Transparency & Accountability - Bank Examinations
Through regular on-site examinations and contact with state nonmember institutions, FDIC staff regularly talk with banks to ensure that their policies to manage credit risk, liquidity risk, and interest-rate risk are effective. Where appropriate, FDIC staff work with institutions that have significant exposure to these risks and encourage them to take appropriate risk-mitigating steps. Learn more about the policies and guidelines used to examine banks, examination performance metrics, and resources for examiners and bankers.
For further questions about examination policies and processes, please contact Supervision@fdic.gov.
| Total | |
|---|---|
| Median Days | 51 |
| Percent Meeting Goal | 88.2% |
| Favorably Rated | Unfavorably Rated | Total | |
|---|---|---|---|
| Median Days | 19.5 days | 33 days | 20 days |
| Percent Meeting Goal | 94.4% | 73.2% | 93.5% |
*Independent and Concurrent Exams
| Year | Request(s) for Review | Appeals |
|---|---|---|
| 2019 | 5 | 4 |
| 2018 | 9 | 1 |
Exam turnaround reflects the time from when the field work starts to when the report of examination is sent to the bank. The FDIC's goal is to turnaround Safety and Soundness exams within 75 days and Consumer Compliance and CRA exams within 120 days.
Processing times reflect the period of time from when the field work is complete to when the report of examination is sent to the bank. The FDIC's goal is to process all exam reports within 45 days.
Favorably rated banks have a Compostie rating of 1 or 2. Unfavorably rated banks have a Composite rating of 3, 4, or 5.
Processing times reflect the period of time from when the field work is complete to when the report of examination is sent to the bank. The FDIC's goal is to process all exam reports within 45 days.
Favorably rated banks have a Compostie rating of 1 or 2. Unfavorably rated banks have a Composite rating of 3, 4, or 5.
| Total | |
|---|---|
| Median Days | 42 |
| Percent Meeting Goal | 96.9% |
| Favorably Rated | Unfavorably Rated | Total | |
|---|---|---|---|
| Median Days | 11 days | 15 days | 11 days |
| Percent Meeting Goal | 98.9% | 91.2% | 98.6% |
**Consumer Compliance and CRA Exams
