Each depositor insured to at least $250,000 per insured bank



Home > Industry Analysis > Bank Data & Statistics > Statistics at a Glance




Statistics at a Glance
As of December 31, 2006
Dollar Amounts in Billions
Fourth Quarter 2006
All Insured Institutions Commercial Banks Savings Institutions Asset Concentration Group
International Banks Agricultural Banks Credit Card Lenders Commercial Lenders Mortgage Lenders Consumer Lenders Other Specialized < $1 Billion All Other < $1Billion All Other > $1Billion
Number of FDIC-Insured 8,681 7,402 1,279 4 1,634 26 4,713 818 125 412 892 57
Number of FDIC-Supervised 5,220 4,785 435 0 1,139 10 2,872 325 66 245 540 23
Total Assets $ 11,860 10,091 1,770 2,337 149 408 4,905 1,445 110 42 119 2,344
Total Loans $ 7,233 5,981 1,252 1,036 99 294 3,394 1,015 88 9 67 1,230
Domestic Deposits $ 6,631 5,538 1,093 690 122 93 3,372 914 75 29 97 1,238
Net Income (QTR) $ 35.700 31.651 4.049 5.665 0.393 3.356 14.946 3.270 0.465 0.230 0.303 7.072
Percent Profitable (QTR) % 88.1 88.6 85.0 100.0 89.8 96.2 88.6 85.5 84.0 72.1 91.6 96.5
Average Return on Assets (QTR) % 1.21 1.26 0.92 0.96 1.07 3.44 1.23 0.92 1.63 2.19 1.02 1.21
Average Return on Equity (QTR) % 11.58 12.34 7.81 12.26 9.87 13.82 11.12 9.83 12.62 10.16 9.29 12.40
Net Interest Margin (QTR) % 3.20 3.24 2.97 1.93 4.00 8.10 3.69 2.69 5.74 3.20 3.70 2.85
Equity to Assets % 10.52 10.21 12.31 7.75 10.73 22.88 11.17 9.91 14.18 21.09 10.97 9.78
Noncurrent Loan Rate - Total Loans * % 0.78 0.79 0.78 0.85 0.87 1.90 0.68 0.69 1.04 0.73 0.81 0.80
Real Estate Loans % 0.80 0.81 0.78 1.05 0.88 2.67 0.73 0.70 0.89 0.76 0.82 1.03
C&I Loans % 0.64 0.64 0.73 0.55 1.46 1.64 0.64 0.66 1.32 0.97 1.12 0.55
Consumer Loans % 1.20 1.24 0.83 1.44 0.73 2.01 0.65 0.64 1.08 0.66 0.67 0.71
Coverage Ratio ** % 136.84 146.98 87.85 121.24 154.57 201.47 163.63 70.65 175.73 193.54 150.24 92.48
Net Charge-Off Rate - All Loans (QTR) % 0.46 0.46 0.44 0.36 0.28 3.88 0.32 0.19 1.62 0.34 0.26 0.29
Real Estate Loans (QTR) % 0.13 0.11 0.21 0.17 0.11 1.59 0.18 0.06 0.07 0.13 0.07 0.06
C&I Loans (QTR) % 0.47 0.44 0.89 0.24 0.81 3.95 0.47 0.34 3.04 0.85 0.75 0.25
Consumer Loans (QTR) % 2.09 2.03 2.68 1.23 0.83 4.02 1.11 2.78 2.22 0.81 0.85 1.57
Fourth Quarter 2005
Number of FDIC-Insured 8,833 7,526 1,307 4 1,685 33 4,617 887 125 425 995 62
Number of FDIC-Supervised 5,245 4,801 444 0 1,159 13 2,770 351 68 254 600 30
Total Assets $ 10,877 9,039 1,838 1,851 142 358 4,257 1,655 117 48 129 2,320
Total Loans $ 6,716 5,380 1,336 830 92 272 2,914 1,196 93 11 71 1,237
Domestic Deposits $ 6,221 5,152 1,068 589 116 94 2,961 961 70 34 105 1,292
Net Income (QTR) $ 32.677 27.512 5.165 3.664 0.392 1.903 13.928 4.162 0.396 0.441 0.304 7.487
Percent Profitable (QTR) % 90.3 90.4 89.7 100.0 91.2 81.8 91.5 89.1 85.6 75.8 91.0 95.2
Average Return on Assets (QTR) % 1.21 1.23 1.14 0.79 1.12 2.16 1.32 1.02 1.35 3.77 0.95 1.31
Average Return on Equity (QTR) % 11.82 12.17 10.25 9.61 10.45 9.93 12.19 10.97 13.42 19.31 8.74 13.75
Net Interest Margin (QTR) % 3.49 3.59 3.03 2.59 4.14 8.84 3.91 2.74 4.49 2.92 3.80 3.09
Equity to Assets % 10.29 10.09 11.23 8.30 10.54 21.56 10.83 9.39 10.11 19.47 10.83 9.53
Noncurrent Loan Rate - Total Loans * % 0.74 0.75 0.72 0.99 0.82 1.75 0.62 0.71 0.62 0.77 0.79 0.69
Real Estate Loans % 0.71 0.70 0.73 1.13 0.78 1.54 0.61 0.72 0.41 0.81 0.77 0.83
C&I Loans % 0.76 0.75 0.88 1.03 1.33 1.23 0.66 0.88 0.69 0.88 1.21 0.67
Consumer Loans % 1.13 1.20 0.60 1.47 0.81 1.80 0.72 0.49 0.72 0.66 0.68 0.55
Coverage Ratio ** % 154.99 170.48 90.18 141.53 169.35 241.29 187.53 68.70 253.77 188.16 159.66 128.92
Net Charge-Off Rate - All Loans (QTR) % 0.60 0.67 0.33 0.86 0.26 6.17 0.29 0.19 1.67 0.36 0.32 0.30
Real Estate Loans (QTR) % 0.06 0.07 0.03 0.08 0.06 1.43 0.08 0.03 0.09 0.04 0.09 0.03
C&I Loans (QTR) % 0.47 0.43 1.10 0.21 0.74 3.14 0.54 0.28 3.24 0.41 0.95 0.31
Consumer Loans (QTR) % 3.24 3.27 3.00 3.14 1.15 6.46 1.23 3.15 2.27 0.97 1.00 1.53

* Nonaccruing loans and loans past due 90+ days

** Loss reserve as a percentage of noncurrent loans

Last Updated 02/22/2007 Questions, Suggestions & Requests