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Transparency & Accountability - Bank Applications

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In its role as federal regulator, the FDIC reviews applications submitted by its insured institutions, individuals, and other entities for approval to undertake various transactions. These include applications for obtaining federal deposit insurance, engaging in mergers and acquisitions, and establishing branches.

Actions for selected application types since 2013 can be searched from the Application Search Tool.

For further questions regarding bank applications, please contact Supervision@fdic.gov.

Overview of Application Activity
12 months ending 9/30/2020

Disposition of applications received
Disposition Deposit Insurance Branch Change in Control Merger Management Change Total
Approved 14 463 19 86 61 643
Denied 0 0 0 0 1 1
Returned 3 4 1 5 10 23
Withdrawn 9 23 2 11 17 62
Totals 26 490 22 102 89 729
Processing days from original receipt
Deposit Insurance Branch Change in Control Merger Management Change Total
Average 230 28 73 80 41 -
Median 215 22 57 58 29 -
Processing days from receipt of a substantially complete application
Deposit Insurance Branch Change in Control Merger Management Change Total
Average 137 19 37 62 25 -
Median 119 19 36 45 23 -
Timeframe Goal1 120 30 45 60 25 -
Total # Approved within Goal 8 429 17 62 38 554
Percent 57% 93% 89% 72% 62% 86%

1Processing days from receipt of a substantially complete application for approvals

Archive of Overviews of Applicaton Activity
12 months ending 12/31/2019
12 months ending 12/31/2018


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Bank Application Resources

Resources that govern applications to the FDIC.

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Decisions on Bank Applications

Decisions by FDIC on various types of bank applications.

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Pending New Deposit Insurance Applications

Applications submitted by individuals and other entities for approval to establish new FDIC-insured institutions.

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Applications for Deposit Insurance

Information and resources important to the deposit insurance application process.

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