Consumer News Article List
Since 1993, the monthly FDIC Consumer News has provided timely, reliable and practical tips and information about money matters, free of charge. Each issue offers helpful hints and common-sense strategies on topics ranging from finding the right bank account to protecting against fraud and simplifying your financial life.
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|
Article |
Topic |
Date |
Keywords |
|---|---|---|---|
| Shopping for a Certificate of Deposit? | Deposit Accounts | November 2023 | certificate, deposit, account, scams, CDs, term, fixed-rate, broker, brokers, accrued, interest, market, index, indices, lock-in, fraud |
| Scammers and Fake Banks | Scams and Fraud | October 2023 | scam, fraud, scammers, fake, banks, pretend, phishing, legitimate, websites, malware, real fdic-insured bank, insurance |
| Fraud Against the Elderly | Seniors and Caregivers | September 2023 | senior citizens, social, security, numbers, checkbook, elder, fraud, older, adults, elderly, scam, scammers, abuse |
| Credit Cards for Young Adults | Young Adults | August 2023 | credit, cards, young, fine, print, annual percentage rate, APR, variable, interest, rate, index, promotional, limit, balance, budget, federal, student, aid |
| Is My Money Insured by the FDIC? | Deposit Insurance | July 2023 | Deposit, insurance, nonbank, pass-through, fiduciary, fake, apps, scams, Scammers, malware, ransom, fraudulent |
| Understanding Appraisals and Why They Matter | Mortgages | June 2023 | equity, refinance, appraisal, lender, mortgage, loan, valuation, fair, market, value |
| Need a Loan for Your New Small Business? | Small Business | May 2023 | borrow, employees, small business administration, sba, loan, working capital, microloan, revenue, corporation, partnership, or unincorporated association, funding, IRS, self-employed |
| Your First Job? | Young Adults | April 2023 | teens, young-adults, kids, child, children, students, minimum-account-balance, overdraft, compound, interest, budget, proactive |
| Financial Empowerment and Inclusion | Money Management | March 2023 | Financial disability, accommodations, disabilities, digital, accessibility, exploitation, empowered, caretakers, Achieving a Better Life Experience, ABLE |
| Tax Refund Time! | Money Management | February 2023 | tax refund, federal taxes, prepaid, IRS, internal revenue service, overdraft, nonsufficient, funds, low-interest, loans |
| Credit Card Checks and Cash Advances | Credit Cards | January 2023 | convenience, checks, card, balances, purchases, interest rate, fees, cash, advance, transaction, fee, percentage, percent, issuer |
| Avoid Scams While Shopping Online for Bargains | Scams and Fraud | December 2022 | scams, malicious, cybersecurity, cisa, ransomware, malware, encrypt, scammers, holiday, travel, gifts, fake, unsolicited emails, unsecure, encryption, phishing, smishing, vishing |
| Servicemembers on the Move | Financial Planning | November 2022 | military, active duty members, reservists, Army, Navy, Air Force, Marines, Marine Corps, Coast Guard, servicemembers, Servicemembers Civil Relief Act, SCRA, Military Lending Act, MLA, relocation, station |
| Would You Like Some Financial Privacy? | Financial Disclosures | October 2022 | financial, privacy, sharing, notices, notice, nonpublic, personal, information, affiliated, non-affiliates, controlled, opt out, joint, marketing, agreement, prescreened, credit, offers, identity, theft |
| Banking on the Environment | Banking and Bill Paying | September 2022 | environment, carbon emissions, energy, green, footprint, electronically, electronic, eStatements, trees, digital, remotely, hybrid, fuel-efficient, tax incentives |
| The Importance of Deposit Insurance and Understanding Your Coverage | Deposit Insurance | August 2022 | Deposit, insurance, confidence, covered, coverage, insured, Certificates of Deposit, CDs, Stocks, investments, Annuities, securities, Crypto assets |
| Saying “I Do” to Sharing Finances | Money Management | July 2022 | married, marriage, significant other, partner, couple, relationship, love, husband, wife, combining finances, sharing finances |
| Applying for Your First Mortgage Loan | Mortgages | June 2022 | Mortgages, loan, debt, lenders, home, homeowner, conventional, government-guaranteed, FHA |
| Thinking About Buying your First House? | Mortgages | June 2022 | Mortgages, house, Credit, Score, Transunion, Experian, Equifax, debt-to-income, HUD, loan, debt, lenders, home, homeowner |
