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Transparency & Accountability - Bank Applications

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In its role as federal regulator, the FDIC reviews applications submitted by its insured institutions, individuals, and other entities for approval to undertake various transactions. These include applications for obtaining federal deposit insurance, engaging in mergers and acquisitions, and establishing branches.

Actions for selected application types since 2013 can be searched from the Application Search Tool.

For further questions regarding bank applications, please contact Supervision@fdic.gov.

Overview of Application Activity
12 months ending 6/30/2020

Disposition of applications received
Disposition Deposit Insurance Branch Change in Control Merger Management Change Total
Approved 15 517 17 104 64 717
Denied 0 0 0 0 0 0
Returned 2 3 1 5 6 17
Withdrawn 4 25 3 8 30 70
Totals 21 545 21 117 100 804
Processing days from original receipt
Deposit Insurance Branch Change in Control Merger Management Change Total
Average 215 28 78 76 37 -
Median 206 21 68 58 29 -
Processing days from receipt of a substantially complete application
Deposit Insurance Branch Change in Control Merger Management Change Total
Average 120 20 38 56 23 -
Median 117 19 35 45 22 -
Timeframe Goal1 120 30 45 60 25 -
Total # Approved within Goal 10 476 14 82 45 627
Percent 67% 92% 82% 79% 70% 87%

1Processing days from receipt of a substantially complete application for approvals

Archive of Overviews of Applicaton Activity
12 months ending 12/31/2019
12 months ending 12/31/2018


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Bank Application Resources

Resources that govern applications to the FDIC.

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Decisions on Bank Applications

Decisions by FDIC on various types of bank applications.

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Pending New Deposit Insurance Applications

Applications submitted by individuals and other entities for approval to establish new FDIC-insured institutions.

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Applications for Deposit Insurance

Information and resources important to the deposit insurance application process.

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