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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Transparency & Accountability - Bank Applications

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In its role as federal regulator, the FDIC reviews applications submitted by its insured institutions, individuals, and other entities for approval to undertake various transactions. These include applications for obtaining federal deposit insurance, engaging in mergers and acquisitions, and establishing branches.

Actions for selected application types since 2013 can be searched from the Application Search Tool.

For further questions regarding bank applications, please contact Supervision@fdic.gov.

Overview of Application Activity
12 months ending 07/31/2019

Disposition of applications received
Disposition Deposit Insurance Branch Change in Control Merger Management Change Total
Approved 15 533 21 140 87 796
Denied 0 0 0 0 0 0
Returned 0 3 1 1 2 7
Withdrawn 4 24 3 4 29 64
Totals 19 560 25 145 118 867
Processing days from original receipt
Deposit Insurance Branch Change in Control Merger Management Change Total
Average 164 29 93 62 53 -
Median 171 21 60 46 34 -
Processing days from receipt of a substantially complete application
Deposit Insurance Branch Change in Control Merger Management Change Total
Average 106 22 43 49 17 -
Median 113 20 44 42 19 -
Timeframe Goal1 120 30 45 60 25 -
Total # Approved within Goal 12 483 18 112 71 696
Percent 80% 91% 86% 80% 82% 87%
1Processing days from receipt of a substantially complete application for approvals

Archive of Overviews of Application Activity

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Bank Application Resources

Resources that govern applications to the FDIC.

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Decisions on Bank Applications

Decisions by FDIC on various types of bank applications.

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Pending New Deposit Insurance Applications

Applications submitted by individuals and other entities for approval to establish new FDIC-insured institutions.

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Applications for Deposit Insurance

Information and resources important to the deposit insurance application process.

Bank Applications Bank Examinations Consumer Protection & Deposit Insurance
Deposit Insurance for Bankers Legal Matters Resolutions & Failed Banks
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