| Your Small Business Deserves Big Support | Small Business | May 2022 | small, business, tax, contactless, customers, clients, Small Business Administration, SBA |
| Smart Money Management for Young Adults | Young Adults | April 2022 | paycheck, youth, young, waiver, custodian, parent, guardian, minor, noncustodial, passwords, capture, RDC, phishing, smishing, vishing, robocalls |
| Economic Inclusion | Money Management | March 2022 | financial education, insured, insurance, overdraft, non-sufficient funds, nsf, mortgage, credit, small, business, entrepreneurs |
| Save, Organize, and Streamline Your Finances | Saving Money | February 2022 | organize, Streamline, savings, save, GetBanked, merchants, mobile banking, money-management software, tax refund, child income tax credit |
| Saving for Retirement | Money Management | January 2022 | retirement, saving, savings, aarp, deposit, insurance, coverage, social, security, benefits, medical, emergency, brokerage, safe, deposit, box, mortgage, pension |
| Overdraft and Account Fees | Deposit Accounts | December 2021 | overdraft, disclosure, schedule, maintenance, automated teller machine, opt-in, debit card, overdraws, savings, nsf fees, automated clearing house, ach, declined, budget, waive |
| Credit Cards | Credit Cards | November 2021 | credit cards, save money, fees, budget, debt, fraud, annual percentage, APRs, identity theft, issuer, phishing, smishing, vishing, scams, scammers, fraudsters, secure, stolen, lost |
| Avoiding Scams and Scammers | Scams and Fraud | October 2021 | malicious website, cyber threats, cybersecurity, cisa, operating systems (oss), money mules, online dating, romance, impostor, foreclosure, ransomware, malware, encrypt, scammers |
| What to Do When Facing a Natural Disaster | Financial Planning | September 2021 | disaster, flood, severe storm, fire, damage, birth certificate, insurance policy, medical, health records, evacuation, Digital storage, Safe deposit box, FEMA, catastrophic event, scams, fraud |
| Difficulties Making Your Mortgage Payments? | Mortgages | Special Edition 2021 | mortgage payments, lender, forbearance, Homeowner Assistance Fund (HAF), state’s housing finance agency (HFA), CARES Act, Coronavirus Aid |
| Credit Reports and Credit Scores | Credit Reporting | August 2021 | credit building, credit history, credit scores, co-signer, credit reporting, secured, pay-off debt, Equifax, TransUnion, Experian, credit reporting agencies, AnnualCreditReport.com |
| Financial Success While in the Military | Money Management | July 2021 | military, active duty members, reservists, Army, Navy, Air Force, Marines, Marine Corps, Coast Guard, servicemembers, Servicemembers Civil Relief Act, SCRA, Military Lending Act, MLA |
| Money Management for Youth | Money and Youth | June 2021 | money management, youth, open a bank account, bank fees, mobile banking, students, spending, budgeting, and saving money |
| Take a New Look at Your Money Habits | Financial Planning | May 2021 | reporting, payments, pay down, debt, savings, organized, protect, habits |
| It’s Time to #GetBanked | Opening a Bank Account | April 2021 | deposit account, banking, social distancing, mobile, deposit insurance, certified account, electronic banking, opening bank accounts |
| COVID-19 One Year Later | Online Banking | March 2021 | money, safe, social distancing, mobile, banking, EDIE, difficulty, covid, coronavirus, deposit insurance, pandemic, electronic banking |
| Getting Beyond the Tough Times | Financial Planning | February 2021 | financial planning, budget, taxes, expenses |
| Start the New Year in the Know | Financial Disclosures | January 2021 | financial disclosures, finances, loan disclosures, privacy disclosures, credit report, deposit disclosures |
| How to Find a Long Lost Bank Account or Safe Deposit Box | Unclaimed Property | December 2020 | lost money, unclaimed funds, unclaimed property, scams |
| Banking With Apps | Online Banking | November 2020 | online banking, apps, scams |
| Beware, It’s a Scam! | Scams and Fraud | October 2020 | scam, scammers, phishing, smishing, vishing, fraud, imposter, sudden riches, online auction |
| Teaching Children About Money Now, Pays Dividends Later | Money and Youth | September 2020 | teach, children, family, shopping, reading, playing, financial education, educational resources, money smart, budget savings |
