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Last Updated: June 13, 2024

Regulatory Capital Rule: Large Banking Organizations and Banking Organizations with Significant Trading Activity
12 CFR Part 324 RIN 3064–AF29
Notice of proposed rulemaking

88 FR 64028
Comment Period End: November 30, 2023
Extended Comment Period End: January 16, 2024

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Submitted By
01. Mortgage Bankers Association, Robert D. Broeksmit
02. Carlos Arosemena
03. Harris County Homeownership Collaborative
04. Melody Brand
05. Michael Ravnitzky
06. Bank Policy Institute and 5 other organizations
07. American Council on Renewable Energy and 42 other organizations
08. United States House of Representatives, Patrick McHenry, et al.
09. Lawrence Wright
10. Wausau, WI, Mayor Katie Rosenberg
11. Jalen Elrod
12. Center for Economic Inclusion, Isaac Russell
13. Brooklyn Park, MN, Mayor Winston Hollies
14. WI State Representative, Francesca Hong
15. Cari Olson
16. M.T. Pyatt
17. Renewable Energy Tax Advisors LLC, Daniel Nelson
18. 45th Lt. Governor of Wisconsin, Mandela Barnes
19. Jim Smith, Helena, MT
20. Georgina Monsalvo, Chandler, AZ
21. Arizona State Representative, Consuelo Hernandez
22. OneMn.org, Brett Buckner
23. Ted Dick, Helena, MT
24. Black Leaders Organizing for Communities, Angela Lang
25. Paul Selberg
26. Chance Lebron
27. Bank Policy Institute and 5 other associations
28. State of Nevada Assemblymember, Howard Watts III
29. Lela Graham
30. United States House of Representatives, Monica De La Cruz, et al.
31. Wisconsin Assembly Democratic Leader, Greta Neubauer
32. Hasani (Marlon) Simmons
33. State of Nevada Assemblywoman, Shondra Summers-Armstrong
34. The Reese Firm, LLC, Teddy Reese
35. City of Albion, Mayor Pro-Tem Nora Jackson
36. Samuel Grant
37. Oracle Strategies, Luis Acosta
38. City of Minneapolis Council Member, LaTrisha Vetaw
39. City of Norfolk Councilmember, Andria P. McClellan
40. Latina Chamber of Commerce, Ana Valenzuela Estrada
41. Richard Estrada
42. Lisa Nutt
43. Southern Christian Leadership Conference ‐ Richmond, Virginia Chapter, William F. McGee
44. Durham Committee on the Affairs of Black People, Stella J. Adams
45. Great Plains Strategic Services, Steve Veverka
46. Ashley White
47. State of Nevada Secretary of State, Francisco Aguilar
48. Casey L. Matthiesen
49. Wisconsin State Representative, Jodi Emerson
50. Mary Sue Terry
51. Cara Frank
52. Jeff Hart
53. South Carolina Small Business Chamber of Commerce, Frank Knapp Jr.
54. Wayne County Commissioner, Jonathan C. Kinloch
55. John Fleming
56. Gary Mariegard
57. Wisconsin Building Trades Council, Emily Pritzkow
58. Fernando Martinez
59. State of Virginia Senator, Scott A. Surovell
60. Delegate Delores McQuinn
61. State of South Carolina Representative, Annie E. McDaniel
62. State of Pennsylvania Representative, Greg Scott
63. Milwaukee County Board of Supervisors, Marcelia N. Nicholson
64. State of Nevada Assemblywoman, Venicia Considine
65. State of Virginia Senator, Lamont Bagby
66. Mayra Jaime
67. Jerry Swanson
68. Shedron Williams
69. NAACP ToledoUnit 3204, Reverend Dr. W. Perryman Jr.
70. The Courier Eco Latino Newspaper, Wane A. Hailes
71. State of Michigan Representative, Donavan McKinney
72. United Pastors for Social Empowerment, Rev. Donald Perryman, Ph.D.
73. Mike Snitz
74. Chris Sumpter
75. Delaware County Council Chair, Dr. Monica Taylor
76. James Blassingame
77. State of South Carolina Representative, Jermaine L. Johnson
78. United States Senate, Tim Scott, et al.
79. Marcurius Byrd
80. Shawn Danforth
81. State of Nevada Assemblywoman, Natha Anderson
82. John Fleming
83. State of South Carolina Representative, John Richard C. King
84. Youngstown Warren Black Caucus, Jaladah Aslam
85. Toyia Tucker
86. U.S. Senators Sherrod Brown, Jack Reed, et al.
87. Matt Hughes
88. Lester Dewaine Frye, M.Div, D.Min
89. Joe Parisi
90. Terros Health, Lorenzo Sierra
91. The Winning Platform, Breanna Spaulding
92. Robert Meza
93. State of South Carolina Senator, Kevin L. Johnson
94. State of Pennsylvania Representative, Tina M. Davis
95. Goldman Sachs 10,000 Small Businesses Voices
96. Urban Chamber of Commerce
97. Congress of the United States
98. State of South Carolina Representative, Seth Rose
99. The Elective Group
100. Dar’shun Kendrick
101. Milwaukee County Executive, David Crowley
102. State of Virginia Senator, L. Louise Lucas
103. John Malia
104. Cynthia I. Newbille
105. City of Milwaukee Mayor, Cavalier Johnson
106. Gaylene LLC
107. Maria Pico
108. State of Nevada Senator, Julie Pazina
109. Jamiel Robinson
110. Dorsey Hager
111. United States House of Representatives, Brad Sherman (Transcript)
112. United States House of Representatives, Brad Sherman
