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Advisory Committees

FDIC Advisory Committee on Economic Inclusion (ComE-IN)

April 26, 2012

At a Glance
	Meeting Minutes

Time	Session Information
8:45 to 9:00 a.m.	Opening Remarks Martin J. Gruenberg, Acting Chairman, Federal Deposit Insurance Corporation
9:00 to 9:45 a.m.	Welcome and Update on Community Bank Initiatives Moderator: Mark Pearce, Director, Division of Depositor and Consumer Protection Consumer Protections Provided to Debit and Credit Cards Compared to Prepaid Cards FDIC subject matter experts will examine the differences in consumer protections afforded to users of debit, credit, and prepaid cards. Elizabeth Khalil, Senior Policy Analyst - Presentation - PDF Division of Depositor and Consumer Protection Michael Briggs, Acting Senior Counsel - Presentation - PDF Legal Division Lisa Arquette, Associate Director - Presentation - PDF Risk Management Supervision
9:45 to 10:30 a.m.	Model Safe Accounts Pilot Results Authors of the Model Safe Accounts Pilot Final Report will discuss key findings and lessons learned from the pilot program. Moderator: Keith Ernst, Associate Director, Division of Depositor and Consumer Protection Sherrie Rhine, Senior Economist - Presentation - PDF Division of Depositor and Consumer Protection Susan Burhouse, Senior Financial Economist - Presentation - PDF Division of Depositor and Consumer Protection
10:30 to 10:45 a.m.	Break
10:45 a.m. to Noon	Safe Accounts Questions and Answers and Next Steps Representatives from financial institutions that participated in the Model Safe Accounts Pilot will share their experiences. They will discuss the implications of the pilot and possible future economic inclusion initiatives with the Committee and FDIC staff. Moderator: Keith Ernst, Associate Director, Division of Depositor and Consumer Protection Sherrie Rhine, Senior Economist Division of Depositor and Consumer Protection Susan Burhouse, Senior Financial Economist Division of Depositor and Consumer Protection Dennis Thomas, Director of Regulatory Compliance - Presentation - PDF Pinnacle Bank Joe Radovanic, Senior Vice President of Retail Administration - Presentation - PDF Webster Five Cents Savings Bank Todd Sandler, Head of Product Strategy/Deposit Business - Presentation - PDF ING DIRECT
Noon to 1:30 p.m.	Lunch
1:15 to 3:00 p.m.	Mobile Financial Services Update Researchers, financial institutions, and technology providers will discuss the current and emerging technologies in mobile financial services and whether these services can be leveraged to bring unbanked and underbanked consumers into the financial mainstream. Moderator: Jonathan Miller, Deputy Director, Division of Depositor and Consumer Protection Jeanne Hogarth, Manager - Presentation - PDF Consumer Research Section, Consumer and Community Affairs Federal Reserve Board Mike Neale, Director of Business Operations - Internet Solutions - Presentation - PDF Jack Henry & Associates Carolyn "Betsy" Flynn, President and CEO - Presentation - PDF Community Financial Services Bank Paul Galant, Chief Executive Officer - Presentation - PDF Citi Global Enterprise Payments
3:00 to 3:45 p.m.	Mobile Financial Services Discussion
3:45 to 4:00 p.m.	Closing Remarks Martin J. Gruenberg, Acting Chairman, Federal Deposit Insurance Corporation

Meeting Documents:

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Last Updated: May 8, 2012