Each depositor insured to at least $250,000 per insured bank



Home > Industry Analysis > Bank Data & Statistics > Statistics at a Glance




Statistics at a Glance
As of December 31, 2007
Dollar Amounts in Billions

Fourth Quarter 2007
All Insured Institutions Commercial Banks Savings Institutions Asset Concentration Group
International Banks Agricultural Banks Credit Card Lenders Commercial Lenders Mortgage Lenders Consumer Lenders Other Specialized < $1 Billion All Other < $1Billion All Other > $1Billion
Number of FDIC-Insured 8,533 7,282 1,251 5 1,591 27 4,773 786 108 374 813 56
Number of FDIC-Supervised 5,197 4,772 425 0 1,104 10 2,961 317 55 230 499 21
Total Assets $ 13,039 11,176 1,863 2,784 158 479 4,619 1,334 94 38 110 3,423
Total Loans $ 7,906 6,626 1,280 1,237 105 369 3,261 944 76 9 63 1,843
Domestic Deposits $ 6,912 5,807 1,105 743 128 142 3,149 737 70 26 90 1,826
Net Income (QTR) $ 5.816 10.540 -4.724 -1.383 0.424 3.027 3.948 -3.230 0.156 0.214 0.258 2.402
Percent Profitable (QTR) % 82.3 83.2 77.0 60.0 89.3 88.9 79.8 79.1 79.6 71.9 91.1 87.5
Average Return on Assets (QTR) % 0.18 0.38 -1.00 -0.20 1.10 2.61 0.35 -0.94 0.66 2.30 0.95 0.29
Average Return on Equity (QTR) % 1.74 3.76 -8.70 -2.55 9.73 11.96 3.14 -10.51 5.29 11.46 8.24 2.78
Net Interest Margin (QTR) % 3.30 3.38 2.86 2.63 3.99 8.97 3.58 2.52 4.43 3.10 3.73 2.96
Equity to Assets % 10.37 10.24 11.17 8.01 11.17 21.26 11.03 8.61 12.63 20.04 11.46 10.32
Noncurrent Loan Rate - Total Loans * % 1.39 1.30 1.86 1.42 1.05 2.00 1.31 1.87 1.98 0.77 0.95 1.15
Real Estate Loans % 1.71 1.62 2.01 1.95 1.20 1.81 1.62 1.94 3.17 0.82 0.99 1.60
C&I Loans % 0.66 0.64 0.92 0.34 1.35 2.21 0.74 0.88 0.73 1.21 1.16 0.54
Consumer Loans % 1.43 1.48 0.98 2.09 0.73 2.10 0.67 0.96 0.94 0.49 0.78 0.83
Coverage Ratio ** % 92.54 102.84 55.35 103.22 121.50 207.47 93.62 45.74 61.51 172.87 123.83 80.15
Net Charge-Off Rate - All Loans (QTR) % 0.83 0.86 0.68 1.05 0.31 4.23 0.60 0.66 1.03 0.26 0.33 0.55
Real Estate Loans (QTR) % 0.44 0.43 0.49 0.68 0.19 2.61 0.43 0.54 0.16 0.02 0.12 0.30
C&I Loans (QTR) % 0.87 0.85 1.24 0.97 0.68 5.13 0.70 1.35 2.59 0.38 0.87 0.54
Consumer Loans (QTR) % 2.75 2.77 2.54 2.88 0.75 4.39 1.55 3.16 1.82 0.95 1.04 1.92
Fourth Quarter 2006
Number of FDIC-Insured 8,680 7,401 1,279 4 1,634 26 4,713 817 123 411 895 57
Number of FDIC-Supervised 5,220 4,785 435 0 1,139 10 2,874 325 64 244 541 23
Total Assets $ 11,860 10,090 1,770 2,337 149 408 4,905 1,445 110 42 120 2,344
Total Loans $ 7,233 5,981 1,252 1,037 99 294 3,394 1,015 88 9 67 1,230
Domestic Deposits $ 6,631 5,538 1,093 690 122 93 3,372 914 75 29 98 1,238
Net Income (QTR) $ 35.238 31.236 4.002 5.665 0.389 3.353 14.568 3.237 0.439 0.228 0.298 7.061
Percent Profitable (QTR) % 87.5 88.1 84.4 100.0 89.2 96.2 88.1 84.8 82.9 72.7 90.9 96.5
Average Return on Assets (QTR) % 1.20 1.25 0.91 0.96 1.06 3.43 1.20 0.91 1.54 2.17 1.00 1.21
Average Return on Equity (QTR) % 11.43 12.18 7.72 12.26 9.78 13.81 10.85 9.73 11.95 10.06 9.12 12.38
Net Interest Margin (QTR) % 3.20 3.24 2.97 1.92 3.99 8.10 3.68 2.69 5.74 3.17 3.68 2.85
Equity to Assets % 10.52 10.21 12.31 7.75 10.73 22.88 11.16 9.91 14.16 21.12 10.98 9.78
Noncurrent Loan Rate - Total Loans * % 0.79 0.80 0.78 0.85 0.87 1.90 0.70 0.69 1.03 0.74 0.82 0.80
Real Estate Loans % 0.82 0.84 0.78 1.05 0.89 2.67 0.76 0.70 0.88 0.76 0.83 1.03
C&I Loans % 0.63 0.62 0.74 0.55 1.45 1.64 0.62 0.66 1.31 0.97 1.12 0.55
Consumer Loans % 1.20 1.24 0.83 1.44 0.73 2.01 0.65 0.64 1.08 0.66 0.67 0.71
Coverage Ratio ** % 135.11 144.76 87.83 121.83 154.17 201.53 158.33 70.71 176.30 193.38 150.09 92.60
Net Charge-Off Rate - All Loans (QTR) % 0.47 0.48 0.44 0.36 0.30 3.88 0.35 0.19 1.62 0.32 0.28 0.29
Real Estate Loans (QTR) % 0.15 0.13 0.21 0.17 0.12 1.59 0.21 0.07 0.07 0.11 0.09 0.06
C&I Loans (QTR) % 0.51 0.48 0.90 0.24 0.91 3.95 0.53 0.35 3.04 0.85 0.79 0.25
Consumer Loans (QTR) % 2.09 2.03 2.68 1.23 0.88 4.02 1.11 2.78 2.22 0.80 0.91 1.57

* Nonaccruing loans and loans past due 90+ days

** Loss reserve as a percentage of noncurrent loans

Last Updated 02/26/2008 Questions, Suggestions & Requests