Skip to main content

The .gov means it’s official.
Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you’re on a federal government site.

The site is secure.
The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.

Consumer Research

2024 Consumer Research Symposium Agenda

Time	Description
8:00am - 9:00am	Breakfast and Registration
9:00am - 9:20am	Welcoming Remarks: Chairman Martin Gruenberg
9:20am - 10:25am	Panel 1: Racial Disparities in Building and Accessing Wealth Who Benefits from Retirement Saving Incentives in the U.S.? Evidence on Racial Gaps in Retirement Wealth Accumulation Presentation Lawrence D.W. Schmidt and Taha Choukhmane, MIT Sloan School of Management Jorge Colmenares, Harvard University Cormac O’Dea, Yale University Jonathan Rothbaum, U.S. Census Bureau Can Everyone Tap into the Housing Piggy Bank? Racial Disparities in Access to Home Equity Presentation James N. Conklin, University of Georgia Kristopher Gerardi, Federal Reserve Bank of Atlanta Lauren Lambie-Hanson, Federal Reserve Bank of Philadelphia Discussant: Jacob Krimmel, Federal Reserve Board - Presentation Moderator: Ryan Goodstein, FDIC
10:25am - 10:45am	Break
10:45am - 11:50am	Panel 2: Supply of Mortgage Credit Price Discrimination and Mortgage Choice Presentation May Rostom, Bank of England and Centre for Macroeconomics Jamie Coen, Bank of England and Imperial College London Anil Kashyap, University of Chicago, NBER, and Centre for Economic Policy Research Language Frictions in Consumer Credit Presentation Chao Liu, Kellogg School of Management, Northwestern University Discussant: Neil Bhutta, Federal Reserve Bank of Philadelphia - Presentation Moderator: Garret Christensen, FDIC
11:50am - 1:00pm	Lunch and Poster Session The Gender Gap in Stock Market Participation: Evidence from Stock Gifting Jennifer Itzkowitz and Andrew Schwartz, Seton Hall University Jesse Itzkowitz, Ipsos Behavioral Science Center Racial disparities in home selling Leonel Diego Drukker, UC Berkeley Haas School of Business Lei Ma, Boston University Consumer Credit Without Collateral, Regulation, or Intermediaries Anthony Waikel and Filipe Correia, University of Georgia Restoring Rational Choice in Repayments: Disclosures or Advice? Guangli Zhang, Saint Louis University Hakan Özyılmaz, Toulouse School of Economics Who Bears Climate-Related Physical Risk? Natee Amornsiripanitch and David Wylie, Federal Reserve Bank of Philadelphia John Heilbron and Kevin Zhao, Office of Financial Research Old Program, New Banks: Online Banks in Small Business Lending Elizabeth Bickmore, Yessenia Tellez, and Andrew MacKinlay, Pamplin College of Business, Virginia Tech
1:00pm - 1:50pm	Distinguished Guest Lecture The Importance of Financial Literacy Presentation and TIAA Institute-GFLEC Personal Finance Index Annamaria Lusardi, Stanford University
1:50pm - 2:05pm	Break
2:05pm - 3:10pm	Panel 3: Health Shocks and Financial Outcomes Extreme Wildfires, Distant Air Pollution, and Household Financial Health Presentation Nitzan Tzur-Ilan, Federal Reserve Bank of Dallas Xudong An, Federal Bank of Philadelphia Stuart A. Gabriel, UCLA Anderson School of Management The Opioid Epidemic and Consumer Credit Supply: Evidence from Credit Cards Presentation Raluca Roman and Wenli Li, Federal Reserve Bank of Philadelphia Sumit Agarwal, National University of Singapore Nonna Sorokina, The Pennsylvania State University Discussant: Alejandro Del Valle, Georgia State University - Presentation Moderator: Connor Redpath, FDIC
3:10pm - 3:30pm	Break
3:30pm - 4:35pm	Panel 4: Credit, Wealth, and Consumption The Effects of Cryptocurrency Wealth on Household Consumption and Investment Presentation Mark J. Johnson, Darren Aiello, and Jason Kotter, Brigham Young University Scott Baker, Northwestern University Kellogg School of Management and NBER Tetyana Balyuk, Emory University Goizueta Business School Marco Di Maggio, Harvard Business School and NBER Learning in the Limit: Income Inference from Credit Extensions Presentation Xiao Yin, University College London Discussant: Scott Schuh, West Virginia University - Presentation Moderator: Jeffrey Weinstein, FDIC
4:35pm - 5:30pm	Reception

Last Updated: March 19, 2024