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Transparency & Accountability - Bank Applications

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In its role as federal regulator, the FDIC reviews applications submitted by its insured institutions, individuals, and other entities for approval to undertake various transactions. These include applications for obtaining federal deposit insurance, engaging in mergers and acquisitions, and establishing branches.

Actions for selected application types since 2013 can be searched from the Application Search Tool.

For further questions regarding bank applications, please contact Supervision@fdic.gov.

Overview of Application Activity
12 months ending 04/30/2022

Disposition of applications received
Disposition Deposit Insurance Branch Change in Control Merger Management Change Total
Approved 7 489 31 99 38 664
Denied 0 0 0 0 1 1
Returned 4 2 1 4 0 11
Withdrawn 11 14 3 3 5 36
Totals 22 505 35 106 44 712
Processing days from original receipt
Deposit Insurance Branch Change in Control Merger Management Change Total
Average 202 31 56 67 54 -
Median 199 21 40 51 37 -
Processing days from receipt of a substantially complete application
Deposit Insurance Branch Change in Control Merger Management Change Total
Average 139 23 35 51 22 -
Median 119 19 29 44 24 -
Timeframe Goal1 120 30 45 60 25 -
Total # Approved within Goal 4 434 28 79 26 571
Percent 57% 89% 90% 80% 68% 86%

1Processing days from receipt of a substantially complete application for approvals

Archive of Overviews of Application Activity
12 months ending 12/31/2021
12 months ending 12/31/2020
12 months ending 12/31/2019
12 months ending 12/31/2018


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Bank Application Resources

Resources that govern applications to the FDIC.

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Decisions on Bank Applications

Decisions by FDIC on various types of bank applications.

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Pending New Deposit Insurance Applications

Applications submitted by individuals and other entities for approval to establish new FDIC-insured institutions.

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Applications for Deposit Insurance

Information and resources important to the deposit insurance application process.

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