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Consumer Resource Center

FDIC Consumer News

FDIC Consumer News is the FDIC's monthly newsletter to consumers, providing practical guidance on how to become a smarter, safer user of financial services, including helpful hints, quick tips, and common-sense strategies to protect and stretch your hard-earned dollars.

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Credit report bad or negative score on a scale

February 2026

Bad Credit?

For people grappling with poor or no credit history, improving their credit record may seem like a daunting task. Here are ways to improve your credit which can help increase your chances of qualifying for better loan terms, lower insurance rates, and perhaps even a new job or apartment.

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Last Updated: December 5, 2024