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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Deposit Insurance Assessments

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Interest Estimator

To allow banks to estimate interest on a prior period adjustment, the FDIC is making available a spreadsheet (“Interest Estimator”) on which a bank may enter its originally reported and amended information. The Interest Estimator contains interest rate information going back three years and will estimate the interest that will apply based on information that a bank enters.

Download the Interest Estimator - Excel (Excel Help) updated as of July 20, 2018.

Disclaimer: The Interest Estimator does not purport to predict actual interest amounts for underpayments or overpayments and should not be so construed. The purpose of this workbook is to allow an institution to estimate the interest amount on an overpayment or underpayment.

Interest Rates
Interest Rates
(Expressed as a percentage)
Days Covered  
Quarter / Year The Day After Through Interest Rate
First Quarter 2018 June 29, 2018 September 28, 2018
1.94%
Fourth Quarter 2017 March 30, 2018 June 29, 2018
1.79%
Third Quarter 2017 December 29, 2017 March 30, 2018
1.47%
Second Quarter 2017 September 29, 2017 December 29, 2017
1.07%
First Quarter 2017 June 30, 2017 September 29, 2017
1.02%
Fourth Quarter 2016 March 30, 2017 June 30, 2017
0.79%
Third Quarter 2016 December 30, 2016 March 30, 2017
0.56%
Second Quarter 2016 September 30, 2016 December 30, 2016
0.25%
First Quarter 2016 June 30, 2016 September 30, 2016
0.26%
Fourth Quarter 2015 March 30, 2016 June 30, 2016
0.30%
Third Quarter 2015 December 30, 2015 March 30, 2016
0.27%
Second Quarter 2015 September 30, 2015 December 30, 2015
0.02%
First Quarter 2015 June 30, 2015 September 30, 2015
0.02%
Fourth Quarter 2014 March 30, 2015 June 30, 2015
0.04%
Third Quarter 2014 December 30, 2014 March 30, 2015
0.04%
Second Quarter 2014 September 30, 2014 December 30, 2014
0.02%
First Quarter 2014 June 30, 2014 September 30, 2014
0.04%
Fourth Quarter 2013 March 28, 2014 June 30, 2014
0.05%
Third Quarter 2013 December 30, 2013 March 28, 2014
0.07%

 

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