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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Transparency & Accountability - Bank Examinations

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Through regular on-site examinations and contact with state nonmember institutions, FDIC staff regularly talk with banks to ensure that their policies to manage credit risk, liquidity risk, and interest-rate risk are effective. Where appropriate, FDIC staff work with institutions that have significant exposure to these risks and encourage them to take appropriate risk-mitigating steps. Learn more about the policies and guidelines used to examine banks, examination performance metrics, and resources for examiners and bankers.

For further questions about examination policies and processes, please contact Supervision@fdic.gov.

Exam Report Processing Times click for definitions
January 2018 – June 2018
Median Days
Exam Type Favorably Rated Unfavorably Rated
Safety and Soundness* 24.0 Days 34.5 Days
Consumer Compliance ** 26.0 Days 28.0 Days
* Independent and Concurrent Exams
** Joint Consumer Compliance and CRA Exams

Processing times reflect the period of time from when the field work is complete to when the report of examination is sent to the bank. The FDIC's goal is to process exam reports within 45 days.
Favorably rated banks have a Composite rating of 1 or 2. Unfavorably rated banks have a Composite rating of 3, 4, or 5.
Contested Material Supervisory Determinations
January 2018 – June 2018
  
Exam Type Request(s) for Review Appeals
Safety and Soundness 2 0
Consumer Compliance 0 0
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