Chart 2 - The title is "Industry Usage of FHLB Advances"

A bar chart showing FDIC-insured institutions' use of FHLB advances from December 1994 to September 2003. In December 1994, FDIC-insured institutions borrowed about $125 billion. In December 1995, FDIC-insured institutions borrowed about $130 billion. In December 1996, FDIC-insured institutions borrowed about $160 billion. In December 1997, FDIC-insured institutions borrowed about $200 billion. In December 1998, FDIC-insured institutions borrowed about $280 billion. In December 1999, FDIC-insured institutions borrowed about $390 billion. In December 2000, FDIC-insured institutions borrowed about $430 billion. In December 2001, FDIC-insured institutions borrowed about $450 billion. In December 2002, FDIC-insured institutions borrowed about $440 billion. In September 2003, FDIC-insured institutions borrowed about $480 billion.