In accordance with:
- the provisions of Section 17(a) of the Federal Deposit Insurance Act,
- the Chief Financial Officers Act of 1990, Public Law 101-576,
- the Government Performance and Results Act of 1993 (as amended) and the GPRA Modernization Act of 2010,
- the provisions of Section 5 of the Inspector General Act of 1978, as amended,
- the Reports Consolidation Act of 2000
The FDIC is pleased to submit its 2025 Annual Report to the President of the United States, the President of the U.S. Senate, and the Speaker of the U.S. House of Representatives.
2025 Annual Report (PDF format)
The following documents are formatted as PDF files.
- Full Report
Report by Section:
1. Management's Discussion and Analysis
- Overview
- Insurance Program
- Supervision
- Mission Driven Banks
- Large and Complex Financial Institutions
- Depositor and Consumer Engagement
- Failed Bank Resolution and Receivership Management
- Workforce Culture Transformation
- Effective Management of Strategic Resources
- Information Technology Modernization
- Deposit Insurance Fund Performance
- 2025 FDIC Operating Budget
- 2025 Budget and Expenditures by Program
- Investment Spending
- Deposit Insurance Fund (DIF)
- FSLIC Resolution Fund (FRF)
- Independent Auditor's Report
- Management’s Report on Internal Control over Financial Reporting
- Management’s Response to the Auditor’s Report
5. Risk Management and Internal Controls
- Statement of Assurance
- Internal Control Program
- Management Report on Final Actions
6. Appendices
A. Key Statistics
B. More About the FDIC
C. Office of Inspector General's Assessment of the Top Management and Performance Challenges Facing the FDIC
D. Acronyms
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