Transparency & Accountability - Bank Examinations
Through regular on-site examinations and contact with state nonmember institutions, FDIC staff regularly talk with banks to ensure that their policies to manage credit risk, liquidity risk, and interest-rate risk are effective. Where appropriate, FDIC staff work with institutions that have significant exposure to these risks and encourage them to take appropriate risk-mitigating steps. Learn more about the policies and guidelines used to examine banks, examination performance metrics, and resources for examiners and bankers.
For further questions about examination policies and processes, please contact Supervision@fdic.gov.
|Exam Type||Favorably Rated||Unfavorably Rated|
|Safety and Soundness*||24.0 Days||34.5 Days|
|Consumer Compliance **||26.0 Days||28.0 Days|
** Joint Consumer Compliance and CRA Exams
Favorably rated banks have a Composite rating of 1 or 2. Unfavorably rated banks have a Composite rating of 3, 4, or 5.
|Bank Applications||Bank Examinations||Consumer Protection & Deposit Insurance|
|Deposit Insurance for Bankers||Legal Matters||Resolutions & Failed Banks|