113. State of Michigan Representative, Rachel Hood
114. Jodi Medlar
115. Danny Nelson
116. Valerie
117. Emily Cleveland
118. State of South Coarolina Representative, Russell L. Ott
119. Monica Sparks, Kent County, Michigan
120. Gary Horton
121. National Council of Farmer Cooperatives, et al. and 8 other associations
122. Mayor Joyce Denson
123. Committee on Capital Markets Regulation
124. Energy Trading Institute, et al. and 4 other associations
125. Daylon A. Davis
126. Rabbi Bonnie Margulis
127. Mayor Levar M. Stoney
128. State of Georgia Representative, Kim Schofield
129. Howden Capital, Advisory & Placement
130. New Networks Consulting LLC, Niya Murphy
131. Business Roundtable
132. Association of British Insurers, David Otudeko
133. The Financial Services Forum and 3 other organizations
134. State of Nevada Assemblyman, Max Carter
135. California Public Employees’ Retirement System (CalPERS)
136. Mayor Dwan B Walker
137. Whalen Global Advisors LLC, R. Christopher Whalen
138. PMI Rate Pro, Nomi Smith
139. HSBC North America Holdings, Inc., Kavita Mahtani, Lloyd Plenty
140. Adrian Chester
141. Liberty Latin America
142. Lamar Smith
143. Stephen Matteo Miller
144. Adrienne Gaskins
145. Kaiser Aluminum
146. Chris Miller
147. Solar Energy Industries Association
148. Ron Harris
149. Secured Finance Network, Richard D. Gumbrecht
150. National Bankers Association, Nicole A. Elam
151. Jeremy Seidlitz
152. Ericka Jones
153. Ryan Bennett
154. Siwek Construction
155. NMPP Energy
156. Freddie Mac
157. Mayor Tim Greimel (Pontiac, MI)
158. Assemblywoman Elaine Marzola (Nevada)
159. Assemblywoman Selena Torres (Nevada)
160. Assemblyman Michael Wray (North Carolina)
161. National Association of Manufacturers
162. Asian Infrastructure Investment Bank (AIIB)
163. Professor Anthony Saunders
164. Bank Policy Institute, and 3 other organizations.
165. RMA’s Advanced Operational Risk Group
166. Representative Jim Haadsma (Michigan)
167. Fannie Mae
168. Professor David Zaring
169. Barclays
170. Representative Julie von Haefen (North Carolina)
171. Virgie Ammerman
172. Joel Griffith
173. International Credit Insurance & Suerty Association and 2 other organizations
174. Bishop Talmadge J. Thomas
175. American Express
176. London Stock Exchange Group (LSEG)
177. Anat R. Admati
178. Bloomberg L.P.
179. Investment Company Institute
180. Historic Tax Credit Coalition
181. Options Clearing Corporation
182. CME Group
183. Steve Pociask, Grover Norquist, et al.
184. National Association of REALTORS (NAR)
185. Tradeweb Markets Inc.
186. Committee on Capital Markets Regulation
187. Bankers Association for Finance and Trade and International Trade and Forfaiting Association
188. Allspring Global Investments
189. International Trade and Forfaiting Association and International Association of Credit Portfolio Managers
190. Demetrius McBride
191. National Council of Farmer Cooperatives
192. International Association of Credit Portfolio Managers
193. Trumid
194. Risk Management Association
195. Government Finance Officers Association and 6 other organizations.
196. Bank of New York Mellon Corporation
197. Wells Fargo
198. Coalition for Derivatives End-Users
199. Institute of International Bankers
200. Arch Capital Group Ltd.
201. American Council of Life Insurers
202. Financial Services Forum
203. Clarke-Mobile Counties Gas District, The Black Belt Energy Gas District and The Lower Alabama Gas District
204. San Diego Community Power and 10 other California public power companies
205. State Street Corporation
206. New York Life Insurance Company
207. Coalition for Derivatives End Users
208. Structured Finance Association
209. American Public Gas Association
210. Angel Oak Companies
211. Investment Company Institute
212. The Goldman Sachs Group, Inc.
213. Wisconsin Bankers Association
214. Regions Financial Corporation
215. Santander Holdings USA, Inc.
216. Securities Industry and Financial Markets Association Asset Management Group
217. Northern Trust Corporation
218. Risk Management Association
219. Wisconsin's Congressional Delegation
220. Bank Policy Institute and the American Bankers Association
221. Memphis Light, Gas and Water Division
222. Independent Community Bankers of America
223. PGGM
224. Lloyd’s America, Inc.
225. Anat R. Admati, Hilary J. Allen, et al.
226. Octaura Holdings
227. Futures Industry Association
228. Guardian Life Insurance Company of America and 7 other organizations
229. Pennsylvania Representative, Ismail Smith-Wade-El
230. National Grain and Feed Association
231. ERISA Industry Committee
232. International Swaps and Derivatives Association, Inc. and the Securities Industry and Financial Markets Association | April 8, 2024 Addendum | May 30, 2024 Addendum
