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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Transparency & Accountability - Bank Examinations

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Through regular on-site examinations and contact with state nonmember institutions, FDIC staff regularly talk with banks to ensure that their policies to manage credit risk, liquidity risk, and interest-rate risk are effective. Where appropriate, FDIC staff work with institutions that have significant exposure to these risks and encourage them to take appropriate risk-mitigating steps. Learn more about the policies and guidelines used to examine banks, examination performance metrics, and resources for examiners and bankers.

For further questions about examination policies and processes, please contact Supervision@fdic.gov.

Safety and Soundness*
Exam Turnaround click for definitions
12 Months as of November 30, 2019
  Total
Median Days 51
Percent Meeting Goal 87.6%
Safety and Soundness *
Exam Report Processing Timesclick for definitions
12 Months as of November 30, 2019
  Favorably Rated Unfavorably Rated Total
Median Days 19.5 days 34 days 20 days
Percent Meeting Goal 93.9% 71.4% 92.9%

*Independent and Concurrent Exams

Contested Material Supervisory Determinations
January 2018 - November 2019
Year Request(s) for Review Appeals
2019 5 4
2018 9 1
Exam turnaround reflects the time from when the field work starts to when the report of examination is sent to the bank. The FDIC's goal is to turnaround Safety and Soundness exams within 75 days and Consumer Compliance and CRA exams within 120 days.
Processing times reflect the period of time from when the field work is complete to when the report of examination is sent to the bank. The FDIC's goal is to process all exam reports within 45 days.
Favorably rated banks have a Compostie rating of 1 or 2. Unfavorably rated banks have a Composite rating of 3, 4, or 5.
Consumer Compliance**
Exam Turnaround click for definitions
12 Months as of November 30, 2019
  Total
Median Days 42
Percent Meeting Goal 97.0%
Consumer Compliance**
Exam Report Processing Times click for definitions
12 Months as of November 30, 2019
  Favorably Rated Unfavorably Rated Total
Median Days 11.0 days 15 days 11 days
Percent Meeting Goal 98.8% 90.0% 98.5%

**Consumer Compliance and CRA Exams

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