Skip Header

Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Transparency & Accountability - Bank Applications

Image of magnifying glass

In its role as federal regulator, the FDIC reviews applications submitted by its insured institutions, individuals, and other entities for approval to undertake various transactions. These include applications for obtaining federal deposit insurance, engaging in mergers and acquisitions, and establishing branches.

For further questions regarding bank applications, please contact Supervision@fdic.gov.

Overview of Application Activity
01/01/2018 through 06/30/2018

Disposition of applications received
Disposition Deposit Insurance Branch Change in Control Merger Management Change Total
Approved 2 255 8 65 73 403
Denied 0 0 0 0 0 0
Returned 1 1 2 0 0 4
Withdrawn 3 7 3 3 12 28
Totals 6 263 13 68 85 435
Processing days from original receipt
Deposit Insurance Branch Change in Control Merger Management Change Total
Average 181 35 89 64 64 -
Median 181 22 91 51 32 -
Processing days from receipt of a substantially complete application
Deposit Insurance Branch Change in Control Merger Management Change Total
Average 116 27 47 48 22 -
Median 116 20 44 43 21 -
Timeframe Goal1 120 30 45 60 25 -
Total # Approved within Goal 2 227 5 57 54 345
Percent 100% 89% 63% 88% 74% 86%
1Processing days from receipt of a substantially complete application for approvals
Monthly Application Summary Reports

Image of a bank

Bank Application Resources

Resources that govern applications to the FDIC.

Image of woman talking to man with a report in hand

Decisions on Bank Applications

Orders issued by the FDIC’s Board of Directors on various types of bank applications.

Image of of pending stamped document

Pending New Deposit Insurance Applications

Applications submitted by individuals and other entities for approval to establish new FDIC-insured institutions. List was last updated on October 9, 2018.

Image of woman talking to man with a report in hand

Applications for Deposit Insurance

Information and resources important to the deposit insurance application process.

Bank Applications Bank Examinations Consumer Protection & Deposit Insurance
Deposit Insurance for Bankers Legal Matters Resolutions & Failed Banks
Skip Footer back to content