2026 FDIC Base Salary Structure
For CG and CM employees
Effective January 11, 2026
| Grade | Minimum | Maximum |
|---|---|---|
| CG-01 | $24,842 | $39,547 |
| CG-02 | $27,932 | $44,734 |
| CG-03 | $30,479 | $50,434 |
| CG-04 | $34,213 | $56,610 |
| CG-05 | $38,279 | $63,335 |
| CG-06 | $42,670 | $70,599 |
| CG-07 | $47,417 | $78,455 |
| CG-08 | $52,512 | $86,880 |
| CG-09 | $58,000 | $95,969 |
| CG-10 | $63,870 | $105,671 |
| CG-11 | $70,175 | $116,113 |
| CG-12 | $84,109 | $139,166 |
| CG-13 | $100,018 | $165,486 |
| CG-14 | $118,191 | $195,558 |
| CG-15 | $139,022 | $230,021 |
| Grade | Minimum | Maximum |
|---|---|---|
| CM-00 | $137,191 | $262,948 |
2026 FDIC Locality Rates
Applicable to CG and CM positions
OPM Locality Pay Area Definitions
Effective January 11, 2026
| Locality Pay Area | FDIC Rate |
|---|---|
| Albany-Schenectady, NY-MA | 20.77% |
| Albuquerque-Santa Fe-Las Vegas, NM | 18.33% |
| Atlanta-Athens-Clarke County-Sandy Springs, GA-AL | 23.79% |
| Austin-Round Rock-Georgetown, TX | 20.35% |
| Birmingham-Hoover-Talladega, AL | 18.24% |
| Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT | 33.01% |
| Buffalo-Cheektowaga-Olean, NY | 22.41% |
| Burlington-South Burlington-Barre, VT | 19.45% |
| Charlotte-Concord, NC-SC | 19.67% |
| Chicago-Naperville, IL-IN-WI | 30.86% |
| Cincinnati-Wilmington-Maysville, OH-KY-IN | 21.93% |
| Cleveland-Akron-Canton, OH-PA | 22.23% |
| Colorado Springs, CO | 20.15% |
| Columbus-Marion-Zanesville, OH | 22.15% |
| Corpus Christi-Kingsville-Alice, TX | 17.63% |
| Dallas-Fort Worth, TX-OK | 27.26% |
| Davenport-Moline, IA-IL | 18.93% |
| Dayton-Springfield-Kettering, OH | 21.42% |
| Denver-Aurora, CO | 30.52% |
| Des Moines-Ames-West Des Moines, IA | 18.01% |
| Detroit-Warren-Ann Arbor, MI | 29.12% |
| Fresno-Madera-Hanford, CA | 17.65% |
| Harrisburg-Lebanon, PA | 19.43% |
| Hartford-East Hartford, CT-MA | 32.08% |
| Houston-The Woodlands, TX | 35.00% |
| Huntsville-Decatur, AL-TN | 21.91% |
| Indianapolis-Carmel-Muncie, IN | 18.15% |
| Kansas City-Overland Park-Kansas City, MO-KS | 18.97% |
| Laredo, TX | 21.59% |
| Las Vegas-Henderson, NV-AZ | 19.57% |
| Los Angeles-Long Beach, CA | 36.47% |
| Miami-Fort Lauderdale-Port St. Lucie, FL | 24.67% |
| Milwaukee-Racine-Waukesha, WI | 22.42% |
| Minneapolis-St. Paul, MN-WI | 27.62% |
| New York-Newark, NY-NJ-CT-PA | 40.07% |
| Omaha-Council Bluffs-Fremont, NE-IA | 18.23% |
| Palm Bay-Melbourne-Titusville, FL | 17.93% |
| Philadelphia-Reading-Camden, PA-NJ-DE-MD | 28.99% |
| Phoenix-Mesa, AZ | 22.45% |
| Pittsburgh-New Castle-Weirton, PA-OH-WV | 21.03% |
| Portland-Vancouver-Salem, OR-WA | 26.13% |
| Raleigh-Durham-Cary, NC | 22.24% |
| Reno-Fernley, NV | 17.52% |
| Rest of U.S | 17.06% |
| Richmond, VA | 22.28% |
| Rochester-Batavia-Seneca Falls, NY | 17.88% |
| Sacramento-Roseville, CA-NV | 29.76% |
| San Antonio-New Braunfels-Pearsall, TX | 18.78% |
| San Diego-Chula Vista-Carlsbad, CA | 33.72% |
| San Jose-San Francisco-Oakland, CA | 51.75% |
| Seattle-Tacoma, WA | 31.57% |
| Spokane-Spokane Valley-Coeur d’Alene, WA-ID | 17.67% |
| St. Louis-St. Charles-Farmington, MO-IL | 20.03% |
| Tucson-Nogales, AZ | 19.28% |
| Virginia Beach-Norfolk, VA-NC | 18.80% |
| Washington-Baltimore-Arlington, DC-MD-VA-WV-PA | 33.94% |
Notes:
- The salary cap for CG positions, including locality pay, is $257,500.
- The salary cap for CM positions, including locality pay, is $277,500.
2026 FDIC Total Salary Structure
Effective January 11, 2026
| Grade | Minimum | Maximum |
|---|---|---|
| CX-00 | $280,000 | $295,000 |
| EM-00 | $280,000 | $325,000 |
Note: CX and EM employees do not receive locality pay.