Consumer News Article List
Since 1993, the monthly FDIC Consumer News has provided timely, reliable and practical tips and information about money matters, free of charge. Each issue offers helpful hints and common-sense strategies on topics ranging from finding the right bank account to protecting against fraud and simplifying your financial life.
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|
Article |
Topic |
Date |
Keywords |
|---|---|---|---|
| Your Small Business Deserves Big Support | Small Business | May 2022 | small, business, tax, contactless, customers, clients, Small Business Administration, SBA |
| Smart Money Management for Young Adults | Young Adults | April 2022 | paycheck, youth, young, waiver, custodian, parent, guardian, minor, noncustodial, passwords, capture, RDC, phishing, smishing, vishing, robocalls |
| Economic Inclusion | Money Management | March 2022 | financial education, insured, insurance, overdraft, non-sufficient funds, nsf, mortgage, credit, small, business, entrepreneurs |
| Save, Organize, and Streamline Your Finances | Saving Money | February 2022 | organize, Streamline, savings, save, GetBanked, merchants, mobile banking, money-management software, tax refund, child income tax credit |
| Saving for Retirement | Money Management | January 2022 | retirement, saving, savings, aarp, deposit, insurance, coverage, social, security, benefits, medical, emergency, brokerage, safe, deposit, box, mortgage, pension |
| Overdraft and Account Fees | Deposit Accounts | December 2021 | overdraft, disclosure, schedule, maintenance, automated teller machine, opt-in, debit card, overdraws, savings, nsf fees, automated clearing house, ach, declined, budget, waive |
| Credit Cards | Credit Cards | November 2021 | credit cards, save money, fees, budget, debt, fraud, annual percentage, APRs, identity theft, issuer, phishing, smishing, vishing, scams, scammers, fraudsters, secure, stolen, lost |
| Avoiding Scams and Scammers | Scams and Fraud | October 2021 | malicious website, cyber threats, cybersecurity, cisa, operating systems (oss), money mules, online dating, romance, impostor, foreclosure, ransomware, malware, encrypt, scammers |
| What to Do When Facing a Natural Disaster | Financial Planning | September 2021 | disaster, flood, severe storm, fire, damage, birth certificate, insurance policy, medical, health records, evacuation, Digital storage, Safe deposit box, FEMA, catastrophic event, scams, fraud |
| Difficulties Making Your Mortgage Payments? | Mortgages | Special Edition 2021 | mortgage payments, lender, forbearance, Homeowner Assistance Fund (HAF), state’s housing finance agency (HFA), CARES Act, Coronavirus Aid |
| Credit Reports and Credit Scores | Credit Reporting | August 2021 | credit building, credit history, credit scores, co-signer, credit reporting, secured, pay-off debt, Equifax, TransUnion, Experian, credit reporting agencies, AnnualCreditReport.com |
| Financial Success While in the Military | Money Management | July 2021 | military, active duty members, reservists, Army, Navy, Air Force, Marines, Marine Corps, Coast Guard, servicemembers, Servicemembers Civil Relief Act, SCRA, Military Lending Act, MLA |
| Money Management for Youth | Money and Youth | June 2021 | money management, youth, open a bank account, bank fees, mobile banking, students, spending, budgeting, and saving money |
| Take a New Look at Your Money Habits | Financial Planning | May 2021 | reporting, payments, pay down, debt, savings, organized, protect, habits |
| It’s Time to #GetBanked | Opening a Bank Account | April 2021 | deposit account, banking, social distancing, mobile, deposit insurance, certified account, electronic banking, opening bank accounts |
| COVID-19 One Year Later | Online Banking | March 2021 | money, safe, social distancing, mobile, banking, EDIE, difficulty, covid, coronavirus, deposit insurance, pandemic, electronic banking |