233. Better Markets
234. Synchrony Financial
235. Consumer Bankers Association
236. United States Senate, Kirsten Gillibrand and Cynthia Lummis
237. Citigroup Inc.
238. Ally Financial Inc.
239. Bankers Association for Finance and Trade
240. U.S. Bank
241. UBS Group AG
242. The Investment Association
243. Cboe Global Markets, Inc.
244. Synchrony Financial, et al.
245. National Council of State Housing Agencies
246. BlackRock, Inc.
247. Detroit City Council, Fred Durhal
248. Capital One Financial Corporation and 3 other organizations
249. Municipal Gas Authority of Georgia
250. Federal Agricultural Mortgage Corporation
251. Morgan Stanley
252. Housing Policy Council
253. KeyCorp
254. Depository Trust & Clearing Corporation
255. Building Owners and Managers Association International and 4 other organizations
256. Mortgage Guaranty Insurance Corporation (MGIC)
257. Arena Energy, LLC
258. Advancing American Freedom
259. Affordable Housing Tax Credit Coalition and 18 other organizations
260. National Association of Affordable Housing Lenders
261. Housing Policy Council
262. Intercontinental Exchange Inc.
263. International Energy Credit Association
264. Novogradac Low Income Housing Tax Credit Working Group
265. Novogradac New Markets Tax Credit Working Group
266. Reinsurance Association of America
267. Ceres and the Ceres Accelerator
268. 20/20 Vision and 9 other organizations
269. Ally Financial Inc. and 9 other organizations
270. Eversheds Sutherland LLP Farm Credit System
271. Eversheds Sutherland LLP Federal Home Loan Banks
272. Reinsurance Association of America and 7 other organizations
273. National Association of Affordable Housing Lenders, NMTC Coalition, and NMTC Working Group
274. Nodal Clear, LLC
275. Redwood Trust, Inc.
276. Renitta Sweet
277. Conference of State Bank Supervisors
278. Americans for Financial Reform Education Fund
279. Tonza S. Thomas
280. JPMorgan Chase & Co.
281. CFA Institute Systemic Risk Council
282. Pentalpha
283. US Senator Joe Manchin
284. U.S. Congressional Members Emmanuel Cleaver II, Joyce Beatty, et al.
285. U.S. Senators Tim Scott, Mike Crapo, et al.
286. U.S. Congressional Members Joyce Beatty, Gregory Meeks, et al.
287. U.S. Congressional Members Zach Nunn, Jerry Moran, et al.
288. U.S. Congressional Members Bill Foster, Wiley Nickel, et al.
289. U.S. Congressional Members Brad Sherman, Ann Wagner, et al.
290. U.S. Senators Chris Van Hollen, Martin Heinrich, et al.
291. American Clean Power
292. American Clean Power
293. American Securities Association, Christopher A. Iacovella
294. Americans for Tax Reform
295. CRE Finance Council, et al. and 9 other associations
296. CRE Finance Council, Lisa Pendergast
297. ICE Data Services, David Scalzetti
298. Market Axess Holdings, Inc., Richard M. McVey
299. National Taxpayers Union, Grant Carlson
300. Public Citizen
301. Small Business and Entrepreneurship (SBE) Council, Karen Kerrigan
302. Real Estate Roundtable, Jeffrey D. DeBoer
303. U.S House of Representatives Meuser, Landsman, Alford, and Davids
