Board of Directors
Thomas M. Hoenig
Speeches and Other Materials
| 04/25/2018 | Semi-Annual Update of the Global Capital Index Statement of FDIC Vice Chairman Hoenig |
Statement |
| 03/28/2018 | "Finding the Right Balance" – Keynote speech by FDIC Vice Chairman Thomas M. Hoenig delivered to the Peterson Institute for International Economics in Washington, DC | Speech |
| 01/9/2018 | Letter to the Senate Banking Committee regarding S.2155, the Economic Growth, Regulatory Relief and Consumer Protection Act | Letter |
| 11/21/2017 | Statement of FDIC Vice Chairman Thomas M. Hoenig on the FDIC Board Approval of an Interagency Final Rule Related to the Retention of Certain Existing Transition Provisions for Banking Organizations Not Subject to the Advanced Approaches Capital Rules | Statement |
| 11/17/2017 | "The Changing Financial Footprint and Its Effects on Competition and Banking" - Remarks by FDIC Vice Chairman Thomas M. Hoenig delivered to the Western Independent Bankers Directors Conference in San Francisco, CA | Speech |
| 11/16/2017 | "A bank’s activities, not its assets, should decide regulatory status" - American Banker | Op-ed |
| 10/11/2017 | "Deposit Insurance: Addressing Its Moral Hazard Effect" - Remarks by Thomas M. Hoenig, Vice Chairman of the U.S. Federal Deposit Insurance Corp. and President of the International Association of Deposit Insurers, to the 16th Annual IADI General Meeting and Conference, Quebec City, Canada | Speech |
| 09/27/2017 | Statement of FDIC Vice Chairman Thomas M. Hoenig to the Board of the FDIC on the Notice of Proposed Rulemaking on simplifications to the capital rule pursuant to the Economic Growth and Regulatory Paperwork Reduction Act of 1996 | Statement |
| 09/26/2017 | Semi-Annual Update of the Global Capital Index Statement of FDIC Vice Chairman Hoenig |
Statement |
| 08/24/2017 | "Volcker Rule rollback is not the kind of reg relief small banks need" American Banker op-ed by FDIC Vice Chairman Hoenig |
Op-ed |
| 08/22/2017 | Statement of FDIC Vice Chairman Thomas M. Hoenig on the FDIC Board Approval of an Interagency Proposed Rule Related to the Retention of Certain Existing Transition Provisions for Banking Organizations Not Subject to the Advanced Approaches Capital Rules | Statement |
| 08/14/2017 | Statement of FDIC Vice Chairman Hoenig on the Capital Treatment of Derivatives and Variation Margin | Statement |
| 07/31/2017 | Payouts, Retained Earnings, and Loan Growth: Letter and analysis to Chairman Crapo and Ranking Member Brown of the Senate Committee on Banking, Housing & Urban Affairs |
Correspondence |
| 05/12/2017 | “Financial Markets and Accountability: A Better Way Forward” -- Remarks by FDIC Vice Chairman Thomas M. Hoenig, Presented to the Conference on Systemic Risk and Organization of the Financial System, Chapman University, Orange, California | Speech |
| 04/13/2017 | Semi-Annual Update of the Global Capital Index Statement of FDIC Vice Chairman Hoenig | Statement |
| 03/13/2017 | "A Market-Based Proposal for Regulatory Relief and Accountability" -- Remarks by FDIC Vice Chairman Thomas M. Hoenig, Presented to the Institute of International Bankers Annual Washington Conference | Speech |
| 11/17/2016 | “The Long-Run Imperatives of Monetary Policy and Macro-Prudential Supervision” -- Remarks of FDIC Vice Chairman Thomas M. Hoenig to the Cato Institute’s 34th Annual Monetary Conference: Central Banks and Financial Turmoil | Speech |
| 11/9/2016 | "Strengthening Global Capital: An Opportunity Not To Be Lost" - Remarks by FDIC Vice Chairman Thomas M. Hoenig to the 22nd Annual Risk USA Conference, New York, NY | Speech |
| 09/20/2016 | Semi-Annual Update of the Global Capital Index Statement of FDIC Vice Chairman Hoenig |
Statement |
| 08/12/2016 | "Why 'Risk-Based' Capital Is Far Too Risky" A risk-based system inflates the role of regulators and denigrates the role of bank managers. Wall Street Journal op-ed by FDIC Vice Chairman Hoenig |
Op-ed |
| 05/23/2016 | "A Capital Conflict" Remarks by FDIC Vice Chairman Hoenig to the National Association for Business Economics (NABE) and the Organization for Economic Cooperation and Development (OECD) Global Economic Symposium, Paris, France |
Speech |
| 05/13/2016 | Literature Review on the Macroeconomic Impacts of Capital Requirements |
Lit reivew |
| 04/22/2016 | "Basel Plans Would Weaken Leverage Ratio" Risk Magazine op-ed by FDIC Vice Chairman Hoenig |
Op-ed |
