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Transparency & Accountability - Bank Applications

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In its role as federal regulator, the FDIC reviews applications submitted by its insured institutions, individuals, and other entities for approval to undertake various transactions. These include applications for obtaining federal deposit insurance, engaging in mergers and acquisitions, and establishing branches.

Actions for selected application types since 2013 can be searched from the Application Search Tool.

For further questions regarding bank applications, please contact Supervision@fdic.gov.

Overview of Application Activity
12 months ending 12/31/2020

Disposition of applications received
Disposition Deposit Insurance Branch Change in Control Merger Management Change Total
Approved 15 430 17 76 67 605
Denied 0 0 0 0 1 1
Returned 4 5 1 1 10 21
Withdrawn 10 22 0 12 15 59
Totals 29 457 18 89 93 686
Processing days from original receipt
Deposit Insurance Branch Change in Control Merger Management Change Total
Average 238 27 79 77 40 -
Median 206 21 61 55 30 -
Processing days from receipt of a substantially complete application
Deposit Insurance Branch Change in Control Merger Management Change Total
Average 150 19 42 60 26 -
Median 128 19 42 44 25 -
Timeframe Goal1 120 30 45 60 25 -
Total # Approved within Goal 7 400 14 57 38 516
Percent 47% 93% 82% 75% 57% 85%

1Processing days from receipt of a substantially complete application for approvals

Archive of Overviews of Applicaton Activity
12 months ending 12/31/2019
12 months ending 12/31/2018


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Bank Application Resources

Resources that govern applications to the FDIC.

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Decisions on Bank Applications

Decisions by FDIC on various types of bank applications.

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Pending New Deposit Insurance Applications

Applications submitted by individuals and other entities for approval to establish new FDIC-insured institutions.

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Applications for Deposit Insurance

Information and resources important to the deposit insurance application process.

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