| Getting Beyond the Tough Times | Financial Planning | February 2021 | financial planning, budget, taxes, expenses |
| Start the New Year in the Know | Financial Disclosures | January 2021 | financial disclosures, finances, loan disclosures, privacy disclosures, credit report, deposit disclosures |
| How to Find a Long Lost Bank Account or Safe Deposit Box | Unclaimed Property | December 2020 | lost money, unclaimed funds, unclaimed property, scams |
| Banking With Apps | Online Banking | November 2020 | online banking, apps, scams |
| Beware, It’s a Scam! | Scams and Fraud | October 2020 | scam, scammers, phishing, smishing, vishing, fraud, imposter, sudden riches, online auction |
| Teaching Children About Money Now, Pays Dividends Later | Money and Youth | September 2020 | teach, children, family, shopping, reading, playing, financial education, educational resources, money smart, budget savings |
| Prepare Your Finances to Weather the Storm | Financial Planning | August 2020 | flood, disaster, insurance, coverage, residential, commercial, expiration |
| Working Through Financial Difficulty | Banking and Bill Paying | July 2020 | budgetary setbacks, credit counselors, paying late, skipping payments, forbearance |
| No Cash Payments? Now What? | Online Banking | June 2020 | digital, economy, prepaid cards, reloadable, payroll card, college ID, gift card, mobile, online |
| Wondering If Your Deposits Are Fully Insured? | Deposit Insurance | May 2020 | deposit insurance, EDIE, category, |
| Is Digital Banking for Me? | Online Banking | April 2020 | options, features, brick and mortar, computer, online, legitimate, fraud |
| COVID-19 and Your Financial Health | Online Banking | March 2020 | money, safe, social distancing, mobile, banking, EDIE, difficulty |
| Scammers Pretending to be the FDIC | Scams and Fraud | March 2020 | imposters, fraud, channels, official, unsolicited, confidential |
| How Does the FDIC Protect Consumers? | About FDIC | February 2020 | deposit insurance, product types, fail, bank, |
| Thinking About Upcoming College Expenses? | Young Adults | January 2020 | planning, free, application, government, grants, scholarships, work-study |
| What You Should Know About Gift Cards | Scams and Fraud | December 2019 | protection, expire, fees, scams, register, fine print |
| Business Cents: Making sense of small business expenses | Small Business | November 2019 | deposit, protection, payments, introductory, interest, loans |
| Banking at the Speed of Technology | Online Banking | October 2019 | mobile, devices, secure, apps, alerts, downloading, unsolicited |
| Is the Money on My Prepaid Card FDIC-Insured? | Deposit Insurance | September 2019 | protect, registered, eligible, titled, card issuer, owners, lost |
| Beware of Fake Checks | Scams and Fraud | August 2019 | scams, cash, deposit, lottery, sudden riches, online auctions, overpayment, employment, spot, |
| When Applying for Your First Mortgage Loan Information is Key | Mortgages | July 2019 | shopping, options, preapproval, types, estimate, closing |
| Thinking About Buying your First House? | Mortgages | June 2019 | credit, history, score, payment, credit limit, clean up, spend, debt, income |
| Youth Money Management Goes Hand-in-Hand With Youth Employment | Young Adults | May 2019 | bank account, statements, savings, interest, budget, mobile banking |
| Protecting Seniors from Financial Abuse | Seniors and Caregivers | April 2019 | records, organized, exploited, scams, signs, victim, protection, minimize |
| Rewards Cards - Minimize the Pitfalls, Maximize the Benefits | Credit Cards | March 2019 | value, spending, redeem, partners, volume, bonus, APR, interest, balance transfers |
| America Saves Week - Top Five Savings Ideas from the Consumer News | Saving Money | February 2019 | money, disabilities, steps, protecting, tax refund |
