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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Bid Summary

Waukegan Savings Bank, Waukegan, IL
Closing Date: August 3, 2012

Bidder Type of Transaction Deposit Premium/(Discount) % Asset Premium/(Discount) $(000) SF Loss Share Tranche 1 SF Loss Share Tranche 2 SF Loss Share Tranche 3 Commercial Loss Share Tranche 1 Commercial Loss Share Tranche 2 Commercial Loss Share Tranche 3 Value Appreciation Instrument Conforming Bid Linked
Winning Bid and Bidder:
First Midwest Bank, Itasca, IL
All deposit whole bank 0.00% $(20,438) N/A N/A N/A N/A N/A N/A No No N/A
Cover:
Heartland Bank and Trust Company, Bloomington, IL
All deposit whole bank 0.00% $(23,600) N/A N/A N/A N/A N/A N/A No Yes N/A
Other Bid: All deposit Clean P&A 0.15% N/A N/A N/A N/A N/A N/A N/A No No N/A
Other Bid: All deposit Clean P&A $250,000 N/A N/A N/A N/A N/A N/A N/A No No N/A
Other Bid: All deposit whole bank 0.00% $(25,700) N/A N/A N/A N/A N/A N/A No No N/A

Other Bidder Names & Locations:

First Midwest Bank, Itasca, IL
International Bank of Chicago, Chicago, IL
Lake Forest Bank and Trust Company, Lake Forest, IL

Notes: