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Money Smart for Small Business

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Money Smart for Small Business (MSSB) provides an introduction to topics related to starting and managing a business. MSSB was developed jointly by the Federal Deposit Insurance Corporation (FDIC) and the U.S. Small Business Administration (SBA). The materials are available for immediate download at Money Smart – Teach – For Small Business.


This instructor-led curriculum consists of 13 modules in English and Spanish that can be downloaded (catalog.fdic.gov) or ordered in CD format (catalog.fdic.gov).

MSSB trainings for aspiring and existing entrepreneurs are conducted by the members of the Money Smart Alliance. A list of members may be helpful to find available training and assistance near you, although the list does not include all of the organizations that use Money Smart.

MSSB is designed to be delivered to aspiring or existing small business owners by staff from financial institutions, small business development centers (SBDCs), women's business centers, city/county economic development offices and others. The curriculum is a tool for bank-community partnerships. No certifications are required to use the curriculum. Ideally, MSSB instructors have experience in the delivery of training, technical assistance or coaching to small businesses.

Download the Top 10 Reasons to use MSSB flyer (catalog.fdic.gov).

Training Modules

MSSB is free of copyrights and can be edited by users to meet the needs of any audience. The modules are:




tree

Focus: Internal values and goals, external influences, and their relationships to financial decisions.

Documents:
Instructor Guide - PDF
Participant Guide - PDF
PowerPoint Slides - PowerPoint

bulls eye

Focus: The Planning for a Healthy Business module encourages participants to focus on planning as an essential competency of business ownership.

Documents:
Instructor Guide - PDF
Participant Guide - PDF
PowerPoint Slides - PowerPoint

bank

Focus: The Banking Services Available for a Small Business module provides an overview of business banking services.

Documents:
Instructor Guide - PDF
Participant Guide - PDF
PowerPoint Slides - PowerPoint

desk

Focus: The Organizational Types and Considerations for a Small Business module provides an overview of business organizational types and is designed to help participants to understand how selecting the correct organizational type can benefit their business.

Documents:
Instructor Guide - PDF
Participant Guide - PDF
PowerPoint Slides - PowerPoint

alarm clock

Focus: The Time Management for a Small Business module provides an overview of time management and is designed to help participants to understand how time management can benefit their business.

Documents:
Instructor Guide - PDF
Participant Guide - PDF
PowerPoint Slides - PowerPoint

money bag

Focus: The Financial Management for a Small Business module provides an overview of business financial management and is designed to help participants to understand how financial management can benefit their business.

Documents:
Instructor Guide - PDF
Participant Guide - PDF
PowerPoint Slides - PowerPoint

Close up of money and credit cards

Focus: The Record Keeping for a Small Business module provides an overview of record keeping and is designed to help participants to understand how record keeping can benefit their business.

Documents:
Instructor Guide - PDF
Participant Guide - PDF
PowerPoint Slides - PowerPoint

Building Credit

Focus: The Credit Reporting for a Small Business module provides an overview of credit reporting and is designed to help participants to understand how reporting their credit can benefit their business.

Documents:
Instructor Guide - PDF
Participant Guide - PDF
PowerPoint Slides - PowerPoint

Present

Focus: The Risk Management for a Small Business module provides an overview of risk management and is designed to help participants to understand how risk management can benefit their business.

Documents:
Instructor Guide - PDF
Participant Guide - PDF
PowerPoint Slides - PowerPoint

home

Focus: The Insurance for a Small Business module provides an overview of insurance and is designed to help participants to understand how insurance can benefit their business.

Documents:
Instructor Guide - PDF
Participant Guide - PDF
PowerPoint Slides - PowerPoint

calculator

Focus: The Tax Planning and Reporting for a Small Business module provides an overview of tax planning and reporting and is designed to help participants to understand how taxes can benefit and affect their business.

Documents:
Instructor Guide - PDF
Participant Guide - PDF
PowerPoint Slides - PowerPoint

shaking hands

Focus: The Selling a Small Business and Succession Planning for a Small Business module provides an overview of selling a small business and succession planning and is designed to help participants to understand how selling a business can benefit their business.

Documents:
Instructor Guide - PDF
Participant Guide - PDF
PowerPoint Slides - PowerPoint

faucet

Focus: The Managing Cash Flow module encourages the participants to focus on cash flow management as an essential competency of business ownership.

Documents:
Instructor Guide - PDF
Participant Guide - PDF
PowerPoint Slides - PowerPoint

Money Smart for Small Business Train-the-Trainer

This serves as a self-help resource for organizations that want to train their Money Smart Small Business instructors. It includes an Instructor Guide, Participant Guide, and PowerPoint slides.

Contents are designed for a three-hour class including the following features:

Documents:
Instructor Guide - PDF
Participant Guide - PDF
PowerPoint Slides - PowerPoint

Other FDIC Small Business Resources


PDF Help | PowerPoint Help


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Upcoming Events

FDIC hosts quarterly MSSB Town Hall webinars featuring organizations using MSSB. Prior events can be found at the MSSB Town Hall Webinars page, and you can register for upcoming events at the Money Smart Training & Events page.

Money Smart for Small Business First Quarter 2020 – Town Hall
January 23, 2020


View All Events

Contact Us

FDIC staff is available to provide technical assistance and to help facilitate partnerships among interested parties. Contact us at communityaffairs@fdic.gov.

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