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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Community Affairs

Learn how Community Affairs promotes economic inclusion to help meet community credit needs.

Small group of people working in a community promoting economic inclusion and community development

Community Affairs Program

Promotes economic inclusion and community development initiatives that broaden access to safe and affordable credit and deposit services from insured depository institutions.
The AEI members support the goal of promoting the widespread availability and use of safe, affordable, and sustainable financial products that help people achieve financial stability and build wealth.

Alliance for Economic Inclusion (AEI)

The FDIC's national initiative to establish broad-based coalitions of financial institutions, community-based organizations and other partners in several markets across the country to bring all unbanked and underserved populations into the financial mainstream.
Money Smart Logo - Money Smart is a comprehensive financial education curriculum designed to enhance  financial skills and create positive banking relationships

Money Smart - A Financial Education Program

Consumers, bankers and community service providers can use free Money Smart tools to teach or learn about basic financial topics. Money Smart is also available for different age groups and in nine languages, and helps new and aspiring entrepreneurs understand business financial basics.
Youth Savings Resources graphic - Children in classroom

Youth Banking Resource Center

Learn about strategies to enhance youth financial education efforts with an opportunity to open a savings account.
  • Affordable Mortgage Lending Center

    Learn about the scope and coverage of mortgage product information including suggestions for how to use this webpage to discover additional mortgage lending options.

    Affordable Mortgage Lending Center graphic

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  • 2015 FDIC National Survey of Unbanked and Underbanked Households

    The survey provides estimates of the proportion of U.S. households that do not have an account at an insured institution, and the proportion that have an account but obtained (nonbank) alternative financial services in the past 12 months. The survey also provides insights that may inform efforts to better meet the needs of these consumers within the banking system.

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