Skip Header
U.S. flag

An official website of the United States government

Transparency & Accountability - Bank Applications

Image of magnifying glass

In its role as federal regulator, the FDIC reviews applications submitted by its insured institutions, individuals, and other entities for approval to undertake various transactions. These include applications for obtaining federal deposit insurance, engaging in mergers and acquisitions, and establishing branches.

Actions for selected application types since 2013 can be searched from the Application Search Tool.

For further questions regarding bank applications, please contact Supervision@fdic.gov.

Overview of Application Activity
12 months ending 12/31/2023

Disposition of applications received
Disposition Deposit Insurance Branch Change in Control Merger Management Change Total
Approved 5 398 15 62 58 538
Denied 0 0 0 0 3 3
Returned 3 0 0 3 1 7
Withdrawn 6 15 5 2 9 37
Totals 14 413 20 67 71 585
Processing days from original receipt
Deposit Insurance Branch Change in Control Merger Management Change Total
Average 317 29 118 109 70 -
Median 328 22 64 89 32 -
Processing days from receipt of a substantially complete application
Deposit Insurance Branch Change in Control Merger Management Change Total
Average 229 20 53 68 25 -
Median 188 19 39 46 23 -
Timeframe Goal1 120 30 45 60 25 -
Total # Approved within Goal 0 365 11 37 40 453
Percent 0% 92% 73% 60% 69% 84%

1Processing days from receipt of a substantially complete application for approvals

Archive of Overviews of Application Activity
12 months ending 12/31/2023
12 months ending 12/31/2022
12 months ending 12/31/2021
12 months ending 12/31/2020
12 months ending 12/31/2019
12 months ending 12/31/2018


Image of a bank

Bank Application Resources

Resources that govern applications to the FDIC.

Image of woman talking to man with a report in hand

Decisions on Bank Applications

Decisions by FDIC on various types of bank applications.

Image of of pending stamped document

Pending New Deposit Insurance Applications

Applications submitted by individuals and other entities for approval to establish new FDIC-insured institutions.

Image of woman talking to man with a report in hand

Applications for Deposit Insurance

Information and resources important to the deposit insurance application process.

Bank Applications Bank Examinations Consumer Protection & Deposit Insurance
Deposit Insurance for Bankers Legal Matters Resolutions & Failed Banks