Skip Header

Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

National Support Resources - Recovery

Business Physical Disaster Loans
Agency: U.S. Small Business Association (SBA)
The SBA Business Physical Disaster Loan covers disaster losses not fully covered by insurance. SBA makes physical disaster loans of up to $2 million to qualified businesses or most private nonprofit organizations.

Crisis Counseling Assistance & Training Program
Agencies: Department of Homeland Security (DHS)Federal Emergency Management Agency (FEMA)
Authorizes FEMA to fund mental health assistance and training activities in areas which have been Presidentially declared a disaster.

Disaster Assistance
Agencies: Department of Homeland Security (DHS)Federal Emergency Management Agency (FEMA)
Provides money or direct assistance to individuals, families and businesses in an area whose property has been damaged or destroyed and whose losses are not covered by insurance.

Disaster Assistance and Emergency Relief for Individuals and Businesses
Agencies: Department of the Treasury (DoT)Internal Revenue Service (IRS)
Special tax law provisions may help taxpayers and businesses recover financially from the impact of a disaster, especially when the federal government declares their location to be a major disaster area.

Disaster Legal Services
Agencies: Department of Homeland Security (DHS)Federal Emergency Management Agency (FEMA)
Provides free legal assistance to disaster victims.

Disaster Unemployment Assistance
Agencies: Department of Homeland Security (DHS)Federal Emergency Management Agency (FEMA)
Provides unemployment benefits and re-employment services to individuals who have become unemployed because of major disasters.

Disaster Unemployment Assistance (DUA)
Agencies: Department of Labor (DOL)Federal Emergency Management Agency (FEMA)
The U.S. Department of Labor oversees the DUA program and coordinates with the Federal Emergency Management Agency (FEMA), to provide the funds to the state UI agencies for payment of DUA benefits and payment of state administration costs under agreements with the Secretary of Labor.

Disaster Veterinary Animal Care Reimbursement
Agency: American Veterinary Medical Foundation (AVMF)
AVMF helps veterinarians provide medical care to the animal victims during and after any disaster. Funds are provided for the reimbursement of veterinary care provided for the medical care of animal victims of a disaster. Up to $5,000 per request is currently available for qualified applicants.

Disaster Veterinary Practice Relief
Agency: American Veterinary Medical Foundation (AVMF)
AVMF helps veterinarians provide medical care to the animal victims during and after any disaster. Funds are provided for the restoration of veterinary infrastructure affected by disaster. Up to $2,000 per request is currently available for qualified applicants.

Economic Injury Disaster Loans (EIDLs)
Agency: Federal Emergency Management Agency (FEMA)
Working capital loans to help small businesses, small agricultural cooperatives, small businesses engaged in aquaculture, and most private, nonprofit organizations of all sizes meet their ordinary and necessary financial obligations that cannot be met as a direct result of the disaster. These loans are intended to assist through the disaster recovery period.

Emergency and Disaster Grants
Agency: American Society for the Prevention of Cruelty to Animals (ASPCA)
Grants will also be considered for organizations that have not been directly impacted by a disaster but are helping another organization in need, for example, the intake of animals from an impacted area Such applicants must have received a request from an Agency Having Jurisdiction (AHJ).

Emergency Assistance for Livestock, Honey Bees, & Farm-raised Fish (ELAP)
Agencies: United States Department of Agriculture (USDA)Farm Service Agency (FSA)
Provides Emergency relief to producers of livestock, honey bees, and farm-raised fish. Covers losses from disaster such as adverse weather or other conditions, such as blizzards and wildfires not adequately covered by any other disaster program.

Emergency Conservation Program (ECP)
Agencies: United States Department of Agriculture (USDA)Farm Service Agency (FSA)
The Emergency Conservation Program (ECP) helps farmers and ranchers to repair damage to farmlands caused by natural disasters and to help put in place methods for water conservation during severe drought. The ECP does this by giving ranchers and farmers funding and assistance to repair the damaged farmland or to install methods for water conservation. FSA also has a related program for emergency forest restoration.

Emergency Forest Restoration Program (EFRP)
Agencies: United States Department of Agriculture (USDA)Farm Service Agency (FSA)
The Emergency Forest Restoration Program (EFRP) helps the owners of non-industrial private forests restore forest health damaged by natural disasters. The EFRP does this by authorizing payments to owners of private forests to restore disaster damaged forests. The local FSA County Committee implements ERFP for all disasters with the exceptions of drought and insect infestations. In the case of drought or an insect infestation, the national FSA office authorizes ERFP implementation.

Emergency Food Assistance Program (TEFAP)
Agencies: United States Department of Agriculture (USDA)Food and Nutrition Service (FNS)
The Emergency Food Assistance Program (TEFAP) is a federal program that helps supplement the diets of low-income Americans, including elderly people, by providing them with emergency food and nutrition assistance at no cost. It provides food and administrative funds to states to supplement the diets of these groups.

Emergency Relief Program
Agencies: Department of Transportation (DOT)Federal Highway Administration (FHWA)
A special program from the Highway Trust Fund for the repair or reconstruction of Federal-aid highways and roads on Federal lands which have suffered serious damage as a result of (1) natural disasters or (2) catastrophic failures from an external cause.

Emergency Watershed Protection Program (EWP)
Agencies: United States Department of Agriculture (USDA)Natural Resources Conservation Service (NRCS)
The program is designed to help people and conserve natural resources by relieving imminent hazards to life and property caused by floods, fires, windstorms, and other natural occurrences. EWP is an emergency recovery program. All projects undertaken, with the exception of the purchase of floodplain easements, must have a project sponsor. NRCS may bear up to 75 percent of the construction cost of emergency measures. The remaining 25 percent must come from local sources and can be in the form of cash or in-kind services. Funding is subject to Congressional approval.