| Considering Buying a New Vehicle? Know This! | Various Loans | February 2019 | budget, spend, cost, credit scores, loan costs, pre-approval, co-signers |
| Tax Season and Your Refund Options | Financial Planning | January 2019 | deposited, electronically, prepaid card, scams, savings, credit card |
| Time to Take a New Look at Your Money Habits | Financial Planning | December 2018 | pay down, debt, savings, organized, protect |
| Shopping Online During the Holidays? | Online Banking | November 2018 | protect, scams, fake, app, website, links, unsecured, sensitive, |
| What You Need to Know About Credit and Debit Card Billing Issues | Financial Disclosures | October 2018 | PIN, stolen, lost, unauthorized, transactions, protect, liability |
| Savings Are Great for Short-Term Goals Too | Saving Money | September 2018 | traditional, account, holiday club, money market, certificate, compare, interest rates |
| Finance 101 | Young Adults | August 2018 | budget, hardship, research, account balance, credit, savings |
| A Closer Look at Mobile Banking: More Uses, More Users | Online Banking | January 2018 | |
| Beware of ATM, Debit and Credit Card ‘Skimming’ Schemes | Scams and Fraud | January 2018 | |
| Five Things to Know About Safe Deposit Boxes, Home Safes and Your Valuables | Financial Planning | January 2018 | |
| New Standards for Credit Report Accuracy May Help Consumers | Credit Reporting | January 2018 | credit reporting agencies, reduce errors, credit scores, credit accounts |
| The Home Mortgage Appraisal: How Consumers Can Benefit | Mortgages | January 2018 | |
| Preventing an Accident with Your Car Purchase: Tips for Auto Financing | Various Loans | October 2017 | |
| Enhanced FDIC Tool Helps Consumers Identify Unfamiliar Banks and Websites | About FDIC | October 2017 | |
| Having a Problem with a Debt Collector? You Also Have Protections | Credit Reporting | October 2017 | |
| How to Dig Out of Debt? Grab More Than One Shovel | Credit Reporting | October 2017 | |
| More Savings Options, Greater Financial Independence for People with Disabilities | Seniors and Caregivers | October 2017 | |
| More Savings Options, Greater Financial Independence for People with Disabilities | Saving Money | October 2017 | |
| Simple Ways to Rev Up Your Savings | Young Adults | October 2017 | |
| Thinking of Co-signing a Student Loan? Know the Risks | Saving Money | October 2017 | |
| Thinking of Co-signing a Student Loan? Know the Risks | Various Loans | October 2017 | |
| When and Why Your Credit Card Interest Rate Can Go Up | Credit Cards | October 2017 | |
| 10 Scams Targeting Bank Customers: The Basics on How to Protect Yourself | Scams and Fraud | July 2017 | victim, fraud, imposter, schemes, debt collection, scams, phishing, foreclosure, lottery, overpayment, ransomware |
| Dear FDIC: More Answers to Consumer Questions About Deposit Insurance | About FDIC | July 2017 | |
| FDIC Efforts Promote Access to Safe, Affordable Financial Services | About FDIC | July 2017 | |
| For Mortgage Shoppers: Tips on How to Negotiate Your Best Deal | Mortgages | July 2017 | |
| A Bank Customer’s Guide to Cybersecurity (Special Edition) | Scams and Fraud | January 2016 | |
| A Bank Customer’s Guide to Cybersecurity (Special Edition) | Online Banking | January 2016 | |
| Banking Tips for Small Businesses: A Checklist for Entrepreneurs | Small Business | October 2015 | business plan, sources, assistance, specialist, bank, separate, comparison, protected, loans, losses |
| Beware of Thieves Who Target Loan and Credit Card Shoppers | Scams and Fraud | October 2015 | |
| FDIC/SBA Financial Education Curriculum for Small Businesses is Updated and Expanded | Small Business | October 2015 | |
| How to Get Your Best Deal on a Loan or Credit Card? Plan Ahead. | Various Loans | October 2015 | |
| More to Know About the New Disclosures for Mortgage Loans | Mortgages | October 2015 | |
