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Transparency & Accountability - Bank Applications

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In its role as federal regulator, the FDIC reviews applications submitted by its insured institutions, individuals, and other entities for approval to undertake various transactions. These include applications for obtaining federal deposit insurance, engaging in mergers and acquisitions, and establishing branches.

Actions for selected application types since 2013 can be searched from the Application Search Tool.

For further questions regarding bank applications, please contact Supervision@fdic.gov.

Overview of Application Activity
12 months ending 09/30/2021

Disposition of applications received
Disposition Deposit Insurance Branch Change in Control Merger Management Change Total
Approved 10 476 20 94 61 661
Denied 0 0 0 0 0 0
Returned 3 3 0 1 1 8
Withdrawn 7 12 5 2 11 37
Totals 20 491 25 97 73 706
Processing days from original receipt
Deposit Insurance Branch Change in Control Merger Management Change Total
Average 228 32 59 66 34 -
Median 212 21 50 51 34 -
Processing days from receipt of a substantially complete application
Deposit Insurance Branch Change in Control Merger Management Change Total
Average 170 22 29 54 25 -
Median 131 19 26 43 25 -
Timeframe Goal1 120 30 45 60 25 -
Total # Approved within Goal 3 439 17 75 37 571
Percent 30% 92% 85% 80% 61% 86%

1Processing days from receipt of a substantially complete application for approvals

Archive of Overviews of Application Activity
12 months ending 12/31/2020
12 months ending 12/31/2019
12 months ending 12/31/2018


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Bank Application Resources

Resources that govern applications to the FDIC.

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Decisions on Bank Applications

Decisions by FDIC on various types of bank applications.

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Pending New Deposit Insurance Applications

Applications submitted by individuals and other entities for approval to establish new FDIC-insured institutions.

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Applications for Deposit Insurance

Information and resources important to the deposit insurance application process.

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