|
Statistics at a Glance
| As of March 31, 2009 |
Dollar Amounts in Billions
First Quarter 2009 |
All Insured Institutions |
Commercial Banks |
Savings Institutions |
Asset Concentration Group |
| Credit Card Lenders |
International Banks |
Agricultural Banks |
Commercial Lenders |
Mortgage Lenders |
Consumer Lenders |
Other Specialized < $1 Billion |
All Other < $1Billion |
All Other > $1Billion |
| Number of FDIC-Insured |
8,246 |
7,037 |
1,209 |
25 |
5 |
1,524 |
4,681 |
836 |
80 |
305 |
745 |
45 |
| Number of FDIC-Supervised |
5,070 |
4,660 |
410 |
9 |
0 |
1,062 |
2,974 |
336 |
43 |
176 |
456 |
14 |
| Total Assets $ |
13,542 |
12,007 |
1,535 |
476 |
3,203 |
165 |
6,004 |
1,100 |
73 |
36 |
104 |
2,380 |
| Total Loans $ |
7,734 |
6,721 |
1,013 |
347 |
1,225 |
109 |
4,158 |
734 |
60 |
9 |
59 |
1,033 |
| Domestic Deposits $ |
7,538 |
6,567 |
971 |
174 |
978 |
134 |
4,168 |
612 |
61 |
27 |
86 |
1,299 |
| Net Income (QTR) $ |
7.560 |
7.663 |
-0.102 |
-1.669 |
5.069 |
0.312 |
-0.753 |
1.395 |
0.013 |
0.024 |
0.242 |
2.927 |
| Percent Profitable (QTR) % |
78.4 |
78.8 |
75.7 |
44.0 |
100.0 |
92.4 |
71.0 |
83.1 |
83.8 |
80.7 |
89.9 |
75.6 |
| Average Return on Assets (QTR) % |
0.22 |
0.25 |
-0.03 |
-1.36 |
0.61 |
0.75 |
-0.05 |
0.52 |
0.07 |
0.27 |
0.94 |
0.49 |
| Average Return on Equity (QTR) % |
2.26 |
2.58 |
-0.28 |
-6.18 |
7.96 |
6.84 |
-0.49 |
6.02 |
0.77 |
1.63 |
8.17 |
5.17 |
| Net Interest Margin (QTR) % |
3.39 |
3.43 |
3.17 |
10.44 |
3.00 |
3.81 |
3.53 |
3.16 |
4.51 |
2.87 |
3.78 |
2.21 |
| Equity to Assets % |
10.15 |
10.17 |
9.95 |
23.54 |
8.44 |
11.06 |
10.29 |
8.92 |
9.25 |
16.24 |
11.43 |
9.76 |
| Noncurrent Loan Rate - Total Loans * % |
3.77 |
3.72 |
4.06 |
3.53 |
4.86 |
1.84 |
3.54 |
4.16 |
1.17 |
1.73 |
1.50 |
3.66 |
| Real Estate Loans % |
4.89 |
4.99 |
4.42 |
1.46 |
6.77 |
2.19 |
4.58 |
4.39 |
1.09 |
2.09 |
1.65 |
5.71 |
| C&I Loans % |
2.23 |
2.20 |
2.81 |
4.77 |
3.72 |
2.19 |
1.81 |
1.19 |
0.65 |
1.60 |
1.66 |
1.83 |
| Consumer Loans % |
2.11 |
2.15 |
1.68 |
3.69 |
2.53 |
0.93 |
1.30 |
1.20 |
1.25 |
0.64 |
0.72 |
0.91 |
| Coverage Ratio ** % |
66.49 |
70.19 |
43.98 |
251.73 |
67.95 |
77.23 |
58.29 |
36.71 |
253.80 |
87.90 |
84.26 |
55.65 |
| Net Charge-Off Rate - All Loans (QTR) % |
1.94 |
2.01 |
1.50 |
8.57 |
2.42 |
0.52 |
1.44 |
1.12 |
2.56 |
0.43 |
0.30 |
1.87 |
| Real Estate Loans (QTR) % |
1.44 |
1.53 |
1.04 |
2.04 |
2.37 |
0.39 |
1.20 |
1.04 |
1.18 |
0.29 |
0.17 |
2.31 |
| C&I Loans (QTR) % |
1.82 |
1.73 |
3.32 |
12.31 |
2.23 |
0.84 |
1.56 |
0.57 |
7.83 |
0.51 |
0.51 |
0.97 |
