Bank Application Resources - Establishing, Relocating, or Closing an Office

Provided below are resources that should be helpful for those considering or pursuing an application to establish or relocate a banking office, as well notices to close a banking office.  The resources include appropriate references to the Federal Deposit Insurance Act and the FDIC Rules and Regulations, along with links to relevant policy statements, guidance, and available forms.

Contact the appropriate FDIC Regional Office:

• For any questions or inquiries
• Prior to submitting an application that involves unique or unusual circumstances

Resources Specific to Applications and Notices for Establishing, Relocating, or Closing of Offices and the Application Process

Application Forms

• Establish a New Office, Relocate an Existing Office, or Discontinuance (Closure) of an Office
• Electronic Filing of Branch Applications

Laws and Regulations

• Section 303.40 of the FDIC's Rules and Regulations - Establishment and Relocation of Domestic Branches and Offices
• Section 6 of the FDI Act – Factors to be Considered
• Section 18(d) of the FDI Act – Branch Banks
• Section 3(o) of the FDI Act – Domestic Branch Definition
• Statement of Policy Regarding the National Historical Preservation Act of 1966
• Statement of Policy Regarding National Environmental Policy Act Procedures Relating to Filings Made with the FDIC
• Section 42 of the FDI Act – Notice of Branch Closure
• Policy Statement Concerning Branch Closing Notices and Practices (Interagency)

Other Resources

• Nationwide Availability of FDICconnect
• National Environmental Policy Act of 1969
• Advisory Opinion - Branch Titles
• Advisory Opinion – Loan Production Office VS Domestic Branch as defined in Section 3(o) of the FDI Act