Each depositor insured to at least $250,000 per insured bank



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Statistics at a Glance
As of September 30, 2007
Dollar Amounts in Billions

Third Quarter 2007
All Insured Institutions Commercial Banks Savings Institutions Asset Concentration Group
International Banks Agricultural Banks Credit Card Lenders Commercial Lenders Mortgage Lenders Consumer Lenders Other Specialized < $1 Billion All Other < $1Billion All Other > $1Billion
Number of FDIC-Insured 8,560 7,303 1,257 4 1,634 28 4,739 781 120 377 820 57
Number of FDIC-Supervised 5,193 4,767 426 0 1,134 10 2,916 313 61 229 505 25
Total Assets $ 12,707 10,793 1,914 2,644 157 424 5,056 1,454 96 40 111 2,725
Total Loans $ 7,704 6,380 1,323 1,200 106 309 3,528 1,025 77 10 63 1,385
Domestic Deposits $ 6,741 5,572 1,170 698 127 111 3,402 847 72 28 91 1,365
Net Income (QTR) $ 28.669 27.270 1.399 4.454 0.510 4.137 12.160 1.133 0.275 0.223 0.295 5.483
Percent Profitable (QTR) % 89.1 90.0 83.7 100.0 96.3 92.9 87.2 86.0 90.8 75.6 94.0 91.2
Average Return on Assets (QTR) % 0.92 1.03 0.30 0.69 1.31 3.98 0.98 0.32 1.17 2.23 1.07 0.83
Average Return on Equity (QTR) % 8.81 10.15 2.47 8.91 11.64 16.76 9.06 3.30 10.86 11.48 9.31 7.82
Net Interest Margin (QTR) % 3.36 3.45 2.91 2.77 4.00 8.75 3.68 2.61 4.50 3.14 3.72 2.88
Equity to Assets % 10.45 10.20 11.86 7.78 11.32 23.07 10.85 9.44 11.89 19.58 11.58 10.56
Noncurrent Loan Rate - Total Loans * % 1.08 1.02 1.34 1.05 1.02 1.85 1.01 1.33 0.62 0.95 0.93 0.96
Real Estate Loans % 1.27 1.22 1.42 1.44 1.15 2.48 1.19 1.36 0.39 0.94 0.98 1.32
C&I Loans % 0.64 0.63 0.79 0.33 1.33 1.96 0.69 0.94 0.74 2.01 1.15 0.59
Consumer Loans % 1.18 1.21 0.90 1.62 0.71 1.96 0.67 0.85 0.82 0.55 0.67 0.52
Coverage Ratio ** % 104.79 117.40 58.45 117.12 127.52 216.17 113.24 45.93 179.85 142.44 126.60 77.38
Net Charge-Off Rate - All Loans (QTR) % 0.57 0.57 0.52 0.77 0.26 3.98 0.30 0.42 1.05 0.32 0.22 0.42
Real Estate Loans (QTR) % 0.20 0.19 0.26 0.38 0.11 1.53 0.16 0.27 0.09 0.03 0.08 0.16
C&I Loans (QTR) % 0.50 0.47 0.92 0.15 0.90 4.79 0.45 0.41 2.66 0.16 0.54 0.47
Consumer Loans (QTR) % 2.53 2.43 3.40 3.07 0.64 4.21 1.07 4.46 1.70 0.77 0.70 1.64
Third Quarter 2006
Number of FDIC-Insured 8,743 7,449 1,294 4 1,691 29 4,710 845 125 398 886 55
Number of FDIC-Supervised 5,235 4,794 441 0 1,140 10 2,915 323 60 221 523 23
Total Assets $ 11,754 9,761 1,992 2,129 152 382 4,673 1,790 107 42 117 2,361
Total Loans $ 7,167 5,733 1,434 887 102 272 3,255 1,260 85 9 66 1,230
Domestic Deposits $ 6,474 5,322 1,152 601 122 70 3,217 1,017 76 29 95 1,246
Net Income (QTR) $ 38.067 32.899 5.168 4.815 0.489 3.879 15.319 4.658 0.419 0.222 0.311 7.955
Percent Profitable (QTR) % 92.4 92.9 89.4 100.0 93.4 79.3 89.3 82.7 88.8 71.6 92.0 101.8
Average Return on Assets (QTR) % 1.31 1.36 1.06 0.92 1.30 4.09 1.32 1.06 1.60 2.12 1.07 1.35
Average Return on Equity (QTR) % 12.67 13.31 9.70 11.77 12.05 15.07 12.90 10.00 16.20 9.43 9.75 14.12
Net Interest Margin (QTR) % 3.38 3.48 2.90 2.44 4.06 9.54 3.78 2.64 4.95 3.18 3.70 2.97
Equity to Assets % 10.41 10.31 10.91 7.82 10.94 27.18 10.39 10.54 9.76 22.46 11.11 9.73
Noncurrent Loan Rate - Total Loans * % 0.73 0.74 0.71 0.90 0.86 1.90 0.65 0.65 0.77 0.73 0.76 0.66
Real Estate Loans % 0.70 0.71 0.70 1.08 0.87 1.84 0.66 0.64 0.69 0.73 0.76 0.79
C&I Loans % 0.73 0.71 0.97 0.78 1.39 1.59 0.69 0.90 1.19 1.04 1.10 0.62
Consumer Loans % 1.17 1.22 0.75 1.54 0.75 1.94 0.66 0.62 0.77 0.70 0.61 0.58
Coverage Ratio ** % 148.16 163.40 85.02 141.80 157.66 213.38 173.98 68.97 169.54 197.70 163.11 122.09
Net Charge-Off Rate - All Loans (QTR) % 0.40 0.43 0.27 0.64 0.15 3.86 0.19 0.18 1.21 0.12 0.17 0.23
Real Estate Loans (QTR) % 0.07 0.07 0.06 0.13 0.05 0.76 0.08 0.06 0.10 0.03 0.03 0.04
C&I Loans (QTR) % 0.30 0.27 0.73 0.08 0.37 3.46 0.30 0.14 3.88 0.06 0.36 0.21
Consumer Loans (QTR) % 2.25 2.23 2.41 2.69 0.60 3.98 0.88 2.49 1.52 0.61 0.66 1.24

* Nonaccruing loans and loans past due 90+ days

** Loss reserve as a percentage of noncurrent loans

Last Updated 11/28/2007 Questions, Suggestions & Requests