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Youth Employment Resource Center

Money Smart and Youth Employment

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Explore this site to learn about the FDIC’s resources that support financial education and access to safe, affordable insured accounts for youth participating in employment programs. In particular, FDIC’s Money Smart curricula can help meet the Workforce Innovation and Opportunity Act (WIOA []) financial literacy element.

The FDIC has extensive experience supporting financial education. In 2001, the FDIC released Money Smart for Adults. Today, curricula options are available for all ages, including Money Smart for Young People and Money Smart for Young Adults. In addition, the FDIC and its federal partners have other resources to support employment programs, including WIOA’s in-school and out-of-school programs.

Money Smart Crosswalks

These resources provide suggested Money Smart lessons, modules, or topics that support the WIOA financial literacy element and its implementing regulations. The handouts are a quick reference to applicable lessons, modules, and topics. The booklets provide lesson, module and topic names, and details.

Money Smart Supplement for Instructors/Trainers

This supplement gives instructors/trainers additional information to help individuals use the Bank Checklist found in many of the Money Smart curricula to select safe, affordable accounts.

Incorporating Financial Capability into Youth Employment Programs

These resources, created by the Financial Literacy and Education Commission (FLEC), provide financial institutions and workforce providers with guidance related to safe, affordable account access. Congress created FLEC in 2003 to improve financial capability and education in the United States.


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