| 04/13/2016 | FDIC Board Meeting Statement of Vice Chairman Thomas M. Hoenig regarding 2015 Title I plans (living wills) submitted by the eight domestic GSIBs | Statement |
| 04/12/2016 | Statement of FDIC Vice Chairman Hoenig on the semi-annual update of the Global Capital Index (GCI) of bank capitalization levels for the second half of 2015. | Statement |
| 04/6/2016 | "A Framework for Regulatory Relief" Remarks by FDIC Vice Chairman Thomas M. Hoenig to the FDIC Community Banker Conference, Arlington, VA |
Speech |
| 03/18/2016 | Remarks on Bank Supervision by FDIC Vice Chairman Hoenig to the Federal Reserve Bank of New York, conference on Supervising Large Complex Financial Institutions; New York, NY | Speech |
| 01/20/2016 | "The Relative Role of Debt in Bank Resiliency and Resolvability" Remarks by FDIC Vice Chairman Thomas M. Hoenig to the Peterson Institute for International Economics; Washington, DC |
Speech |
| 11/30/2015 | Letter to Congress from FDIC Vice Chairman Hoenig on the leverage ratio and margin | Correspondence |
| 11/30/2015 | Letter to Congress from FDIC Vice Chairman Hoenig on regulatory relief and the Volcker Rule | Correspondence |
| 11/5/2015 | "Post-Crisis Risks and Bank Equity Capital" Remarks by FDIC Vice Chairman Hoenig to the Federal Reserve Bank of Chicago, 18th Annual International Banking Conference; Chicago, Illinois |
Speech |
| 10/27/2015 | FAQs about FDIC Vice Chairman Hoenig's recommendations for regulatory relief for traditional banks | FAQs |
| 10/21/2015 | FDIC board meeting statement of Vice Chairman Hoenig on the final rule to establish margin and capital requirements for covered swap entities | Statement |
| 09/28/2015 | Statement of FDIC Vice Chairman Hoenig on the semi-annual update of the Global Capital Index (GCI) of bank capitalization levels for the first half of 2015. | Statement |
| 09/16/2015 | "The Leverage Ratio and Derivatives" Remarks by FDIC Vice Chairman Hoenig to the Exchequer Club of Washington, DC |
Speech |
| 08/12/2015 | "Weakening Leverage Ratio Undermines Banks' Accounting" Financial Times op-ed by FDIC Vice Chairman Hoenig |
Op-ed |
| 08/4/2015 | Statement of FDIC Vice Chairman Hoenig on regulatory relief for traditional banks to the Economic Growth and Regulatory Paperwork Reduction Act (EGRPRA) interagency outreach meeting; Kansas City, Missouri | Statement |
| 07/16/2015 | Letter to Congress from FDIC Vice Chairman Hoenig on inter-affiliate margin requirements | Correspondence |
| 06/22/2015 | "The Safe Way to Give Traditional Banks Regulatory Relief" American Banker op-ed by FDIC Vice Chairman Hoenig |
Op-ed |
| 06/15/2015 | "Higher Capital Doesn't Contribute to Lower Lending. Data Show the Opposite is True" Letter to the editor of the Wall Street Journal from FDIC Vice Chairman Hoenig |
Letter-to-the-editor |
| 05/20/2015 | Statement of FDIC Vice Chairman Hoenig on strengthening bank capital | Statement |
| 04/21/2015 | FDIC Board Meeting statement of Vice Chairman Hoenig on ANPR for identifying insurance deposit balances for insured depository institutions | Statement |
| 04/15/2015 | "A Conversation about Regulatory Relief and the Community Bank" Remarks by FDIC Vice Chairman Hoenig to the 24th Annual Hyman P. Minsky Conference; National Press Club, Washington, DC |
Speech |
| 04/8/2015 | "Want Simpler Regulation? Try Simplifying Your Bank First" American Banker op-ed by FDIC Vice Chairman Hoenig |
Op-ed |
| 04/2/2015 | Statement of FDIC Vice Chairman Hoenig on the semi-annual update of the Global Capital Index (GCI) of bank capitalization levels for the second half of 2014 | Statement |
| 03/2/2015 | "Financial Supervision: Basic Principles" Remarks by FDIC Vice Chairman Hoenig to the Institute of International Bankers Annual Washington Conference; Washington, DC |
Speech |
| 12/10/2014 | Statement of FDIC Vice Chairman Hoenig on repeal of Dodd-Frank Section 716 swaps push-out requirements | Statement |
| 11/5/2014 | A Credible Case for Resolving Through Bankruptcy Remarks by FDIC Vice Chairman Hoenig to the George Washington University Law School conference on Financial Stability After Dodd-Frank; Washington, DC |
Speech |
| 10/21/2014 | FDIC Board Meeting Statement of Vice Chairman Hoenig on final rule on risk retention | Statement |
| 08/13/2014 | Literature review on quantifying the too-big-to-fail subsidy for large banks | Lit review |
