Skip Header
U.S. flag

An official website of the United States government

History of the FDIC

U.S. Banking and Deposit Insurance History

Last Updated: June 26, 2023

History of the U.S. Banking Industry and Deposit Insurance Timeline

A historical retrospective of the U.S. Banking Industry and Deposit Insurance.

This timeline traces the history of banking and bank regulation in the United States from its beginnings to the present. In particular the timeline covers important developments and events concerning deposit insurance, including the nineteenth and early twentieth century antecedents to the FDIC; the FDIC's establishment during the Great Depression; the banking and thrift crises of the 1980s and early 1990s; and the Global Financial Crisis and Great Recession in the late 2000s as well as more recent events.