Skip Header
U.S. flag

An official website of the United States government

Transparency & Accountability - Bank Applications

Image of magnifying glass

In its role as federal regulator, the FDIC reviews applications submitted by its insured institutions, individuals, and other entities for approval to undertake various transactions. These include applications for obtaining federal deposit insurance, engaging in mergers and acquisitions, and establishing branches.

Actions for selected application types since 2013 can be searched from the Application Search Tool.

For further questions regarding bank applications, please contact Supervision@fdic.gov.

Overview of Application Activity
12 months ending 06/30/2021

Disposition of applications received
Disposition Deposit Insurance Branch Change in Control Merger Management Change Total
Approved 11 484 15 72 65 647
Denied 0 0 0 0 1 1
Returned 3 4 0 0 5 12
Withdrawn 10 12 3 5 11 41
Totals 24 500 18 77 82 701
Processing days from original receipt
Deposit Insurance Branch Change in Control Merger Management Change Total
Average 233 29 64 68 36 -
Median 224 21 57 51 33 -
Processing days from receipt of a substantially complete application
Deposit Insurance Branch Change in Control Merger Management Change Total
Average 185 21 37 55 26 -
Median 165 19 42 43 25 -
Timeframe Goal1 120 30 45 60 25 -
Total # Approved within Goal 2 448 14 51 36 552
Percent 18% 93% 93% 71% 55% 85%

1Processing days from receipt of a substantially complete application for approvals

Archive of Overviews of Application Activity
12 months ending 12/31/2020
12 months ending 12/31/2019
12 months ending 12/31/2018


Image of a bank

Bank Application Resources

Resources that govern applications to the FDIC.

Image of woman talking to man with a report in hand

Decisions on Bank Applications

Decisions by FDIC on various types of bank applications.

Image of of pending stamped document

Pending New Deposit Insurance Applications

Applications submitted by individuals and other entities for approval to establish new FDIC-insured institutions.

Image of woman talking to man with a report in hand

Applications for Deposit Insurance

Information and resources important to the deposit insurance application process.

Bank Applications Bank Examinations Consumer Protection & Deposit Insurance
Deposit Insurance for Bankers Legal Matters Resolutions & Failed Banks