| "Add-ons" Sold With Credit: Do Your Research Before You Buy | Various Loans | September 2015 | |
| A Forward Look at Reverse Mortgages | Mortgages | July 2015 | |
| At the ATM: 10 Ways to Minimize Fees and Maximize Security | Online Banking | July 2015 | free, bank's network, overdrafts, smartphone |
| At the ATM: 10 Ways to Minimize Fees and Maximize Security | Scams and Fraud | July 2015 | |
| Borrowing From Your Home in Retirement? Carefully Research the Benefits and Risks | Seniors and Caregivers | July 2015 | |
| Establishing or Rebuilding Credit Scores: Options for Moving Forward | Credit Reporting | July 2015 | |
| From Coupons to Cash Back: Our Latest Tips on Choosing and Using Bank "Rewards" | Money Management | July 2015 | |
| From Coupons to Cash Back: Our Latest Tips on Choosing and Using Bank "Rewards" | Deposit Accounts | July 2015 | |
| Mobile Banking and Payments: New Uses for Phones...and Even Watches | Online Banking | July 2015 | |
| Simple Steps for Safe Mobile Banking | Online Banking | July 2015 | |
| Changes Could Help Boost Credit Scores | Credit Reporting | April 2015 | history, repaying loans, borrow money, FICO, accuracy reports |
| Computer Security Tips for Bank Customers: A Basic Checklist | Scams and Fraud | April 2015 | |
| Computer Security Tips for Bank Customers: A Basic Checklist | Online Banking | April 2015 | |
| For All Ages: Teaching Young People About Money | Money and Youth | April 2015 | |
| If at First You Don't Succeed: Common Mistakes Young Adults Make with Money and How to Avoid Them | Young Adults | April 2015 | |
| Tips for Teaching Children in Grades 3-5: The Creation of a Comparison Shopper | Money and Youth | April 2015 | |
| Tips for Teaching Children in Grades 6-8: For the Teen Years…and Beyond | Money and Youth | April 2015 | |
| Tips for Teaching Children in Grades 9-12: It's Like ... How to Speak to High School Kids About Money. Totally! | Money and Youth | April 2015 | |
| Tips for Teaching Children Pre-K to Grade 2: Earning and Saving Right From the Start | Money and Youth | April 2015 | |
| Tips for Teaching College Students: Passing Big Tests on Money Management | Young Adults | April 2015 | |
| Are You Ready to Pay by Smartphone? | Online Banking | January 2015 | |
| Buying or Refinancing a Home? Seven Tips for Choosing and Managing a Mortgage | Mortgages | January 2015 | |
| How a Regulator Can Help | About FDIC | January 2015 | |
| How and Where to Save | Saving Money | January 2015 | |
| Wheels and Deals: Finding an Auto Loan That’s Good to Go | Various Loans | January 2015 | |
| When Telemarketer Calls Don’t Ring True | Scams and Fraud | January 2015 | robocalls, violations, phone, PIN, personal identification, |
| 5 Common Misconceptions About FDIC Insurance ... and the Real Facts | Deposit Insurance | October 2014 | |
| Is It Time for Your Financial Checkup? Tips That Can Help You Fine-Tune Your Money Management | Financial Planning | October 2014 | |
| Taking Your Money on a Trip: Safe Travels Financially | Financial Planning | October 2014 | |
| Your Rights to Financial Privacy: How to Stay Informed | Scams and Fraud | October 2014 | |
| 5 Tips for Help Rebound From a Bad Credit History | Credit Reporting | July 2014 | free credit report, errors, pay on time, reduce, scams |
| Expecting the Unexpected: Preparing Financially for a Disability or Death | Seniors and Caregivers | July 2014 | |
| Picking Up the Pieces: Managing a Loved One’s Finances After a Serious Life Event | Financial Planning | July 2014 | |
| The FDIC Enhances Deposit Insurance Information Online | Deposit Insurance | July 2014 | |
| What’s This Computer Chip Doing in My Credit Card? | Credit Cards | July 2014 | |
| When People Face Tough Times, Crooks Try to Profit | Scams and Fraud | July 2014 | |
| Checking Accounts: More Questions to Ask | Deposit Accounts | April 2014 | |
| More About How to Protect Yourself From Data Breaches | Scams and Fraud | April 2014 | |