| Consumer Loans (QTR) % |
4.88 |
4.92 |
4.45 |
8.75 |
4.17 |
0.86 |
3.30 |
3.52 |
2.80 |
0.44 |
0.87 |
2.52 |
| First Quarter 2008 |
| Number of FDIC-Insured |
8,494 |
7,240 |
1,254 |
26 |
6 |
1,550 |
4,752 |
809 |
102 |
362 |
835 |
52 |
| Number of FDIC-Supervised |
5,176 |
4,753 |
423 |
10 |
0 |
1,071 |
2,961 |
332 |
53 |
212 |
517 |
20 |
| Total Assets $ |
13,369 |
11,495 |
1,875 |
448 |
3,086 |
158 |
5,272 |
1,364 |
66 |
38 |
112 |
2,824 |
| Total Loans $ |
7,968 |
6,666 |
1,301 |
326 |
1,252 |
103 |
3,705 |
976 |
56 |
9 |
63 |
1,478 |
| Domestic Deposits $ |
7,069 |
5,937 |
1,132 |
145 |
800 |
128 |
3,493 |
782 |
54 |
27 |
92 |
1,548 |
| Net Income (QTR) $ |
19.270 |
19.251 |
0.018 |
5.179 |
2.600 |
0.463 |
10.145 |
-0.727 |
0.211 |
0.206 |
0.281 |
0.912 |
| Percent Profitable (QTR) % |
85.8 |
86.8 |
79.7 |
92.3 |
83.3 |
96.5 |
82.1 |
82.9 |
90.2 |
74.0 |
93.9 |
86.5 |
| Average Return on Assets (QTR) % |
0.58 |
0.68 |
0.00 |
4.59 |
0.35 |
1.19 |
0.78 |
-0.21 |
1.30 |
2.20 |
1.01 |
0.13 |
| Average Return on Equity (QTR) % |
5.69 |
6.69 |
0.04 |
20.56 |
4.44 |
10.59 |
6.83 |
-2.59 |
14.31 |
10.70 |
8.94 |
1.36 |
| Net Interest Margin (QTR) % |
3.33 |
3.38 |
3.02 |
8.64 |
2.84 |
3.84 |
3.67 |
2.73 |
4.90 |
3.05 |
3.61 |
2.61 |
| Equity to Assets % |
10.18 |
10.08 |
10.81 |
22.85 |
7.57 |
11.22 |
11.36 |
8.09 |
9.01 |
20.28 |
11.32 |
9.61 |
| Noncurrent Loan Rate - Total Loans * % |
1.72 |
1.61 |
2.25 |
2.23 |
1.61 |
1.28 |
1.76 |
2.39 |
0.83 |
0.94 |
1.04 |
1.25 |
| Real Estate Loans % |
2.21 |
2.14 |
2.45 |
2.05 |
2.49 |
1.48 |
2.26 |
2.48 |
0.63 |
1.00 |
1.09 |
1.78 |
| C&I Loans % |
0.79 |
0.77 |
1.04 |
2.82 |
0.46 |
1.56 |
0.87 |
1.12 |
0.82 |
1.35 |
1.33 |
0.64 |
| Consumer Loans % |
1.47 |
1.51 |
1.04 |
2.35 |
2.07 |
0.75 |
0.81 |
1.02 |
0.97 |
0.57 |
0.73 |
0.71 |
| Coverage Ratio ** % |
88.47 |
95.73 |
61.82 |
223.61 |
108.65 |
102.59 |
77.14 |
54.99 |
209.09 |
144.78 |
114.70 |
90.27 |
| Net Charge-Off Rate - All Loans (QTR) % |
% |
0.99 |
0.95 |
1.19 |
4.97 |
1.13 |
0.17 |
0.71 |
1.14 |
1.78 |
0.21 |
0.17 |
| Real Estate Loans (QTR) % |
0.73 |
0.65 |
0.97 |
2.94 |
1.26 |
0.13 |
0.57 |
1.09 |
0.47 |
0.04 |
0.09 |
0.59 |
| C&I Loans (QTR) % |
0.68 |
0.64 |
1.41 |
6.65 |
0.29 |
0.30 |
0.65 |
1.09 |
4.55 |
0.01 |
0.20 |
0.41 |
| Consumer Loans (QTR) % |
3.07 |
3.02 |
3.52 |
5.16 |
3.08 |
0.52 |
2.17 |
2.50 |
2.33 |
0.63 |
0.64 |
1.66 |
|
* Nonaccruing loans and loans past due 90+ days.
** Loss reserve as a percentage of noncurrent loans.
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