| Prepare Your Finances to Weather the Storm | Financial Planning | August 2020 | flood, disaster, insurance, coverage, residential, commercial, expiration |
| Working Through Financial Difficulty | Banking and Bill Paying | July 2020 | budgetary setbacks, credit counselors, paying late, skipping payments, forbearance |
| No Cash Payments? Now What? | Online Banking | June 2020 | digital, economy, prepaid cards, reloadable, payroll card, college ID, gift card, mobile, online |
| Wondering If Your Deposits Are Fully Insured? | Deposit Insurance | May 2020 | deposit insurance, EDIE, category, |
| Is Digital Banking for Me? | Online Banking | April 2020 | options, features, brick and mortar, computer, online, legitimate, fraud |
| COVID-19 and Your Financial Health | Online Banking | March 2020 | money, safe, social distancing, mobile, banking, EDIE, difficulty |
| Scammers Pretending to be the FDIC | Scams and Fraud | March 2020 | imposters, fraud, channels, official, unsolicited, confidential |
| How Does the FDIC Protect Consumers? | About FDIC | February 2020 | deposit insurance, product types, fail, bank, |
| Thinking About Upcoming College Expenses? | Young Adults | January 2020 | planning, free, application, government, grants, scholarships, work-study |
| What You Should Know About Gift Cards | Scams and Fraud | December 2019 | protection, expire, fees, scams, register, fine print |
| Business Cents: Making sense of small business expenses | Small Business | November 2019 | deposit, protection, payments, introductory, interest, loans |
| Banking at the Speed of Technology | Online Banking | October 2019 | mobile, devices, secure, apps, alerts, downloading, unsolicited |
| Is the Money on My Prepaid Card FDIC-Insured? | Deposit Insurance | September 2019 | protect, registered, eligible, titled, card issuer, owners, lost |
| Beware of Fake Checks | Scams and Fraud | August 2019 | scams, cash, deposit, lottery, sudden riches, online auctions, overpayment, employment, spot, |
| Youth Money Management Goes Hand-in-Hand With Youth Employment | Young Adults | May 2019 | bank account, statements, savings, interest, budget, mobile banking |
| Protecting Seniors from Financial Abuse | Seniors and Caregivers | April 2019 | records, organized, exploited, scams, signs, victim, protection, minimize |
| Rewards Cards - Minimize the Pitfalls, Maximize the Benefits | Credit Cards | March 2019 | value, spending, redeem, partners, volume, bonus, APR, interest, balance transfers |
| America Saves Week - Top Five Savings Ideas from the Consumer News | Saving Money | February 2019 | money, disabilities, steps, protecting, tax refund |
| Considering Buying a New Vehicle? Know This! | Various Loans | February 2019 | budget, spend, cost, credit scores, loan costs, pre-approval, co-signers |
| Tax Season and Your Refund Options | Financial Planning | January 2019 | deposited, electronically, prepaid card, scams, savings, credit card |
| Time to Take a New Look at Your Money Habits | Financial Planning | December 2018 | pay down, debt, savings, organized, protect |
| Shopping Online During the Holidays? | Online Banking | November 2018 | protect, scams, fake, app, website, links, unsecured, sensitive, |
| What You Need to Know About Credit and Debit Card Billing Issues | Financial Disclosures | October 2018 | PIN, stolen, lost, unauthorized, transactions, protect, liability |
| Savings Are Great for Short-Term Goals Too | Saving Money | September 2018 | traditional, account, holiday club, money market, certificate, compare, interest rates |
| Finance 101 | Young Adults | August 2018 | budget, hardship, research, account balance, credit, savings |
| A Closer Look at Mobile Banking: More Uses, More Users | Online Banking | January 2018 | online banking, mobile, remote |
| Beware of ATM, Debit and Credit Card ‘Skimming’ Schemes | Scams and Fraud | January 2018 | atm, debit, credit card, |
| Five Things to Know About Safe Deposit Boxes, Home Safes and Your Valuables | Financial Planning | January 2018 | credit reporting agencies, reduce errors, credit scores, credit account |
| New Standards for Credit Report Accuracy May Help Consumers | Credit Reporting | January 2018 | credit reporting agencies, reduce errors, credit scores, credit accounts |
| The Home Mortgage Appraisal: How Consumers Can Benefit | Mortgages | January 2018 | mortgage, lender, interest rate, fha, |