| Person-to-Person (P2P) Payments Online: What to Know Before You Click and Send That Money | Online Banking | April 2014 | |
| Refinancing Loans: Not Just for Mortgages | Various Loans | April 2014 | |
| Safe Shopping, Buying and Paying: How to Protect Your Money | Scams and Fraud | April 2014 | |
| Saving and Investing for Your Future: Questions to Ask Yourself Now | Saving Money | April 2014 | |
| Saving Money on a Mortgage, From Start to Finish | Mortgages | April 2014 | |
| 10 Ways to Protect Your Personal Information and Your Money | Scams and Fraud | January 2014 | |
| Be in Charge of Your Credit Cards: Our Latest Tips for Choosing and Using Them | Credit Cards | January 2014 | |
| Test Your Deposit Insurance IQ | Deposit Insurance | January 2014 | |
| Getting Social With Your Bank: Some Tips for Using Financial Institutions’ Social Networking Sites | Online Banking | October 2013 | |
| New Mortgage Rules Borrowers Should Know About | Mortgages | October 2013 | |
| Protect Yourself From Mortgage Scams | Scams and Fraud | October 2013 | |
| Protect Yourself From Mortgage Scams | Scams and Fraud | October 2013 | |
| You’ve Been Turned Down for a Checking or Savings Account. Now What? | Banking and Bill Paying | October 2013 | |
| Borrowing From Your Home in Retirement? Carefully Research the Benefits and Risks | Seniors and Caregivers | July 2013 | |
| Don’t Get Taken by Wire Transfer Scams | Scams and Fraud | July 2013 | |
| For Seniors: 15 Quick Tips for Protecting Your Finances | Seniors and Caregivers | July 2013 | |
| Health Savings Accounts: One Way Some Consumers Can Prepare for Medical Bills | Saving Money | July 2013 | |
| How Older Adults Can Steer Clear of Scam Artists | Seniors and Caregivers | July 2013 | |
| How Older Adults Can Steer Clear of Scam Artists | Scams and Fraud | July 2013 | |
| New Protections for Consumers Sending Money Abroad | Banking and Bill Paying | July 2013 | |
| Struggling With a Student Loan? Ask Your Lender for Help | Various Loans | July 2013 | |
| The Comeback of the Adjustable-Rate Mortgage | Mortgages | July 2013 | |
| Tips for Seniors Wanting to Help Relatives | Seniors and Caregivers | July 2013 | |
| Need Cash Fast? Ask Your Bank | Various Loans | April 2013 | |
| Protecting Your Plastic from High-Tech Criminals | Scams and Fraud | April 2013 | |
| Using Technology to Remain Financially Fit | Online Banking | April 2013 | |
| What to Know If Criminals Disrupt a Bank's Internet Services | Online Banking | April 2013 | |
| When a Broker Offers a Bank CD: It Pays to Do Some Research | Saving Money | April 2013 | |
| Avoiding Scams: Sticking to the Basics Can Go a Long Way | Scams and Fraud | January 2013 | |
| FDIC Insurance: Understanding the Different Account Categories | Deposit Insurance | January 2013 | |
| Need to Stop a Payment? Know Who to Contact and How | Deposit Accounts | January 2013 | |
| Auto Loans: How to Get a Good Deal | Various Loans | October 2012 | saving, afford, alternatives, shop, negotiate |
| Avoiding Fraud, Protecting Your Privacy: Best Practices for Young Adults | Young Adults | October 2012 | |
| Avoiding Fraud, Protecting Your Privacy: Best Practices for Young Adults | Scams and Fraud | October 2012 | |
| Build a Good Credit Record: It's Important for Loan and Job Applications | Credit Reporting | October 2012 | debts, credit card, credit history, credit score, on time, afford, review, credit report |
| Credit Cards: How to Avoid Costly Mistakes | Credit Cards | October 2012 | |
| For Everyday Banking: Choosing the Best Account for You | Opening a Bank Account | October 2012 | |
| How Much Do You Know About Managing Money? Take Our Quiz for Young Adults | Money Management | October 2012 | |
| If You Need to Borrow for Higher Education | Various Loans | October 2012 | |
| Where to Begin: Saving and Managing Your Own Money | Saving Money | October 2012 | |
