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Statistics at a Glance
As of September 30, 2013
Dollar Amounts in Billions

Third Quarter 2013
All Insured Institutions Commercial Banks Savings Institutions Asset Concentration Group
Credit Card Lenders International Banks Agricultural Banks Commercial Lenders Mortgage Lenders Consumer Lenders Other Specialized < $1 Billion All Other < $1Billion All Other > $1Billion
Number of FDIC-Insured   6,891 5,937 954 17 4 1,536 3,434 596 47 400 791 66
Number of FDIC-Supervised   4,346 3,907 439 9 0 1,071 2,231 275 29 236 469 26
Total Assets $ 14,596 13,538 1,059 596 3,722 244 4,774 554 149 64 138 4,355
Total Loans $ 7,802 7,162 640 466 1,287 152 3,217 336 103 18 75 2,149
Domestic Deposits $ 9,600 8,791 808 313 1,577 202 3,701 412 127 51 116 3,100
Bank Net Income (QTR) $ 36.008 33.145 2.863 5.022 4.791 0.756 11.721 1.287 0.393 0.319 0.293 11.426
Percent Profitable (QTR) % 91.4 92.4 85.5 100.0 100.0 96.7 90.0 86.1 97.9 88.0 91.7 98.5
Average Return on Assets (QTR) % 0.99 0.99 1.09 3.38 0.52 1.25 0.99 0.92 1.04 1.99 0.85 1.06
Average Return on Equity (QTR) % 8.92 8.90 9.19 22.57 5.88 11.35 8.35 8.19 11.04 14.57 7.51 8.96
Net Interest Margin (QTR) % 3.26 3.25 3.38 9.53 2.35 3.70 3.56 3.09 3.30 2.63 3.53 2.77
Equity to Assets % 11.11 11.06 11.80 14.89 8.82 11.01 11.81 11.40 9.64 13.71 11.34 11.77
Noncurrent Loan Rate - Total Loans * % 2.83 2.85 2.65 1.15 2.97 1.13 2.08 3.07 0.91 2.14 1.96 4.45
Real Estate Loans % 4.77 4.97 3.28 0.85 6.80 1.42 2.90 3.32 2.01 2.62 2.21 8.14
C&I Loans % 0.72 0.70 1.14 0.91 0.71 1.46 0.81 1.72 0.13 1.39 1.89 0.51
Loans to Individuals % 1.04 1.04 1.01 1.17 1.20 0.60 0.94 1.13 0.66 0.64 0.94 0.91
Coverage Ratio ** % 64.49 65.17 56.39 325.13 82.09 132.46 77.01 43.62 132.73 87.81 79.36 34.16
Net Charge-Off Rate - All Loans (QTR) % 0.60 0.61 0.56 2.91 0.86 0.09 0.35 0.30 0.68 0.41 0.31 0.42
Real Estate Loans (QTR) % 0.36 0.37 0.25 -0.13 0.57 0.07 0.32 0.27 0.65 0.27 0.25 0.39
C&I Loans (QTR) % 0.28 0.26 0.85 2.69 0.26 0.22 0.26 0.84 0.06 0.57 0.69 0.13
Loans to Individuals (QTR) % 2.03 2.03 2.00 2.95 2.84 0.35 0.99 0.89 0.75 0.52 0.53 1.36
Third Quarter 2012
Number of FDIC-Insured   7,181 6,168 1,013 17 5 1,539 3,576 706 53 397 818 70
Number of FDIC-Supervised   4,510 4,062 448 9 0 1,065 2,336 324 31 227 489 29
Total Assets $ 14,223 13,070 1,153 580 3,774 224 4,125 822 117 63 143 4,374
Total Loans $ 7,578 6,901 677 464 1,281 137 2,751 443 81 18 78 2,324
Domestic Deposits $ 9,060 8,178 882 291 1,447 185 3,187 642 96 50 119 3,042
Bank Net Income (QTR) $ 37.485 34.614 2.872 4.580 9.159 0.756 9.412 1.533 0.480 0.224 0.370 10.971
Percent Profitable (QTR) % 89.3 90.0 85.1 100.0 100.0 96.6 86.0 87.5 90.6 87.9 91.4 91.4
Average Return on Assets (QTR) % 1.06 1.07 1.00 3.19 0.98 1.36 0.92 0.75 1.67 1.42 1.04 1.01
Average Return on Equity (QTR) % 9.35 9.43 8.48 21.59 10.75 11.71 7.76 6.98 16.80 9.47 8.84 8.11
Net Interest Margin (QTR) % 3.42 3.43 3.30 9.97 2.58 3.82 3.72 2.72 4.26 2.75 3.60 3.02
Equity to Assets % 11.38 11.34 11.88 14.82 9.17 11.68 11.87 10.83 9.96 15.04 11.86 12.44
Noncurrent Loan Rate - Total Loans * % 3.87 3.92 3.35 1.37 4.06 1.43 2.89 3.57 1.99 2.51 2.07 5.76
Real Estate Loans % 6.37 6.70 4.03 2.53 9.27 1.84 3.88 3.80 2.32 2.99 2.40 10.22
C&I Loans % 0.97 0.95 1.58 1.24 0.96 1.78 1.14 1.82 1.36 1.48 1.75 0.68
Loans to Individuals % 1.24 1.25 1.08 1.39 1.41 0.58 1.29 0.95 1.90 1.09 0.71 0.80
Coverage Ratio ** % 56.98 58.09 43.77 307.20 76.99 110.11 64.01 36.25 101.57 80.27 76.77 33.91
Net Charge-Off Rate - All Loans (QTR) % 1.18 1.20 0.93 3.53 1.74 0.23 0.74 0.76 1.26 0.42 0.49 1.07
Real Estate Loans (QTR) % 1.20 1.28 0.66 22.92 2.38 0.23 0.86 0.76 1.49 0.38 0.46 1.48
C&I Loans (QTR) % 0.52 0.49 1.11 3.63 0.58 0.48 0.46 0.22 3.83 0.30 0.79 0.30
Loans to Individuals (QTR) % 2.41 2.40 2.57 3.55 3.41 0.45 0.91 2.01 1.08 0.47 0.63 1.41

* Nonaccruing loans and loans past due 90+ days

** Loss reserve as a percentage of noncurrent loans

Last Updated 11/26/2013 Questions, Suggestions & Requests