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Transparency & Accountability - Bank Applications

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In its role as federal regulator, the FDIC reviews applications submitted by its insured institutions, individuals, and other entities for approval to undertake various transactions. These include applications for obtaining federal deposit insurance, engaging in mergers and acquisitions, and establishing branches.

Actions for selected application types since 2013 can be searched from the Application Search Tool.

For further questions regarding bank applications, please contact Supervision@fdic.gov.

Overview of Application Activity
12 months ending 08/31/2022

Disposition of applications received
Disposition Deposit Insurance Branch Change in Control Merger Management Change Total
Approved 13 492 37 89 41 672
Denied 0 0 1 0 1 2
Returned 4 3 1 4 4 16
Withdrawn 11 17 3 8 6 45
Totals 28 512 42 101 52 735
Processing days from original receipt
Deposit Insurance Branch Change in Control Merger Management Change Total
Average 221 28 65 77 54 -
Median 213 21 43 63 36 -
Processing days from receipt of a substantially complete application
Deposit Insurance Branch Change in Control Merger Management Change Total
Average 149 21 39 54 24 -
Median 149 19 36 44 23 -
Timeframe Goal1 120 30 45 60 25 -
Total # Approved within Goal 6 445 32 65 25 573
Percent 46% 90% 86% 73% 61% 85%

1Processing days from receipt of a substantially complete application for approvals

Archive of Overviews of Application Activity
12 months ending 12/31/2021
12 months ending 12/31/2020
12 months ending 12/31/2019
12 months ending 12/31/2018


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Bank Application Resources

Resources that govern applications to the FDIC.

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Decisions on Bank Applications

Decisions by FDIC on various types of bank applications.

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Pending New Deposit Insurance Applications

Applications submitted by individuals and other entities for approval to establish new FDIC-insured institutions.

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Applications for Deposit Insurance

Information and resources important to the deposit insurance application process.

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