304. United Services Automobile Association (USAA), Robert J. Johnson, Jr.
305. SIFMA and FIA
306. Randall S. Kroszner, University of Chicago
307. TurbineHub
308. Small Business Investor Alliance
309. Mason Matthews
310. Clean Energy States Alliance
311. Center for American Progress
312. Brian Peters
313. National Community Reinvestment Coalition
314. American for Financial Reform and 18 other organizations
315. Christian Schools International, John Bolt
316. Committee on Capital Markets Regulation, John L. Thornton, Hal S. Scott, and R. Glenn Hubbard
317. Fifth Third Bancorp and Fifth Third Bank NA, Brennen Willingham
318. Woodstock Institute
319. Nareit, Byron Boston
320. National Association of Home Builders, Jessica R. Lynch
321. Europeon Banking Federation, Wim Mijs
322. The Heritage Foundation, David R. Burton
323. Affordable Housing Tax Credit Coalition
324. AgriBank, Barbara Kay Stille
325. AllianceBernstein, Matt Scott, Scott DiMaggio, and Susan Joyce
326. American Bankers Association and 51 other organizations
327. American Benefits Council, Lynn D. Dudley
328. American Council on Renewable Energy
329. American Public Power Association (APPA) and National Rural Electric Cooperative Association (NRECA)
330. California Association of Realtors, Melanie Barker
331. Center for Responsible Lending
332. Coalition of Community Solar Access (CCSA), Rikkia Ramsey-Williams
333. CoBank, Thomas E. Halverson
334. Dutch Federation of Pension Funds, Edith Maat
335. Enact Holdings, Inc., Rohit Gupta
336. Finesca, Armstrong Robinson
337. Franklin Resources, Inc. and Invesco Ltd.
338. Global Association of Central Counterparties (CCP Global) and 41 other organizations
339. Goldman Sachs Asset Management LP, Ashish Shah
340. Gordon F. Perry, Esq.
341. Huntsville Utilities, Wes Kelley
342. Marsh McLennan
343. Mortgage Bankers Association and 5 other organizations
344. Mortgage Bankers Association, Robert D. Broeksmith
345. National Association of Mutual Insurance Companies (NAMIC), Thomas J. Karol
346. National Cooperative Business Association CLUSA International (NCBA CLUSA), Doug O’Brien
347. National Fair Housing Alliance (FHA) and 2 other organizations
348. National Housing Conference, AmeriHome Mortgage and 25 other organizations
349. National Multifamily Housing Council (NMHC) and National Apartment Association (NAA)
350. Newport Group, Samuel Brkich
351. Nuveen Fund Advisors, John M. McCann
352. State of Wisconsin Investment Board and Ohio Public Employees Retirement System
353. Texas Public Policy Foundation, Robert Henneke
354. Upstart Network, Inc., Nat Hoopes
355. U.S. Chamber of Comerce Center for Capital Markets, Tom Quaadman
356. US Mortgage Insurers (USMI), Seth D. Appleton
357. Nasdaq, Jeffrey S. Davis
358. U.S. Congressional Members Sean Casten, Paul Tonko and 105 other members of Congress
359. U.S. Senators Thom Tillis, Bill Hagerty, Mike Crapo, M. Michael Rounds, John Kennedy, Cynthia Lummis, Katie Boyd Britt, Kevin Cramer and Steve Daines