Farm Ownership Loans
Agencies: United States Department of Agriculture (USDA)Farm Service Agency (FSA)
FSA's Direct Farm Ownership loans provide farmers and ranchers the opportunity to purchase farmland, construct and repair buildings, and make farm improvements.

Federal Surplus Personal Property Donation Program
Agency: General Services Administration (GSA)
Enables certain non-federal organizations to obtain personal property that the federal government no longer needs. Surplus personal property includes all types and categories of personal property.

Flood and Post-Flood Response
Agencies: United States Army Corps of Engineers (USACE)Federal Emergency Management Agency (FEMA)
Provides disaster preparedness and response services and advanced planning measures designed to reduce the amount of damage caused by an impending disaster. USACE is prepared and ready to respond to natural and man-made disasters.

Home and Personal Property Loans
Agency: U.S. Small Business Association (SBA)
Homeowners may apply for up to $200,000 to replace or repair their primary residence. The loans may not be used to upgrade homes or make additions, unless required by local building code. If you make improvements that help prevent the risk of future property damage caused by a similar disaster, you may be eligible for up to a 20 percent loan amount increase above the real estate damage, as verified by the SBA.

Livestock Indemnity Program (LIP)
Agencies: United States Department of Agriculture (USDA)Farm Service Agency (FSA)
Authorized to provide benefits to livestock producers for livestock deaths in excess of normal mortality caused by adverse weather, including losses because of hurricanes, floods, blizzards, disease, wildfires, extreme heat, and extreme cold. The livestock death losses must also have occurred in the calendar year for which benefits are being requested.

Livestock Forage Disaster Program (LFDP)
Agencies: United States Department of Agriculture (USDA)Farm Service Agency (FSA)
LFP provides compensation to eligible livestock producers who have suffered grazing losses due to drought or fire. LFP payments for drought are equal to 60 percent of the monthly feed cost for up to five months. LFP payments for fire on federally managed rangeland are equal to 50 percent of the monthly feed cost for the number of days the producer is prohibited from grazing the managed rangeland, not to exceed 180 calendar days.

Mortgage Insurance for Disaster Victims Section 203(h)
Agency: Department of Housing and Urban Development (HUD)
Insures mortgages made by qualified lenders to victims of a major disaster who have lost their homes and are in the process of rebuilding or buying another home.

National Disaster Resilience Competition
Agency: Department of Housing and Urban Development (HUD)
The goal of the competition is to make Community Development Block Grant and Resilient Disaster Recovery (CDBG-NDR) funds available for compelling resilient recovery projects.

Noninsured Crop Disaster Assistance Program (NAP)
Agencies: United States Department of Agriculture (USDA)Farm Service Agency (FSA)
USDA's Farm Service Agency's (FSA) Noninsured Crop Disaster Assistance Program (NAP) provides financial assistance to producers of uninsurable crops when low yields, loss of inventory or prevented planting occur due to a natural disaster. An eligible producer is a landowner, tenant or sharecropper who shares in the risk of producing an eligible crop and is entitled to an ownership share of that crop. As authorized by the Food, Conservation, and Energy Act of 2008 (2008 Act), an individual's or entity's average nonfarm adjusted gross income (AGI) limitation cannot exceed $500,000 to be eligible for NAP.

Price-Anderson Amendments Act of 1988
Agencies: Department of Energy (DOE)Nuclear Regulatory Commission (NRC)
Payment of liability claims from a nuclear power reactor incident.

Public Assistance
Agencies: Department of Homeland Security (DHS)Federal Emergency Management Agency (FEMA)
FEMA provides supplemental Federal disaster grant assistance for debris removal, emergency protective measures, and the repair, replacement, or restoration of disaster-damaged, publicly owned facilities and the facilities of certain Private Non-Profit (PNP) organizations.

Rapid Assessment Post-Impact of Disaster
Agencies: Department of Health and Human Services (HHS)National Institutes of Health (NIH)
The purpose of this grant is to provide an expedited funding mechanism for research in the aftermath of disasters and mass casualty events.

Reclamation States Emergency Drought Relief Act of 1991
Agencies: Department of the Interior (DOI)United States Bureau of Reclamation (USBR)
Various methods of assistance including loans, grants, etc. during drought events.

Regulatory Relief
Agency: Federal Deposit Insurance Corporation (FDIC)
The FDIC has provided regulatory relief to financial institutions and to facilitate recovery in areas affected by severe storms and flooding.

Savings Bond Redemption
Agency: Department of the Treasury (DoT)
Savings Bond Redemption allows bond owners in areas affected by a presidentially declared disaster to redeem bonds prior to the expiration of the initial 12-month holding period.

Substance Abuse and Mental Health Services Administration (SAMHSA)
Agency: Department of Health and Human Services (HHS)
Designed to assist people and areas recovering from the results of natural and human-caused disasters.

Supplemental Revenue Assistance Payments (SURE) Program
Agencies: United States Department of Agriculture (USDA)Farm Service Agency (FSA)
The Supplemental Revenue Assistance Payments (SURE) Program was authorized by the Food, Conservation, and Energy Act of 2008 (2008 Farm Bill) to provide assistance to producers suffering crop losses due to natural disasters.

Surplus Real Property Available for Public Use
Agency: General Services Administration (GSA)
Federal real estate properties that are no longer needed by the federal government may be made available for public uses to state and local governments, regional agencies, or nonprofit organizations.

Tree Assistance Program for Orchardists and Nursery Tree Growers (TAP)
Agencies: United States Department of Agriculture (USDA)Farm Service Agency (FSA)
Provides financial assistance to qualifying orchardists and nursery tree growers to replant or rehabilitate eligible trees, bushes and vines damaged by natural disasters.

Skip Footer back to content