practices for Young Adults Scams and Fraud October 2012  
Build a Good Credit Record: It's Important for Loan and Job Applications Credit Reporting October 2012 debts, credit card, credit history, credit score, on time, afford, review, credit report
Credit Cards: How to Avoid Costly Mistakes Credit Cards October 2012  
For Everyday Banking: Choosing the Best Account for You Opening a Bank Account October 2012  
How Much Do You Know About Managing Money?  Take Our Quiz for Young Adults Money Management October 2012  
If You Need to Borrow for Higher Education Various Loans October 2012  
Where to Begin: Saving and Managing Your Own Money Saving Money October 2012  
Debit, Credit and Prepaid Cards: There Are Differences Credit Cards July 2012  
Debit, Credit and Prepaid Cards: There Are Differences Banking and Bill Paying July 2012  
What's the Right Account for Your Everyday Banking Needs? Banking and Bill Paying July 2012  
Your Mortgage: Tips for Finding, Managing a Home Loan Mortgages July 2012  
Do You Have a Complaint About a Bank? Here's How to Get Started About FDIC April 2012  
Higher Education, Lower Debt: Ways to Minimize the Borrowing Costs for College Young Adults April 2012  
Market-Linked CDs: Don't Let the Possibility of Higher Returns Cloud Your View of the Potential Risks Saving Money April 2012  
Thinking of Buying a CD? What to Consider Before Handing Over Your Money Saving Money April 2012  
Where to File a Complaint About FDIC April 2012  
Common Questions to the FDIC from Small Businesses Small Business January 2012  
Deposit Options for Small Businesses Small Business January 2012  
Frauds Target Small Businesses: Don't Be a Victim Small Business January 2012  
Loans to Start and Grow a Small Business: Finding What's Right for You Small Business January 2012  
More Help for Small Businesses Small Business January 2012  
Paying for Everyday Expenses: Understand the Rules Small Business January 2012  
The Basics of Accepting Money from the Public Small Business January 2012  
IRAs, 401(k)s and More: Making Sense of the Alphabet Soup of Retirement Accounts Financial Planning October 2011  
Retirement Planning and Saving: Basic Strategies for Achieving Your Goals Saving Money October 2011  
Still on the Sidelines? How to Get Started with Online Banking Online Banking October 2011  
Beware of Disaster-Related Financial Scams Scams and Fraud July 2011  
Disaster Recovery and Your Money: A Basic To-Do List Financial Planning July 2011  
Lost and Found or Safe and Sound: How to Solve Mysteries of Old Bank Accounts Unclaimed Property July 2011  
Protecting Your Finances If a Disaster Strikes: Are You Prepared? Financial Planning July 2011  
Protecting Your Finances If a Disaster Strikes: Are You Prepared? Financial Planning July 2011  
Cross-Selling: Think Before Buying "Extras" Offered with Loans and Credit Cards Various Loans April 2011  
Escrow Accounts: What Mortgage Borrowers Need to Know Mortgages April 2011  
Home Equity Loans: Great Benefits, Serious Risks Mortgages April 2011  
Insured or Not Insured: A Question to Ask Before Placing Funds at a Bank Deposit Insurance April 2011  
Overdraft Programs: Consider Your Lower-Cost Alternatives Deposit Accounts April 2011  
Basic Strategies for Simplifying Your Financial Life Money Management January 2011  
Saving for College: Ways to Minimize the Sticker Shock Saving Money January 2011  
Your Financial Records: What to Toss and When Financial Planning January 2011  
Your Wallet: A Loser's Manual Scams and Fraud January 2011  
Having Difficulties Paying Your Mortgage? Pay Attention to These Tips Mortgages October 2010 foreclosures, avoiding, housing counselor, rescue, scams, government, programs
Can You Spot a Scam? Test Your Knowledge by Taking Our Quiz Scams and Fraud October 2010  
Estate Planning and Banking: How to Protect Money for Your Heirs in FDIC-Insured Accounts Financial Planning October 2010  
Estate Planning and Banking: How to Protect Money for Your Heirs in FDIC-Insured Accounts Financial Planning October 2010  
Having Deposits at Two Banks That Become One Deposit Insurance July 2010  
What If Your Bank Fails? First, Stay Calm About FDIC July 2010  
New Realities, New Directions for Credit Cardholders Credit Cards April 2010