Supervisory Insights is published by the FDIC's Division of Risk Management Supervision to promote sound principles and practices for bank supervision.
The Summer 2017 issue of Supervisory Insights features two articles of interest to examiners, bankers, and supervisors. "Community Bank Liquidity Risk: Trends and Observations from Recent Examinations" - PDF discusses the importance of liquidity risk management as many institutions continue to reduce holdings of liquid assets. The article reiterates principles outlined in existing supervisory guidance and is intended as a resource for bankers who wish to heighten awareness of prudent liquidity and funds management.
"The Bank Secrecy Act: A Supervisory Update" - PDF describes the purpose, development, and changes to the Bank Secrecy Act (BSA) over the years. The article provides an overview of the examination process and includes information on recent trends in BSA examination findings, with examples of rare, but significant, failures in BSA/AML compliance programs.
This issue also includes the Regulatory and Supervisory Roundup, an overview of recently released regulations and supervisory guidance.
Comments about this issue and suggestions for topics for future issues can be sent to SupervisoryJournal@fdic.gov or to Managing Editor Kim Lowry at firstname.lastname@example.org. We look forward to hearing from you.