Each depositor insured to at least $250,000 per insured bank



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Statistics at a Glance
As of June 30, 2007
Dollar Amounts in Billions

Second Quarter 2007
All Insured Institutions Commercial Banks Savings Institutions Asset Concentration Group
International Banks Agricultural Banks Credit Card Lenders Commercial Lenders Mortgage Lenders Consumer Lenders Other Specialized < $1 Billion All Other < $1Billion All Other > $1Billion
Number of FDIC-Insured 8,615 7,350 1,265 4 1,645 26 4,731 804 119 378 851 57
Number of FDIC-Supervised 5,214 4,785 429 0 1,140 10 2,913 323 61 221 523 23
Total Assets $ 12,261 10,411 1,850 2,544 156 395 4,789 1,551 118 42 113 2,553
Total Loans $ 7,465 6,161 1,304 1,127 106 288 3,372 1,083 93 10 64 1,322
Domestic Deposits $ 6,692 5,522 1,169 683 127 100 3,310 968 82 29 93 1,300
Net Income (QTR) $ 36.734 31.915 4.819 6.172 0.488 3.293 13.799 3.517 0.882 0.251 0.317 8.015
Percent Profitable (QTR) % 90.4 91.2 85.8 100.0 96.2 88.5 89.0 87.2 92.4 75.4 96.2 98.2
Average Return on Assets (QTR) % 1.21 1.24 1.04 0.99 1.27 3.34 1.16 0.91 3.04 2.36 1.12 1.28
Average Return on Equity (QTR) % 11.54 12.21 8.47 12.96 11.54 13.97 10.82 8.92 22.06 11.26 10.07 12.05
Net Interest Margin (QTR) % 3.34 3.39 3.05 2.55 4.01 8.30 3.71 2.70 5.90 3.04 3.70 2.92
Equity to Assets % 10.43 10.08 12.41 7.64 11.15 23.88 10.68 10.22 13.72 21.02 11.10 10.40
Noncurrent Loan Rate - Total Loans * % 0.90 0.87 1.04 0.84 1.04 1.79 0.84 1.00 0.79 0.85 0.88 0.81
Real Estate Loans % 1.01 0.98 1.09 1.16 1.12 2.40 0.95 1.03 0.33 0.87 0.90 1.08
C&I Loans % 0.62 0.61 0.74 0.36 1.46 2.01 0.68 0.66 0.83 1.54 1.19 0.49
Consumer Loans % 1.12 1.17 0.79 1.43 0.69 1.91 0.64 0.56 1.01 0.59 0.63 0.60
Coverage Ratio ** % 121.29 135.10 67.10 131.52 128.24 220.95 133.97 51.94 201.32 153.06 135.61 93.16
Net Charge-Off Rate - All Loans (QTR) % 0.50 0.52 0.38 0.60 0.15 3.89 0.30 0.25 1.85 0.25 0.18 0.32
Real Estate Loans (QTR) % 0.17 0.18 0.14 0.28 0.03 1.72 0.18 0.14 0.16 0.05 0.06 0.10
C&I Loans (QTR) % 0.43 0.40 0.92 0.08 0.55 4.92 0.40 0.35 3.16 0.34 0.46 0.35
Consumer Loans (QTR) % 2.34 2.32 2.56 2.60 0.58 4.18 1.13 2.01 2.45 0.89 0.65 1.41
Second Quarter 2006
Number of FDIC-Insured 8,777 7,478 1,299 5 1,681 29 4,708 861 123 404 910 56
Number of FDIC-Supervised 5,240 4,795 445 0 1,158 11 2,837 342 64 247 553 28
Total Assets $ 11,526 9,605 1,921 2,098 147 377 4,552 1,765 98 45 117 2,328
Total Loans $ 7,060 5,659 1,401 887 98 262 3,163 1,262 77 10 66 1,233
Domestic Deposits $ 6,437 5,315 1,122 631 118 93 3,149 1,005 70 31 96 1,242
Net Income (QTR) $ 38.007 32.818 5.190 5.191 0.477 4.325 14.968 4.631 0.437 0.312 0.299 7.367
Percent Profitable (QTR) % 93.2 93.5 91.3 100.0 96.8 89.7 93.0 92.0 95.1 77.7 94.7 100.0
Average Return on Assets (QTR) % 1.34 1.39 1.09 1.01 1.31 4.64 1.33 1.07 1.79 2.74 1.02 1.29
Average Return on Equity (QTR) % 12.96 13.64 9.86 12.45 12.16 17.10 13.03 9.92 18.37 12.66 9.45 13.96
Net Interest Margin (QTR) % 3.46 3.54 3.05 2.54 4.10 9.49 3.86 2.79 4.70 3.54 3.74 3.00
Equity to Assets % 10.27 10.12 11.04 8.05 10.73 27.09 10.20 10.64 9.92 21.35 10.79 9.13
Noncurrent Loan Rate - Total Loans * % 0.70 0.70 0.68 0.90 0.88 1.83 0.58 0.66 0.72 0.72 0.76 0.63
Real Estate Loans % 0.66 0.66 0.67 1.07 0.86 1.93 0.57 0.66 0.47 0.69 0.78 0.78
C&I Loans % 0.70 0.68 0.93 0.83 1.33 1.29 0.66 0.84 1.28 1.25 1.03 0.53
Consumer Loans % 1.14 1.20 0.65 1.56 0.74 1.89 0.63 0.52 0.79 0.58 0.57 0.53
Coverage Ratio ** % 158.57 174.60 91.59 145.13 155.99 228.73 196.53 70.59 203.62 205.67 162.65 130.03
Net Charge-Off Rate - All Loans (QTR) % 0.35 0.39 0.20 0.59 0.17 3.43 0.17 0.13 0.92 0.56 0.18 0.19
Real Estate Loans (QTR) % 0.06 0.06 0.04 0.10 0.05 0.77 0.06 0.04 0.06 0.03 0.06 0.04
C&I Loans (QTR) % 0.28 0.26 0.64 0.05 0.71 3.58 0.31 0.14 2.37 0.54 0.35 0.20
Consumer Loans (QTR) % 1.94 1.95 1.80 2.37 0.55 3.56 0.74 1.78 1.23 2.52 0.59 0.98

* Nonaccruing loans and loans past due 90+ days

** Loss reserve as a percentage of noncurrent loans

Last Updated 08/22/2007 Questions, Suggestions & Requests