360. U.S. Senators Bill Hagerty, Thom Tillis, JD Vance, Katie Boyd Britt, M. Michael Rounds, Kevin Cramer and Mike Crapo
361. U.S. Members of Congress, Maxine Waters, Ranking Member, Committee on Financial Services, et al.
362. All Options USA LLC and 10 other organizations
363. Craig A. Wolson
364. Todd Phillips, Beau J. Baumann
Meeting Memoranda
01. Meeting Between Staff of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives of the American Council on Renewable Energy ("ACORE"), American Clean Power ("ACP"), Solar Energy Industries Association ("SEIA"), Avangrid, Clearway Energy, EDP Renewables ("EDPR"), JP Morgan Chase & Co., and NextEra Energy
02. Meeting Between Staff of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from Goldman Sachs
03. Meeting Between Staff of the Federal Deposit Insurance Corporation and Representatives from J.P. Morgan
(J.P. Morgan Meeting Presentation)
04. Meeting Between Staff of the Federal Deposit Insurance Corporation and Representatives from Truist
05. Meeting Between Staff of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from Goldman Sachs
06. Meeting Between Staff of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from US Bank
07. Meeting Between Staff of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from Wells Fargo Bank, N.A.
08. Meeting Between Staff of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from the Appraisal Institute
09. Meeting Between Staff of the Federal Deposit Insurance Corporation and Representatives from JP Morgan Chase & Co.
10. Meeting Between Staff of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from Cypress Creek Renewables, Capital One Bank, and US Bank
11. Meeting Between Staff of the Federal Deposit Insurance Corporation and Representatives from UBS
12. Meeting Between Staff of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from JP Morgan Chase & Co.
13. Meeting Between Staff of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from the International Swaps and Derivatives Association (“ISDA”), Securities Industry and Financial Markets Association (“SIFMA”), Bank of America, Bank of New York – Mellon, BNP Paribas, Citi, Goldman Sachs, JP Morgan, Morgan Stanley, State Street, Sullivan & Cromwell, and Wells Fargo
14. Meeting Between Staff of the Federal Deposit Insurance Corporation and Representatives from American Express
15. Meeting Between Staff of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from Tiber Creek Group, Commercial Real Estate Financial Council, and Mayer Brown LLP
16. Meeting Between Staff of the Federal Deposit Insurance Corporation and Representatives from Morgan Stanley
17. Meeting Between Staff of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from Institute of International Bankers, Barclays, Deutsche Bank, HSBC, Bank of Montreal, UBS, Cleary Gottlieb, BNP Paribas, and SMBC
18. Meeting Between Staff of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from Morgan Stanley
19. Meeting Between Staff of the Federal Deposit Insurance Corporation and Representatives from CalPERS
20. Meeting Between Staff of the Federal Deposit Insurance Corporation and Representatives from the Secured Finance Network
21. Meeting Between Staffs of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from Goldman Sachs
22. Meeting Between Staffs of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives of the American Council on Renewable Energy (“ACORE”), American Clean Power (“ACP”), Solar Energy Industries Association (“SEIA”), Avangrid, JP Morgan Chase ∓ Co., NextEra Energy, Invenergy, and US Bank
23. Meeting Between Staff of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from Barclays US
24. Meeting Between Staff of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from Operational Riskdata eXchange Association (ORX), Capital One, Barclays, State Street, J.P. Morgan, UBS, Bank of New York Mellon, US Bank, Northern Trust Corporation, Wells Fargo, HSBC, and Morgan Stanley
