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Transparency & Accountability - Bank Applications

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In its role as federal regulator, the FDIC reviews applications submitted by its insured institutions, individuals, and other entities for approval to undertake various transactions. These include applications for obtaining federal deposit insurance, engaging in mergers and acquisitions, and establishing branches.

Actions for selected application types since 2013 can be searched from the Application Search Tool.

For further questions regarding bank applications, please contact Supervision@fdic.gov.

Overview of Application Activity
12 months ending 04/30/2023

Disposition of applications received
Disposition Deposit Insurance Branch Change in Control Merger Management Change Total
Approved 12 465 28 69 46 620
Denied 0 0 1 0 2 3
Returned 0 1 4
Withdrawn 11 10 12 46
Totals 21 477 35 80 64 677
Processing days from original receipt
Deposit Insurance Branch Change in Control Merger Management Change Total
Average 250 28 86 97 42 -
Median 240 21 66 65 36 -
Processing days from receipt of a substantially complete application
Deposit Insurance Branch Change in Control Merger Management Change Total
Average 173 20 50 65 29 -
Median 171 19 42 47 25 -
Timeframe Goal1 120 30 45 60 25 -
Total # Approved within Goal 2 427 21  44 26 520
Percent 17% 92% 75% 64% 57% 84%

1Processing days from receipt of a substantially complete application for approvals

Archive of Overviews of Application Activity
12 months ending 12/31/2022
12 months ending 12/31/2021
12 months ending 12/31/2020
12 months ending 12/31/2019
12 months ending 12/31/2018


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Bank Application Resources

Resources that govern applications to the FDIC.

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Decisions on Bank Applications

Decisions by FDIC on various types of bank applications.

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Pending New Deposit Insurance Applications

Applications submitted by individuals and other entities for approval to establish new FDIC-insured institutions.

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Applications for Deposit Insurance

Information and resources important to the deposit insurance application process.

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