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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Since 1933, no depositor has ever lost a penny of FDIC-insured funds

Formal Complaint Process

The filing of a formal complaint of discrimination begins the second phase of the EEO Administrative Complaint Process.

Once the formal complaint has been filed:

Note: Alternative Dispute Resolution is available at any time during the FORMAL Complaint Process

EEO Investigations

All accepted claim(s) will be forwarded for investigation:


If a hearing is requested, the request must be filed directly to the U.S. Equal Employment Opportunity Commission (EEOC), with a copy of the hearing request provided to the FDIC Complaints Processing Branch.

Final Agency Decisions (FAD)

A FAD without a hearing may be requested within 30 calendar days of receipt of the ROI to the FDIC Complaints Processing Branch.


An appeal of a FAD dismissing a complaint can be filed with the EEOC within 30 calendar days of receipt of the decision.

Civil Action

A civil action may be filed after 180 days from the date of filing an individual or class complaint, If an appeal has not been filed and final action has not been taken, and within 90 days of receipt of the EEOC final decision on an appeal.

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