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Technology is transforming the business of banking, and the FDIC is working to lay the foundation for the next chapter of banking by encouraging innovation that meets consumer demand, promotes community banking, reduces compliance burdens, and modernizes supervision.


FDITECH, a new organization within the FDIC, is dedicated to promoting innovative and transformative financial services technologies and exploring how innovation can help expand banking services to unbanked and underbanked consumers.

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FDIC Seeks Input on Voluntary Certification Program to Promote New Technologies

The Future of Banking

The financial industry has seen unprecedented change in recent years, and we can expect more revolutionary changes to come. In a 2019 speech, FDIC Chairman Jelena McWilliams shared her thoughts on how technology can transform banking and how the FDIC will help foster innovation that supports community banks.

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'Rapid Prototyping' Technology Competition

The FDIC announced the start of a rapid prototyping competition to help develop a new and innovative approach to financial reporting, particularly for community banks.

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Press Release: FDIC Launches Competition to Modernize Bank Financial Reporting