| Debit, Credit and Prepaid Cards: There Are Differences | Credit Cards | July 2012 | |
| Debit, Credit and Prepaid Cards: There Are Differences | Banking and Bill Paying | July 2012 | |
| What's the Right Account for Your Everyday Banking Needs? | Banking and Bill Paying | July 2012 | |
| Your Mortgage: Tips for Finding, Managing a Home Loan | Mortgages | July 2012 | |
| Do You Have a Complaint About a Bank? Here's How to Get Started | About FDIC | April 2012 | |
| Higher Education, Lower Debt: Ways to Minimize the Borrowing Costs for College | Young Adults | April 2012 | |
| Market-Linked CDs: Don't Let the Possibility of Higher Returns Cloud Your View of the Potential Risks | Saving Money | April 2012 | |
| Thinking of Buying a CD? What to Consider Before Handing Over Your Money | Saving Money | April 2012 | |
| Where to File a Complaint | About FDIC | April 2012 | |
| Common Questions to the FDIC from Small Businesses | Small Business | January 2012 | |
| Deposit Options for Small Businesses | Small Business | January 2012 | |
| Frauds Target Small Businesses: Don't Be a Victim | Small Business | January 2012 | |
| Loans to Start and Grow a Small Business: Finding What's Right for You | Small Business | January 2012 | |
| More Help for Small Businesses | Small Business | January 2012 | |
| Paying for Everyday Expenses: Understand the Rules | Small Business | January 2012 | |
| The Basics of Accepting Money from the Public | Small Business | January 2012 | |
| IRAs, 401(k)s and More: Making Sense of the Alphabet Soup of Retirement Accounts | Financial Planning | October 2011 | |
| Retirement Planning and Saving: Basic Strategies for Achieving Your Goals | Saving Money | October 2011 | |
| Still on the Sidelines? How to Get Started with Online Banking | Online Banking | October 2011 | |
| Beware of Disaster-Related Financial Scams | Scams and Fraud | July 2011 | |
| Disaster Recovery and Your Money: A Basic To-Do List | Financial Planning | July 2011 | |
| Lost and Found or Safe and Sound: How to Solve Mysteries of Old Bank Accounts | Unclaimed Property | July 2011 | |
| Protecting Your Finances If a Disaster Strikes: Are You Prepared? | Financial Planning | July 2011 | |
| Protecting Your Finances If a Disaster Strikes: Are You Prepared? | Financial Planning | July 2011 | |
| Cross-Selling: Think Before Buying "Extras" Offered with Loans and Credit Cards | Various Loans | April 2011 | |
| Escrow Accounts: What Mortgage Borrowers Need to Know | Mortgages | April 2011 | |
| Home Equity Loans: Great Benefits, Serious Risks | Mortgages | April 2011 | |
| Insured or Not Insured: A Question to Ask Before Placing Funds at a Bank | Deposit Insurance | April 2011 | |
| Overdraft Programs: Consider Your Lower-Cost Alternatives | Deposit Accounts | April 2011 | |
| Basic Strategies for Simplifying Your Financial Life | Money Management | January 2011 | |
| Saving for College: Ways to Minimize the Sticker Shock | Saving Money | January 2011 | |
| Your Financial Records: What to Toss and When | Financial Planning | January 2011 | |
| Your Wallet: A Loser's Manual | Scams and Fraud | January 2011 | |
| Having Difficulties Paying Your Mortgage? Pay Attention to These Tips | Mortgages | October 2010 | foreclosures, avoiding, housing counselor, rescue, scams, government, programs |
| Can You Spot a Scam? Test Your Knowledge by Taking Our Quiz | Scams and Fraud | October 2010 | |
| Estate Planning and Banking: How to Protect Money for Your Heirs in FDIC-Insured Accounts | Financial Planning | October 2010 | |
| Estate Planning and Banking: How to Protect Money for Your Heirs in FDIC-Insured Accounts | Financial Planning | October 2010 | |
| Having Deposits at Two Banks That Become One | Deposit Insurance | July 2010 | |
| What If Your Bank Fails? First, Stay Calm | About FDIC | July 2010 | |
| New Realities, New Directions for Credit Cardholders | Credit Cards | April 2010 |