25. Meeting Between Staff of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from Bloomberg L.P.
26. Meeting Among Staffs of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from the International Swaps and Derivatives Association (“ISDA”), Securities Industry and Financial Markets Association (“SIFMA”), and Certain Member Banks
27. Meeting Between Staffs of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from Mass Mutual, TruStage, New York Life, Nationwide Mutual Insurance Company, Guardian Life Insurance Company, Western & Southern Life Insurance Company, and Northwest Mutual
28. Meeting Between Staff of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from Goldman Sachs
29. Meeting Between Staff of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from Deutsche Bank
30. Meeting Between Staff of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from the Futures Industry Association (“FIA”), Bank of America, Barclays, Goldman Sachs, Citi Bank, JP Morgan Chase & Co., Deutsche Bank, Morgan Stanley, and Covington & Burling
31. Meeting Between Staff of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from Bank Policy Institute, American Bankers Association, and Sullivan & Cromwell LLP | Attachment
32. Meeting Between Staffs of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives of the American Council on Renewable Energy (“ACORE”) and American Clean Power (“ACP”)
33. Meeting Between Staff of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from the International Association of Credit Portfolio Managers (“IACPM”), Clifford Chance, Citibank, and JP Morgan
34. Meeting with Representatives from Goldman Sachs
35. Meeting Between Staffs of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from Santander US (“Santander”)
36. Meeting Between Staffs of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from the Financial Services Forum (“FSF”)
37. Meeting Between Staffs of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from U.S. Mortgage Insurers (“USMI”)
38. Meeting Between Staffs of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from the Financial Services Forum (“FSF”) and the Structured Finance Association (“SFA”)
39. Meeting Between Staffs of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from State Street (“State Street”)
40. Meeting Between Staffs of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency and Representatives from the International Trade and Forfaiting Association (“ITFA”) and the International Association of Credit Portfolio Managers (“IACPM”)
41. Meeting Between Staffs of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from the International Association of Credit Portfolio Managers (“IACPM”).
42. Meeting Between Staffs of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency and Representatives from JPMorgan Chase & Co. (“JPM”)
43. Meeting Between Staffs of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from Lloyd's America, Inc. ("Lloyd's")
44. Meeting Between Staffs of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from Investment Company Institute (“ICI”), BlackRock, Nuveen, State Street, JP Morgan, Franklin Financial, PIMCO, Morgan Stanley, BNY Mellon, and Debevoise & Plimpton LLP
45. Meeting Between the Chairman and Supervision Leadership of the Federal Deposit Insurance Corporation and the Conference of State Bank Supervisors Executive Committee
46. Meeting Between Staff of the Federal Deposit Insurance Corporation and Representatives of Truist Bank
47. Meeting Between Staffs of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives of the American Council on Renewable Energy (“ACORE”), JP Morgan, BNY Mellon, and Wells Fargo
48. Meeting Between Staffs of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from CBOE Global Markets, Inc. ("CBOE")
49. Meeting Between Staffs of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from JPMorgan Chase & Co. (“JPM”)
50. Meeting with Representatives from the Futures Industry Association ("FIA")
51. Meeting with Representatives from the Depository Trust & Clearing Corporation ("DTCC")
52. Meeting Between Staff of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from the Futures Industry Association ("FIA"), Wells Fargo, Bank of America, Goldman Sachs, Citi Bank, JP Morgan Chase, and Morgan Stanley
53. Meeting Between Staffs of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from Investment Company Institute ("ICI"), BlackRock, Nuveen, State Street, JP Morgan, Franklin Financial, PIMCO, Morgan Stanley, BNY Mellon, and Debevoise & Plimpton LLP
54. Meeting Between Staffs of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from the Investment Company Institute ("ICI"), Nuveen, State Street, JP Morgan Chase, BNY Mellon, and Debevoise & Plimpton LLP
55. Meeting Between Staffs of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from the Securities Lending Council
56. Meeting Between Staff of the Federal Deposit Insurance Corporation and Representatives from Morgan Stanley
57. Meeting Between Staffs of the Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, and Representatives from Banco Santander
58. Meeting with Representatives from the Investment Company Institute ("ICI")
59. Meeting Between Staff of the Federal Deposit Insurance Corporation and Representatives from the International Swaps and Derivatives Association ("ISDA"), Securities Industry and Financial Markets Association ("SIFMA"), Morgan Stanley, JP Morgan Chase, Goldman Sachs, Wells Fargo, Bank of America, and State Street