| 08/5/2014 | FDIC board meeting statement of Vice Chairman Hoenig on the credibility of 2013 Title I plans (living wills) submitted by first wave filers | Statement |
| 06/2/2014 | "Commercial Banking: One Industry?" Remarks by FDIC Vice Chairman Hoenig to the North Carolina Bankers Association annual conference; Palm Beach, Florida |
Speech |
| 05/7/2014 | "Can We End Financial Bailouts?" Remarks by FDIC Vice Chairman Hoenig to the Boston Economic Club; Boston, Massachusetts |
Speech |
| 04/8/2014 | FDIC board meeting statement of Vice Chairman Hoenig on the adoption of the Supplementary Leverage Ratio | Statement |
| 02/24/2014 | "Economic Stablity, Capital, and the Persistence of Too Big To Fail" Remarks by FDIC Vice Chairman Hoenig to the NABE 30th Annual Economic Policy Conference; Arlington, Virginia |
Speech |
| 01/28/2014 | Letter to the editor of the Wall Street Journal on leveraged lending, submitted by FDIC Vice Chairman Hoenig | Letter to the editor |
| 12/13/2013 | "Global Banking: A Failure of Structural Integrity" Remarks by FDIC Vice Chairman Hoenig to the Institute of International and European Affairs; Dublin, Ireland |
Speech |
| 12/10/2013 | FDIC board meeting statement of Vice Chairman Hoenig on the Single Point of Entry (SPOE) Strategy | Statement |
| 11/26/2013 | FDIC board meeting statement of Vice Chairman Hoenig on the proposed Supplementary Leverage Ratio | Statement |
| 09/13/2013 | "Lehman Brothers: Looking Five Years Back and Ten Years Ahead" Remarks by FDIC Vice Chairman Hoenig to the National Association of Corporate Directors, Texas TriCities Chapter Conference; Houston, Texas |
Speech |
| 07/23/2013 | Statement of FDIC Vice Chairman Hoenig on the use of international financial reporting standards (IFRS) in computing the leverage ratio for systemically important financial institutions | Statement |
| 07/9/2013 | FDIC board meeting statement of Vice Chairman Hoenig on the Basel III interim final rule and the notice of proposed rulemaking on the supplementary leverage ratio | Statement |
| 06/26/2013 | Avoiding Taxpayer Funded Bailouts by Returning to Free Enterprise and Pro Growth Bank Regulatory Policies Testimony of FDIC Vice Chairman Hoenig to the US House Committee on Financial Services |
Testimony |
| 04/24/2013 | Financial Stability: Incentives Matter Remarks to The Asian Banker Summit; Jakarta, Indonesia |
Speech |
| 04/17/2013 |
"A Turning Point: Defining the Financial Structure" Remarks by FDIC Vice Chairman Hoenig to 22nd Annual Hyman P. Minsky Conference at the Levy Economics Institute of Bard College; New York, NY |
Speech |
| 04/9/2013 | Basel III Capital: A Well-Intended Illusion Remarks by FDIC Vice Chairman Hoenig to the IADI Research Conference; Basel, Switzerland |
Speech |
| 03/28/2013 | "Stop Subsidizing Wall Street" The Washington Post op-ed by FDIC Vice Chairman Hoenig |
Op-ed |
| 03/15/2013 | Letter to the Bipartisan Policy Center | Correspondence |
| 01/17/2013 | Banking Safety Net Makes Wall Street Dangerous American Banker op-ed by FDIC Vice Chairman Hoenig |
Op-ed |
| 12/13/2012 | Get Basel III Right and Avoid Basel IV" Op-ed submitted to the Financial Times |
Op-ed |
| 12/1/2012 | "Restructuring the Banking System to Improve Safety and Soundness" (Original: May 2011; Revised: December 2012) PDF White Paper on bank structure by Thomas M. Hoenig |
White paper |
| 11/30/2012 | "Financial Oversight: It's Time to Improve Outcomes" Remarks by FDIC Vice Chairman Hoenig to the AICPA/SIFMA FSA National Conference; New York, NY |
Speech |
| 09/19/2012 | "Financial Stability Through Properly Aligned Incentives" Remarks by FDIC Vice Chairman Hoenig to the Exchequer Club; Washington, DC |
Speech |
| 09/14/2012 | "Back to Basics: A Better Alternative to Basel Capital Rules" Remarks by FDIC Vice Chairman Hoenig to the American Banker Regulatory Symposium; Arlington, Virginia |
Speech |
| 06/12/2012 | FDIC board meeting statement of Vice Chairman Hoenig on rulemaking on the leverage ratio and risk-based capital standards | Statement |
| 06/11/2012 | "No More Welfare for Banks" Wall Street Journal op-ed by FDIC Vice Chairman Hoenig |
Op-ed |
| 05/9/2012 | Restructuring the Banking System to Improve Safety and Soundness" opening statement and testimony of FDIC Vice Chairman Hoenig to the US Senate Committee on Banking, Housing, and Urban Affairs; Subcommittee on Financial Institutions Subcommittee | Testimony |
| 1991-2011 | Archived speeches delivered as President of the Federal Reserve Bank of Kansas City |
Speech |